Slapstick O'Plenty

@NiedsG excellent credit? dude credit scores weren't a thing till 1989. your whole list is full of shit.

Zoomers: 3% down payments Single-digit interest rates Subprime loans Down payment assistence programs Gas between $2-$5 Boomers: 20% down payments Up to 18% interest rates Excellent credit required No or few down payment assistance programs Sitting in mile-long lines to buy rationed gas, if they could get it. "Paths"

@MiscreaRichard @RefinedPopulist @kimby_gonz266 Starter homes arent a thing anymore Developers arent builder starter homes. so the homes available are the pricey ones

@RefinedPopulist @kimby_gonz266 I should also mention that people starting out should never buy a house in the average price range; they can't afford it and that makes it a very risky investment. My first house was a shack. 540 sq. ft.

Why are you under the impression we can’t all just easily call our grandparents and see how this isn’t true at all? Why would you even bother telling such easily refutable lies?

@FloridaThales this fucking guy "I got a house before i was 30" and trying to flex that he was frugal to fix it up etc. yeah Millennials and GenZ cant do the whole "I got a house before i was 30"

Yes. I'm Gen X - late Gen X - and yeah, I got house before 30, but it was a 1,000 sq ft rat trap in a not great neighborhood. Needed a ton of work. I almost never ate out. Not even fast food. Micromanaged bills. Drove a shitty car and wrenched it myself. Everyone thought I was poor. In a way, they were right. But I kept my debt load far lower than most my age, and started building net worth far earlier. The strategy of sacrificing little pleasures for long term gain is effective. What sucks about it is how doing this gets you made fun of by pop culture. Again, people think you're broke when you do this. "He can't even afford Starbucks, lol." Bringing your own lunch to work? Pathetic. Shopping at thrift stores and garage sales? Loser. People who made less money than I did lived higher on the hog. Nowadays I do ok for myself. I do have a decent net worth. A house with no mortgage. Retirement savings. But now people will say "oh, you're pulling up the ladder behind you, you don't care about other people." No, I do care. That's why I share how I did things with other people in the hopes that they can do the same. Yes, deferring pleasure sucks. But the point is, it WORKS. No matter how bad the economy gets, you will do better financially if you do this versus not doing this. Fuck the Boomers, it's not about them. It's not even about how well they had it or didn't have it. It's about what works better, now, in your particular situation. And frugality is almost always better than spendthrift behavior.

@revenant_MMXX Homeowner here, its called basic tools and youtube for tutorials on how to do things. Im sure as shit not going broke because of maintaining my house.

Home ownership is just a straight-up bad deal at this point even if you actually can afford it. Maintenance costs for everything have absolutely exploded. Air conditioner failed? That'll be ten grand, please. Meanwhile a landlord has to do things like replace your fridge for you.

@LibertyJen @123headhunter im calling bullshit. normal menus were the dollar menu you retard. food trucks have been around since the 70s i believe. they were more low key and cheap and not the bougie ones you see today. Usually catered to construction crews etc.

@123headhunter @NerdsPerspect Things that did not exist in the 80s in my town: Food trucks. Dollar menus. Things that did: sack lunches. Seethe I guess. I lived there. You did not.

My parents were boomers. I am GenX. As a kid I can remember getting McDonalds maybe 6 times in my childhood. We never got Happy Meals (too expensive.) We had to share a French fry order. And we could only order 1 hamburger each— my mom brought the American cheese from home and two cans of soda from home. That’s how tight money was in our house. We couldn’t order a cheeseburger with the melted cheese on it from McDonalds. This was my reality for a working-class blue-collar two-income family in the 80’s.

@commie_trucker dude if your working 50-70s a week. your doing something wrong. i work around 40 hours WFH and i make around 90k a year. Kudos to you i guess thinking thats a flex.

I’m 43 now. I’ve worked 50-70 hours a week my entire adult life. I’ve lost years of time with my children and loved ones just so we could afford to live. This life is not only cruel, but unnecessarily cruel. A better world is possible.

@nestapendragon idk about arena, i dont play arena. The whole paying for virtual card packs thing is a big no for me. Kitchen table standard is fun, but losing in under 5 mins turn one at a event as a teen isnt. Far as i can tell that hasnt changed.

@NerdsPerspect So is standard is too fast and not fun then? I feel like that's what people want on arena, so you can play more games faster and complete your "dailies" or however that works.

There's more commander players than ever. And more cards are being made and sold than ever! But you can't compete at "real" magic every week at your local store. It looks like that's dead and gone. Maybe that's what veterans see? And I feel they are right.

@NolteNC way to much my bean burrito at Taco Bell was 1.99 plus tax. I dont drink soda or beer. So it was just water for me.

