Mike Zink

@fiago7 The best thing to do is Google for the best burger wherever you are going to be. Many great places are very local and you can't experience it if you are not traveling there.

Okay, since I’m getting a ton of recommendations what burger to try as a German tourist, let’s settle this. What‘s the best burger place in the United States? 🍔🇺🇸

@mrrunner76 @fiago7 What? Not The Varsity? Just kidding. I loved the Vortex during my 13 years in the 404.

@fiago7 The Vortex in Atlanta. But you got to hit the one on Little 5 Points (L5P).

@Rainmaker1973 Banning cash: 1) Traps you in the banking system 2) Allows them to track everything other than non-monetary transactions (quid pro quo exchanges).

A plausible explanation of why they want to ban cash.

@MatrixMysteries I have to go longer than a 50 year loan to get to her numbers. This video looks like staged crap.

@MatrixMysteries Her numbers also don't work for a 30 year loan. She says the mortgage is $138,000 @ 6.99%. The Excel PMT() function says that would be $917.19 / mo or more than $11,000 a year FOR JUST THE MORTAGE.

An American buys a $138,000 home. She sends the bank $9,286. After interest, taxes, and insurance, ONLY $952 goes toward the loan. $8,300 is PURE interest. This is how the system turns ownership into a lifetime of payments.

@ashleyschendel $420k for a starter home is going to be in one of the most expensive areas of the country. Tampa is not the sticks and a starter home there is under $270k. Mobile homes are a much cheaper option. The new ones are quite nice and much better built. You need to own the lot.

Young people say, “How are we supposed to buy a $420,000 starter house on a normal salary?” Older people say, “We had high interest rates too. We had to work hard and figure it out.” Both sides are missing part of it. My first home was a duplex. I lived on one side and rented out the other side. The rent helped cover the cost, and when I sold it, I had a really good down payment to put toward our first family house. So yes, I do think people sometimes have to stop waiting for the perfect house and look for the house that gets them in the game. But I also think it’s ridiculous to act like today’s numbers are normal. A $420k “starter home” with these rates, insurance, taxes, groceries, childcare, cars, phones, and everything else is not the same math people were doing decades ago. Complaining won’t fix it. But pretending it’s easy doesn’t help either. Sometimes the first house is smaller, older, farther out, a duplex, or just not what you had in mind. That may be the move that makes the next move possible.

@TomLondon6 Were the Jews the German equivalent of Hamas and Hezbollah?

I'm Jewish, British & 64 All my life, I wondered how the Holocaust could have happened. I understood that Hitler & others were EVIL, but how did millions of ordinary people go along with it? NOW, seeing how so many in the West rationalise & defend the Gaza Genocide, I feel I have an answer and it is profoundly disturbing

@JohnnyBrig72342 @vol212320 Another post that shows once again that, despite the UK having one of the highest-ranked educational systems in the world, input quality matters more. Garbage in, garbage out.

@vol212320 You must be a really bitter person if you can't see the good in Australia and Canada. Spiteful.

Growing up in Canada, we were filled with anti-American propaganda. And I didn’t realize when I was growing up, but many Canadians have this constant energy of trying to prove they are better than America. Constantly feigning moral superiority over Americans. When I moved to Australia, it was the same thing. A constant proving of why they are better than the US. Here’s what Canadians and Australians don’t realize…Americans don’t think about them at all. They don’t spend time trying to prove they are better. They just go live their lives and try to be the best. Posts like this 👇🏻 just give Americans entertainment until college football starts again. But keep coping I guess.

@FredericCh9324 @lynnek2005 Even US wood homes can survive an EF2 tornado. On average Britain sees 2-3 of those each year. EF3 annual average is 0. Drop your British home into Tornado Alley and let's see what it does when an EF4/5 hits it.

@lynnek2005 wait untill she discover that US house code is so lax they are litteraly build with papier-maché and are gone if a breeze get's too strong! 😂

This British young lady is comparing US houses to UK houses. She's freaking hilarious! Apparently, in the UK, a £400K house is a modest home and here, it's a mansion! 🤣😂

@JohnRovere @QuantumGuard17 This happened in Gainesville, home of the University of Florida. Guess which way Alachua county votes?

@QuantumGuard17 She got ONE DAY unpaid suspension. Florida is a joke!

🚨 BREAKING: A student in Florida was nominated by his own teacher as "Most Likely to Become a Dictator" because he was a conservative, a parent just revealed. The teacher allowed students to label him a "N@ziphile" because he was interested in WW2 history and ROTC. They literally tried to give him a "certificate" for "Most Likely to Become a Dictator." FIRE THE TEACHER. They can move to New York or California - get a job there.

@QuantumGuard17 Those who live in Florida know this isn't "BREAKING" or "just revealed." It made the news here about 10 months ago.

@colemurray @zachmelloh26 It's probably a made-up post.

@zachmelloh26 >home health care >$1,500 / month for care it's probably a scam, too cheap

I heard about a couple in their 80’s has a net-worth in excess of $10m They need home health care, but don’t think they can afford $1,500 / month for care. What would you tell them?

@korinreid @The_Nybbler @zachmelloh26 Medicare will cover intermittent care.

@The_Nybbler @zachmelloh26 i think it depends on what they need....around the clock costs way more, but just a few hours a few times a week isn't that expensive

@MVG_Mew2King Maybe when the next secular bear market takes place you will realize the wealth was not real. If you own stocks yourself this point will be driven home hard.

I do not understand billionaires. Why would you desire MORE money at this point? You have the power to change the world massively for the better, AND still not affect your daily life. If i was somehow born into this (or having this somehow), that would be the no-brainer option.

@Regular_Land @TowM8r1 @DerrickEvans4WV @grok then they have not received interest at the agreed-to rate and if they sold it they would never get it. If, say, they split the payment 50/50 the effective interest rate they received would be (536.82/2) / 416.67 x 5% = 3.22%.

@Regular_Land @TowM8r1 @DerrickEvans4WV @grok The "front-loading" occurs because of the duration of the loan. Consider a $100,000 loan at 5% p.a., After 1 month you owe $416.67 in interest but in a 30-year loan are only paying $536.82 each month. If they applied more to the principal ...

American family bought a home for $138,000. After the first year they had sent the bank $9,286. After interest, taxes, and insurance, ONLY $952 went toward the loan. Sad how many Americans don’t know anything about interest or how it works until it’s too late.

@MichaelKeith @DerrickEvans4WV Not these days. The standard deduction this year is $16,100 for single filers and $32,200 for married, filing jointly. In order to itemize you have to get above that. That's unlikely as mortgage interest is the biggest deduction for most.

@DerrickEvans4WV I should also add that your CPA will write that $6k interest off the bottom line of your taxes.

@Rasrest1155 @Ahkilleux @DerrickEvans4WV Utilities have been paid by renters for decades now. The other costs plus the landlord's profit are rolled into your rent, which will only go up.

@Ahkilleux @DerrickEvans4WV Property taxes, utilities, maintenance, insurance, interest. A cheap rent and investing the surplus dollars would go way further currently.

@InformationKey @DerrickEvans4WV OK. Hypothetically lend $100,000 at 5% interest per annum. The borrower wants to pay you $500 per month until they pay you back. Show us how you will work this loan.

@DerrickEvans4WV Understanding how amortization works doesn’t mean amortization is fair or should be allowed