Kevin Smith

@jaze_blue @miltownaries @fcbtray But how often are they used? Wembley has over four times the annual attendance of Michigan - they are amazing venues, but built for an entirely different purpose.

@miltownaries @fcbtray Ohh hell nah. Don't bring population into this yall UK mfs been talking shiit. The population isn't the one building the stadiums you dumbass!

US makes the UK look like a 3rd world country

@Loutaphilliph Is this not about purpose? Michigan has 7-8 homes games a year with yearly attendance around 1million. Wembley has a more packed schedule with over four times the yearly attendance. The top US stadia are bigger (and look incredible), but they’re designed for a different market.

The biggest stadiums in the US vs. UK 👀🏟️

@BellaRalphUK @ally_dl 😁

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@AlanBuchbach @DefiyantlyFree “Irish school teacher” - literally not Britain.

They have ZERO property rights in Britain now. Consider the example of an Irish school teacher Enoch Burke who didn't break ANY laws. The government literally emptied his entire bank account overnight: ~40,600 Euros / ~US$44,000 STOLEN by an activist communist court. x.com/EnochBurke/sta…

@fightwithmemes To be fair, it was -2 degrees this morning and we’re expecting 26 degrees tomorrow - that’s the story.

How is this acceptable? EasyJet do not have a 5 person room in this hotel - it doesn’t exist! - so the holiday has been mis-sold! Surely I am entitled to a full refund?

@easyJetholidays. Holiday booked on Sunday to Egypt for a family of 5 (2 adults, 15, 11 &7). Found out hotel doesn’t do 5 bed rooms, your helpline has told me that we can have all 5 in 2 beds!! They are refusing to give my deposit back other than via credit!

@JohnBuckland02 @StellaOShea1 @PaulKirkby3 Not strictly true - in certain circumstances it’s possible to obtain a state pension without paying any NI contributions throughout your life.

@StellaOShea1 @PaulKirkby3 It’s a pension. Like any pension, you have to pay into it in order to receive it.

@keithca08751057 @monty8391 @MartinSLewis I believe the average full time salary is now around £39k. I think we all remember salaries of 10-20 years ago as being high, and are conditioned to think they still are - a household living of a single income of £50k, particularly in the south-east, is very much not rich!

@monty8391 @MartinSLewis The clue is in the name HIGH INCOME benefit charge Anyone on £50k,is earning almost twice average wage and almost 5x state pension, should not need to resort to child benefit

THE RABBIT FROM THE HAT: He's cutting employee National Insurance rates currently 12% on income between £12,570 and £50,270 to 10%. Someone on average salary will save £450/yr from 6 January 2024 This is a tax cut for workers (not for other earnings) which goes some way to cover the cost of freezing the tax thresholds #AutumnStatement

@historyinmemes The skyline has indeed changed dramatically… and interestingly, not one of those buildings mentioned is in this picture 😃

The London skyline has evolved dramatically with the addition of iconic skyscrapers like The Shard, The Gherkin, and the Walkie-Talkie building. These modern architectural marvels have redefined the cityscape.

@SnowyTheWarrior @MartinSLewis Depending on when this was, MIRAS tax relief?

@MartinSLewis My first mortgages were nearly 8%, what government assistance did I get? Stop fucking crying. Maybe cut down on just eats and nights out maybe. Idiots.

They can't say they weren't warned! Last Autumn, I raised an alarm about a coming potential mortgage ticking time bomb with millions facing huge bill-shock as their fixes end. So much so the Chancellor called a mortgage summit; sadly it was just a missed opportunity talking shop... I want to briefly bash out some thoughts on this. The summit in December was attended by the Chancellor, FCA chair, the bosses of UK's biggest banks and me (I'd asked for consumer charities & mortgage experts to attend too but that wasn't agreed - tho my team and I worked hard talking to charities and mortgage brokers before to collate ideas). My reason for suggesting the Chancellor took action was simple. We needed to prepare in case it rates rocketed - waiting for it to happen would be too late. Yet now, the time bomb has exploded, and we're scrambling about what to do. One of the big concerns I raised was that banks were increasing their margins - basically the gap between what lenders are charged and savers paid. That should (and still should) be tightened and political pressure needs applying to ensure either better mortgages or better savings or best, both. Other practical suggestions were not about radical change, but easy to agree forbearance and help measures to get people over the hump while they readjusted their finances. A range of methods such as payment holidays, payment reductions, lengthening the mortgage term were discussed, plus proactive communication with borrowers who look like they may be struggling and independent solid guidance about what people's options were if they were struggling. There were lots of nods from the bankers and many 'we do that alreadies', and indeed some extra customer communications did come out on the back. Yet real changes met push back - sometimes the banks both from banks and the FCA. For example 1. Any help options should be easily reversible on request. Eg if you extend your term, to reduce payments, when things improve you should have an automatic right to reduce the term. Knowing there is a reversibility option gets rid of a barrier to action - without reversibility people are scared to be locked into a longer mortgage (which means more interest). 2. It should have no or minimal impact on people's credit scores (as it did in the pandemic). Again negative credit file impact is a big barrier to action - as it leaves people reticent to make a decision, which can lead to snowballing problems. None of the suggestions have seen any real fruition. The attention faded, especially when rates didn't rise as sharply as first expected. Though we are now in exactly the situation that the whole meeting was meant to prepare for. Now I read about proposed 'forbearance' measures being looked at, it does feel as a shame the stable door is already closing...

@Gm7_Photography @Keiron_Lowe @BBCBreaking Thought it best to take the tweet down..

@Gm7_Photography @Keiron_Lowe @BBCBreaking You both might be right - It’s annoyingly bad footage.

CCTV appears to show police van following two people on electric bike minutes before fatal crash that sparked riot in Cardiff, Wales bbc.in/3BRrAb2

@greateranglia Brilliant - thanks!

@Kevsfx Hi Kevin. So sorry to hear this, yes you can collect your tickets on arrival. Should there be any issues, please show staff these messages. - Georgie

@greateranglia family day out in London - Rochford ticket office is closed and machine is out order. Assuming we can pay for/pick up tickets when we arrive in London???

@NightyniteSucka @Martina

What happens when the NRA doesn’t own the politicians…

@KeithB59 @uuncommonsense @sophielouisecc I’d agree that 17% is wishful thinking given the current climate; but stick with facts - since 2012, MPs have actually had a 28% pay rise. Nurses deserve a generous offer.

@uuncommonsense @sophielouisecc MP’s have had well below inflation rises. They had about 3.8% this year, so should the nurses get that as well.

@QueanPolitik @blandsteve @MailOnline That’s not the context here… it’s 4 years later.

@c2c_Rail Leigh-on-Sea station not manned and machine not issuing tickets - great start to a family day out in London.