
Joseph
29.5K posts

Joseph
@JosephOnions
mission to civilize. learning. CFP. CPA.


Does the @nytimes know what NATO stands for?





The first time I used a CPA, he was extremely efficient and extremely wrong. It was a large company. They took care of everything for me. I felt amazing. Years later, I understood what a crappy job they did: They did almost nothing to help me save money. As my taxes became more complex, I started trusting CPA and tax preparer experts less and less. I quickly realized that they provide very good service for the 95% of people out there, but as soon as your situation becomes more complex, their services are less valuable. Right now, I'm too rich for the CPA I can afford, and too poor for the CPA I need. This year, I filled out my taxes using a combination of Claude (for the most part) and ChatGPT. For reference, I have a solid understanding of tax law, and I've always been involved in my taxes. I'm also not uneducated. I used TurboTax's consulting service to ask complex questions beyond my knowledge and to fact-check Claude's suggestions. Most of the time, the human experts were clueless and didn't know that something we did was even possible or lawful. Most experts had to ask me "to return my call later" so they had time to read more about the topic. Claude was right every single time. This was eye-opening for me. By the way, I also found a mistake in my 2024 return. Claude found out that I wasn't reporting a backdoor Roth IRA contribution correctly. I had to file an amended return for 2024, and the IRS owes me $2,562. To all the people saying this is just bro science and that you should trust your CPA, I say: Have fun with it. Instead: • Claude did 99.9% of the work with my help • I used human experts to validate some of that work • I paid the TurboTax Audit Defense service to have them represent me in the event of an audit I know this might be fringe today, but more and more people will start moving this way. CPAs will have to compete now to win our business back.












Impact of Iranian cluster missile in Tel Aviv! The location of the image resonates immediately. Just horrible!


Absolute bombshell. Benjamin Netanyahu openly admits to illegally occupying and annexing sovereign territory in Gaza, Syria, and Lebanon to create permanent buffer zones. He is literally confessing to violent imperial expansionism on camera.








Update: My accountant is gonna be @openclaw instead, using TurboTax for tax filing. It’s already been 10X more helpful than my previous accountant.



A while back, I agreed to debate John Mearsheimer on the Israel Lobby. John dropped out for mysterious reasons and @ggreenwald took his place. Ultimately, the festival got canceled, so I decided to invite Glenn on my podcast to (respectfully) duke it out. youtube.com/watch?v=AEvJQo…



A question for everyone: survey data suggests that by the end of the Covid-19 emergency trust in public health institutions had decreased significantly. If you are among the people who reacted that way, why specifically? I'm hoping for long, diverse, individualized answers.







