Harry - UK Investor £315k
431 posts

Harry - UK Investor £315k
@HarryUKISA
ETF Investor working towards financial freedom ISA / SIPP / Cash ISA 🇬🇧 Not financial advice - following my own investing journey and learning along the way

£10,000 sitting in a savings account. Here's the most tax efficient way to deploy it. Priority order: → 3 months expenses in easy access savings first. Non negotiable. → Remaining £6-7k straight into Stocks & Shares ISA. → Buy VWRP or VUAG. Global or US index fund. → If under 40: £4,000 into LISA first. Government adds £1,000 instantly. → Automate £200/month going forward. Never stop. What not to do: → Leave it in a current account earning nothing → Put it all in crypto → Wait for the perfect moment £10,000 invested today at 10%: → Worth £174,000 in 30 years. The best time to deploy it was yesterday. The second best time is today.



























