Matthew | Finance & Investing

@SCHDETF How many shares will it take to hit $1M in SCHD?

$SCHD Marathon to $1M UPDATE: March 19, 2026 Yesterday, I added 11 more shares, bringing my total to 8,452 shares. Staying consistent and continuing to build. Current Stats: Shares: 8,452.1 Cost per share: $25.27 Total cost: $213,587 Market value: $258,338 Price gain: $44,751 (+21.0%) Total dividends paid: $16,899.50 Total return (incl. dividends): $61,651 (+28.9%) Yield on cost: 4.15% Annual income: $8,854 Shares added since last dividend: 221.89 2026 Shares: 116.9 January: 5.4 February: 12.5 March: 99 Step by step, steady accumulation. 11 shares closer to the goal. The marathon to $1 million continues 🐢📈 Are you adding on this dip?

@SCHDaccumulator The nickels and dimes add up, keep it going! Are you going to be DRIPping these dividends? That will really accelerate the payouts.

Acquired 0.08 shares of $JEPQ for $5 today! Increasing annual income by $0.55💵 Total share count: 0.17

@randrewcworth How much decay have you seen or had in your capital? I was previously a $ULTY shareholder, but experienced a lot of NAV decay.

Its Friday! So that’s means another payday $ULTY $YMAX $LFGY

@DividendRob This is exactly how I look at my Roth IRA as I am 19. Looks very appetizing, even before future contributions

My 4 year old son’s $1,555 UTMA account will turn into around $300,000 by the time he’s 59 assuming an average of a 10% return. It should end up being much larger with more contributions over the years

@TRADESTERJJ You won't complain so much when it grows 30% on EPS and revenue over the next 5+ years. Think long term.

bought the $SoFi dip at $17.77 had i waited for 5 minutes i could’ve bought the dip at $16.77

@cmsinvests yes of course. All of mine are always open during the weekend. This is because I sell options, and am always collecting time premium

Do you let options stay open during the weekend?

Portfolio Update: Rolled my $SOFI covered calls down from $21 to $20 strike for the 4/17 expiration. This brought in $12 per contract for 4 contracts, totaling $48 of premium. Sitting on premiums right now. Will roll these calls up and out to May starting next Friday or after.

@megrogs26 Congratulations! Wishing you the best of luck.

I don’t talk about my personal life much on here, but I wanted to share a BIG life update with you all! I got married back in August of 2024 and we decided to wait at least a year before having kids. Well, about a year and a half later, here we are with baby #1 on the way! We are very excited, but if I’m being completely honest, I’m also terrified. Being the one to go through the physical changes and the labor process has always seemed scary to me. And now that it’s a reality, I’m even more scared 😅 That being said - moms out there, I’d love some tips and tricks to help guide me through this pregnancy along the way 💕 We definitely have a lot to figure out when it comes to finances, so plans are going to have to change for a while. No more maxed out IRA, unfortunately 😅 I’ll keep grinding my best with what we have already accumulated in our brokerage accounts and IRAs, though! Finances aren’t everything, and this journey will be so worth the financial sacrifice 🥰

@CarsonTalkMoney No. Just the $SOFI so far

@MatthewInvests Did you add anything else today?

I bought another 5 shares of $SOFI! It continues to trend down on no news, so I’ll be joining Noto in buying more

@aincomeinvestor Do you get points for paying your rent with the gold card?

Hear me out. Robinhood credit card perk that earns 1-2% back on rent and mortgages.

3/ My question is do I replace some shares of $SOFI for these calls? Or do I wait until I have the money to add more contracts. I'd love to hear some input FINX! If you read this far, let me know, and a huge thank you!

2/ I could sell the $20 call for 3 months from now, collecting $115 per contract in 3 months, bringing the breakeven down to almost $18.50 by the start of 2027. This seems like a gimme for 20 months from now.

1/ I currently own 408 shares of $SOFI. I like having the actual shares in my account that I can accumulate, but I also can see how some LEAP call options are pretty cheap for Jan 2028. I see the $10 call for $965, where the breakeven is just under $20 a share.

@ColesTrades Yes sir Cole, that's a great way to look at it!

$SOFI will still beat guidance every quarter without an interest rate cut It’s not the end of the world

@ColesTrades As much as I would love to start some LEAPs positions, I would rather have actual shares instead of calls. It just sits better with me as a long term mindset. Can you comment on this view?

The bottom is almost in… I’m waiting for the bullish signal from $SOFI and I’m loading LEAPS options for the next 2 years. I will also be opening up a new position soon.

@JuanRodrig07 Good! We need those volumes to be increasing over time!

$HOOD Now you can build combos on March Madness games. This should help increase traded volume too.

What is an accurate rate of return I should use when looking at a long term estimate of my Roth IRA? It is all $QQQ, so something close to 10%, 8% for inflation? or less? Let me know!

Portfolio Update: Added 2 shares of $SOFI on today's dip to $16.60. Total holdings are now 408 shares at an average cost of $23.93 per share. Still looking to add to shares with premiums collected from covered calls and cash secured puts. Is anyone else adding to $SOFI today??

Currently I'm taking a computer science class where we learn coding. I've also seen some things where people code their own finance tools with Claude, and thought I'd try to build something up. I guess this is what vibe coding means? A hell of a lot easier than writing it myself!