FluentInQuality

AI is disrupting $ADBE That's what the bears say. But it's far from the truth. It's a cash machine that's going to give investors 100% on their investment. Here's why $ADBE will loudly continue to dominate the creative industry: 🧵👇🏻

@MarketProfessr Definitely, yes 👏🏻

@FluentInQuality Not cheap, but from among the large tech companies, $MSFT looks the most attractive

Everyone is saying $MSFT is cheap after the drop. Run the reverse DCF and think again. The market is pricing in ~16% FCF growth for 10 straight years just to justify today's price. That's not a bargain. That's a bet. Worth it or not?

$FICO shows a clear disconnect. Free cash flow (adj): $4 → $25 Stock price: ~8x over the same period. The business is compounding. But the stock has run even faster. When price outpaces fundamentals, expectations become the real driver.

$FDS keeps compounding quietly. Clients >10k: 4.2K → 9.0K Users: 84K → 240K Steady, consistent growth. No hype. Just sticky data, recurring revenue, and deep integration into workflows. Boring businesses often compound the best.

@unusual_whales Market tomorrow:

At close: 🍓🥦🍓 unusualwhales.com/heatmaps

@BrianFeroldi S&P 500 is the 🐐

Dow vs S&P 500 vs NASDAQ:

@unusual_whales Leveraging their couriers is a big brain move tbh.

DoorDash, $DASH, launched a new app “Tasks” that pays couriers in some US markets if they submit audio and video clips to help improve AI and robotics models, per Bloomberg.

If the $VIX closes above 19.86 by March 31st (8 trading days till then) it will mark the 3rd consecutive green month for the fear index. It has not done 4 straight green months since the Dec 2019-Mar 2020 Covid crash! Just another random stat.

$BAM has a significant runway ahead of itself. Valued like this runway is shrinking... I need to look more into $BAM

Weird flex. I sold $GOOG $GOOGL at the absolute top.

$MU is seeing a sharp inflection. Quarterly revenue: $8.0B → $13.6B → $23.9B in ~12 months. And estimates keep climbing toward ~$30B+. That’s a massive step-change. Driven by AI and memory demand. The key question now: Is this cyclical… or the start of a new baseline?

$V is trading around ~22x EV/OCF. Historical median: ~24x. For a global payments duopoly with dominant network effects. That’s below its typical range. Sometimes the market underprices consistency.

@tickertalks07 Look a bit ahead, instead of 1 to 2 years, on you’ll understand my statement. 😄

@FluentInQuality $NVO isn’t firing on any cylinders!! The estimates are sitting at negative growth for this year

The gap is widening with $NVO and $LLY. Both are firing on all cylinders while $NVO is getting punished.

@AdrianCarSua 👏🏻👏🏻

@FluentInQuality $ADBE at 10x EV/OCF vs 30x historical median is a amazing. The market is pricing in AI disruption risk. Firefly monetization slower than expected + Figma alternatives gaining ground. But 90%+ recurring revenue and 35%+ FCF margins. At 23x you're still buying quality at a discount

$ADBE is trading around ~10x EV/OCF. Historical median: ~30x. Even assuming a more reasonable multiple of ~23x: The stock still looks undervalued. For a high-margin, recurring revenue business with durable growth, This disconnect stands out.

@Netrunnr Captures actual cash collected and not just accounting earnings (recurring model from Adobe). ‘Downside’ is that it adds back SBC which is a non-cash expense.

@FluentInQuality Big disconnect between market sentiment and fundentals indeed @FluentInQuality Why use EV/OCF specifically?

@Investiri $FB 😮‍💨

@FluentInQuality If the anchor is gone, does the name go with it? Time to bring back $FB? 🤷🏼‍♂️😜

$META dropping the Metaverse is a based move. Zucky is goated for dropping this anchor from its ankles.

@hollertotide What are some you could accept and what not (and why)?

@FluentInQuality This is one of the most overlooked destroyer of returns. It’s one of the main things I look at. It’s relative by industry though, you must accept some or you won’t own anything lol

$AMZN, $META, $CRWD, $NET, and many others have quite the SBC. Is this a worry to you? I personally see it as keeping talent on board. How do you view it? Do you take this into consideration when investing?

@iforgotihadth1s One is 👀

@FluentInQuality Either one is mispriced $NVO or both are right now