@obchakevich_ @artemis Bear in mind that we haven't scratched the surface in real-world penetration yet. There is so much left to be abstracted. Until then, the real music hasn't started.
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Prive
199 posts
In February 2026, stablecoins surpassed ACH in monthly volume for the first time.
Stablecoins - $7.2T
ACH - $6.8T
Visa - $1.2T
Stablecoins are quietly becoming the foundational infrastructure for global payments: no banks, no weekends, no borders.
Data used: @artemis
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How seamless is the pay→spend flow on Prive?
-create a payment link in seconds
-share it with clients
-collect high-value payments remotely or in person
-funds settle into your Prive wallet and can be spent instantly via your Prive virtual or physical card
Soon.
Next month will be big.
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"Self-custody done right is still incredibly underrated"
SOON.
Stepan | squads.xyz@SimkinStepan
Self-custody done right is still incredibly underrated
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Top five stats:
$160B: What Morgan Stanley's own spot Bitcoin ETF could unlock at just a 2% allocation across its $8T wealth platform.
$138M: Bitmine's latest ETH buy, lifting its total holdings to 4.66M tokens or 3.86% of circulating supply.
$375B: Stablecoin payment volume in 2025, up 76% year-on-year, with AI-driven machine payments an upside case.
99.65: The DXY is knocking on the 100 mark, a level the USD hasn't sustained since late 2025.
155,450 BTC: Added by long-term holders over the past 30 days, even as price dipped below $70K.
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Need to spend more stablecoins?
Prive is coming.
Marcel van Oost@oost_marcel
Visa was founded in 1958. Mastercard in 1966. Together they move $24.8T Stablecoins exist for 6 years and already passed them both 🤯 Let that sink in.
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@SimkinStepan True. A few nerds got frustrated, then created a parallel system.
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Stablecoins did not come from continuous improvement of banks
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@pauliepunt We hear a lot about stablecoins and stablecoin payments, so we tend to mistake mindshare for real-world penetration. The truth is we are early and need to keep building and distributing to catch up with the penetration level of legacy rails.
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Given their scale, it's astonishing how badly productized actually using stablecoins is. There are just about 1 million stablecoin-based cards in circulation globally, and ~70% of those were issued in the last 12 months.
For context, Visa alone has over 4 billion cards in circulation. Stablecoins are a $300B+ asset class with almost zero real-world spend penetration (yet). The disconnect between market cap and everyday consumer utility is the biggest white space in crypto right now.
It's clear the category has PMF and will keep growing at an insane pace.
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Stablecoins will become as common as fiat, eventually powering the bulk of real-world payments due to their speed and efficiency.
Stablecoin payment rails won’t achieve this by replacing legacy rails; they integrate with them instead, abstracting complex compliance and the onchain-to-real-world spending flow.
With the Prive Visa card, users can spend their stablecoin balance anywhere Visa is accepted, unlocking global access.
With high spend limits and competitive FX built in.
Prive is coming..
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there is only upside tbh:
- instant transfers and settlement
- instant access to yield
- self custody so it remains your money
so once again, if an app involves money, it will run on crypto
other solutions are suboptimal
nairolf@0xNairolf
if an app involves money it will run on crypto period
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@joinprive This ties into what I mentioned yesterday about onboarding friction.
If the spend layer is the focus, then UX has to be flawless… otherwise users won’t even get to that stage.
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"80% is payments and treasury flows, not DeFi"
You can hold EURC on Prive and spend it seamlessly with your Prive Visa card.
Dune | We Are Hiring!@Dune
New research with @Visa: "Beyond Dollarization" Everyone tracks USD stablecoin supply at $300B. Almost nobody is tracking what's happening in local currencies. We partnered with Visa to go deeper: → Non-USD stablecoin supply grew 3x (outpacing overall stablecoins supply) → Holder addresses: 40K → 1.2M (30x) → Transfer volume: $600M → $10B/mo (16x) → ~80% is payments and treasury flows, not DeFi → Weekend drops that mirror payroll cycles
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You’ll want to keep an eye on Prive in the coming days.
Prive@joinprive
Not many realise this, but one of the catalysts for mainstream adoption of stablecoin payments is global mobile wealth seeking frictionless settlement for luxury spend. Prive is unlocking this market. And it’s imminent.
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I really hope this trend of cool + cute card designs can show everyone in the fintech space that a neobank can be:
- specific to a niche audience
- optimize for retention
- fast time to market
- fun
Pudgy Penguins@pudgypenguins
The Pengu Card, on @Visa, is now live. In collaboration with @KASTxyz the Pengu Card is now available globally, across 170+ countries and 150M+ different merchants. Get yours below.
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