Stephen Clacy

@2147mill Would the question really be: Own a £300k house without a mortgage woe have £300k in dividend stock on an ISA With the question as framed we don’t know size of mortgage

Binary choice: Own a £300k house with a mortgage or own £300k of dividend stocks in an ISA? One costs you £1,200/month. One pays you £1,000/month. Both can appreciate. Only one is liquid.

@Outdoo989 @triffic_stuff_ I when I was young I worked with guy not dissimilar he was one of the technical computer people who had control ( Or so they thought ) over everything

@LordNumpty @triffic_stuff_ it's so real. I remember a time in life having to hold down a job in a place like that a while.

🚨BREAKING: Iconic Movie Star Chuck Norris Has Died At Age 86 Following An Undisclosed “Medical Emergency” In Hawaii. I’m sure people will remember him for all sorts of reasons, particularly his movies, but whenever I hear his name it always reminds me of this classic clip from ‘The Office’ 😂 @rickygervais

@freedombill3 Remind me what was the book

@LordNumpty You know it, I enjoyed that book.

Walking past a David Lloyd car park on a Saturday afternoon looks like an absolute parade of pure wealth. You see endless rows of brand new Porsche 911s and Range Rovers sitting outside the premium gym and spa. It looks like the ultimate definition of success, but the reality behind the dashboard is completely different. Let us look at the actual numbers keeping that illusion alive. To put a brand new Porsche 911 por Range Rover on your driveway, you are easily handing over £1,200 - £1,500 every single month on a PCP finance deal. Then you are paying another two hundred quid a month just for the premium gym membership so you have somewhere flash to park it. That is nearly £1,700 pounds leaving the current account every single month, to rent an aesthetic. Over a single year, that is a full £20,000 Stocks and Shares ISA allowance completely wiped out. They are literally going broke just to look rich to people they do not even know. If the monthly salary stops, the car gets repossessed and the membership gets cancelled almost instantly. Real wealth is not driving a rented supercar to a premium treadmill. Real wealth is driving a standard car that you own outright, while your cash buys slices of the S&P 500 $VUSA or Vanguard Global $VWRL in the background. Are you funding a car dealership's profit margin? Or are you building freedom? Please don't rent the illusion.

@freedombill3 We buy thing we don’t really need with money we don’t really have to impress people we don’t really like Another line I like is - 10 Gallon Hat no cattle

@LordNumpty Totally agree Stephen. 👍🏻

@Wisdom_HQ I would have done three lines at the bottom of the board and argued the border of the board made up the line I needed

Can you draw a square with 3 lines?

@freedombill3 Many later on will think what they have wasted and what they could have been done with money . Especially as a great wave of uncertainty is coming with AI

@LordNumpty True, that's income rich, not wealth.

@helen_spirit1 She went even further with this and the other one is on an area of her body known only to Mr Reeves and her gynaecologist

Of all the deeply worrying events occurring in the world at the moment, nothing can ever be as troubling as today’s report that whilst at University, Rachel Reeves had a poster of Gordon Brown on her bedroom wall.

@lucaswrtr @Mishi_2210 You assume the killer stays in the room - I say 51 as I assumed he would leave

@Mishi_2210 wait… am I missing something, or is this actually right? 👀

Everyone says 20 ,but that’s not the real answer If you solve this, you’re in the top 1%

@Mishi_2210 If the killer stays in the room 52 ( although 30 are in the room are dead )

@esjayXX @MediaSOI When you think of historical British leaders likeGladstone,Disraeli, Churchill, Attlee, or Thatcher, their public image was built around gravitas, statesmanship & policy debates — not personal gimmicks or, frankly, the sort of hypnotherapy antics he has indulged in

Ok I believe him now. It works.

@esjayXX @MediaSOI If you read the Sun article the woman grew a few inches in chest measurement but reportedly stayed in the same cup size, so her bra cup letter didn’t change — it was just a “tighter fit.” - if you are confused then that makes two of us !

@JamesMelville Don’t do as I do…….

Ed Miliband’s requirements for climate change comes with a James Bond lifestyle.

@MrBonMot Picking your nose with a fountain pen is dangerous and unhygienic. Also can block the flow of ink

According to the reply about my complaint about Nat West staff I received a reply saying "At NatWest, we pick our staff with care". Aye, and I pick me nose with equal diligence, but it doesn’t qualify me to run a bank. Even if I do have a fountain pen!

@afneil @TheHotdogShop You have posted a picture of two minions - you should have posted a picture of Ed Milibandand Keir Starmer and possible our Rachel

ANDREW NEIL: We’re heading into what could be the greatest energy emergency ever with a bunch of clueless inadequates at the tiller mol.im/a/15665931

@financial_shaw As it is so far away, I always thought if it got tricky he would continue to help Israel and shuffle off the scene claiming damage has been done and lessons learnt

Trump considering conceding victory again

@AgrippaSPQR @brexitblog_info @JeremyCordite Dont forget it was not her credit card it was one she was allowed to use to buy presents for staff on the strict understanding that they brought her presents

@JeremyCordite If only there was a clue from her past that warned Rachel Reeves wasn’t the best person to be trusted with the nations credit card.

Rachel Reeves is like a teenager who's just borrowed their dad's credit card and doesn't realise there's an actual credit limit.

@trevgoes4th At that famous line from Dennis Law about his mate George Best Women, drink… and whatever was left, he squandered. That was George Best.

Lol I met this retard and this is true

@TheWritingWeb @letterappsoc @lbsg1976 @RoyalMail @Croydonist @CroydonGuardian Remember letters to be placed in the one on the right as you look at the photo

Happy #PostboxSaturday from this George V pillar box opposite former public house The Grange in Thornton Heath. 💌