Dear Gen Z: Cooked my own supper tonight. Two brats ($3.00) boiled in a can of beer ($1.00) and seared on the grill. Two ears of corn on the cob (66 cents). Two diced potatoes, fried and seasoned (80 cents). Bowl of vanilla yogurt (60 cents). Glass of milk (30 cents). Total: $6.36 You idiots spent more at Starbucks this morning.

@Dub2Dope @AmericanFemnst dude i was homeless in the 90's and i did this shit with my friends. we all had beater cars, worked part time and gas was like 98 cents a gallon. concerts and having fun were cheap as hell. I think at most i paid 45 for Metallica tickets in 96ish. 10-20 buck other bands.

@AmericanFemnst When I was a teenager in the 90s, nobody did this shit

When I was a teenager in the 90s, everyone had a car and we “cruised” for fun and never worried about gas. We ate fast food and went on dates at restaurants multiple times a week. We went to concerts and raves and bought name brand clothing at the mall. We worked part time and always had extra money. Our parents owned nice houses, worked ordinary jobs, and took us on vacation at least once a year. I feel sorry for Gen Z and Gen Alpha.

@chickpig23 @LibertyJen They use to be called roach coaches in the south. But they usually had some of the best food. You would see them all the time around construction sites and other blue color job locations

@NerdsPerspect @LibertyJen Never heard of a food truck as a kid, and there were zero dollar menus.

@BolsasDeLeche @WheelerCFO @akgonci @JDRockwellJr Yes they do you retard.

@WheelerCFO @akgonci @JDRockwellJr Do you think the 2005 Corolla with 170k miles that this dude has listed at $4.3k has a computer dipshit?

How delusional do you have to be to post 100k+ mile cars that are 20 years old and costing $8,000, and think that somehow is proof that kids these days are lazy or entitled? These were like $500 when I was a kid. That's 16x more expensive. Entry wages didn't 16x. DOTP now!

@g0nz0g0rilla @SouthernKeeks They exploded in the 80's and 90's it wasn't millennials or GenZers that caused that to happen. hmm i wonder who spent alot of money at those fast food places to make that happen

@SouthernKeeks People don't realize that fast food restaurants were not EVERYWHERE like they are now.

My parents are Boomers. I didn’t grow up with much. My father handmade our Christmas gifts several years in a row. Getting fast food was a very rare thing as a kid. McDonald’s was absolutely a fancy treat for me and my brothers.

@punystacy @LibertyJen thats doubtful he did that every day.

@NerdsPerspect @LibertyJen My dad packed his lunch every day. The good lunch meat and cheese were for him, we got the bologna.

@awstar11 yes all you boomers/Gen X stay home and didnt go out to eat but for once a year. Yet all these fast food places exploded with more locations in the 70s-90s. fucking Schrodinger's restaurant.

Children who know nothing about what they're talking about.

@LibertyJen ooh a grammar nazi...so cool. bet you told on kids in HS who didnt have a hall pass to use the bathroom

@NerdsPerspect I can’t take seriously anyone who doesn’t know the difference between “you’re” and “your.”

@skumWgmi I’ve met boomers bragging how they own beach house in CA and only pay like 500 a month mortgage because reasons

My neighbor bought his house in 1987 for $74,000. He refinanced once. He paid it off. His property taxes are $1,800/year because of how long he's owned it. The exact same house next door just sold for $710,000. The 28-year-old who bought it pays $9,200/year in taxes. And $4,100/month on the mortgage. Same street. Same house. Completely different life. We didn't just price people out of homes. We priced them out of futures.

@TwistedSheepGrl @MilesTrav 45 now I could afford to do way more things in my early 20’s than I can do now.

GenX here, and the flaw I see in this argument is what my husband and I can do now in our 50s bs what we could afford in our single 20-something days is wildly different. It’s almost as if we adjust our habits based on our available funds. The poverty meal claimera want something as they are just starting out that the rest of us built over 30 years or more.

The thing I find silly about this whole discourse, is the fact that I've worked in the food industry for well over a decade. Not only are most of the customers boomers, and always have been, but they're also the least likely to use a deal lol. They think complaining about the price, but then paying for it anyways, over and over, every time they come in, is some sort of A+ money management.

@giacomais @FertigNeverDies Your full of shit unless you live in an isolated little farm town

@FertigNeverDies We ate out maybe once a year on someones birthday. Maybe. And I mean, we had fast food once a year.

Motherfuckers out here acting like a good portion of Gen-X wasn't eating PB&J and government cheese growing up. And Ramen noodles in our 20s...

@longr6 @justhere4fun87 @NolteNC they arent making starter homes anymore and thats part of the problem