Chad Appleton

so send me a message! myoc.io/chadappleton #FHA #Strategy #FinancialStrategy #CreditHelp #CompassMortgage

er them when your offer is structured correctly. Here’s the part that really matters: Waiting years to “fix” your credit could cost you more in rising home prices than the rate difference ever would. FHA isn’t a shortcut. It’s a strategy. I'd love to help you get started, so…

On conventional loans, lower credit scores can get penalized hard, but there’s a government-backed loan program called FHA that’s designed for buyers who don’t have perfect credit. Because the loan is insured by the government, lenders can approve buyers with scores as low as…

than 100%. Let’s talk about how you can make the move from renting to owning. Your key to homeownership starts with the right mortgage. myoc.io/chadappleton #HomeownershipGoals #MakeAMove

Thinking about buying a home but worried about interest rates? Remember, 100% of your rent goes to your landlord, building no equity for you. By purchasing a home, you start building wealth and equity immediately as your property appreciates, with an interest rate much less…

ns you’ll not just be preapproved, but be fully underwritten and ready to make an offer—so when the house you love appears, you’re not scrambling. myoc.io/chadappleton #GetCommitted #CompassMortgage #LowRates

Did you know? The average 30-year fixed mortgage rate has dropped below 6% — the lowest in more than a year. If you’re thinking of buying a home or refinancing, this could be your moment. Plus, if you are looking to purchase, at Compass Mortgage, our Get Committed Program means…

e buying or refinancing, let’s explore your options. myoc.io/chadappleton #interestratenews #nowisthetime #compassmortgage

Have you heard The 30-yr fixed average is just below 6% for the first time in years. With inflation cooling and bond yields easing, mortgage rates have continued to inch down. What it means for you: Even a small rate drop can save hundreds a month long-term. Whether you’re…

a home. myoc.io/chadappleton #affordable #mortgagerates #compassmortgage

Is now the time for you and your family? Home affordability is now at a 4-year high! As home prices become more in-range for many Americans, coupled with mortgage rates nearing 6%, now may be the time to buy! I'd love to help you see if 2026 is the year you could purchase a…

! myoc.io/chadappleton #newjob #mythbusted

Overall employment history and income stability is what matters—not just your recent job move. If your new job offers consistent income, you could still qualify for a mortgage. Thinking about buying a home but recently switched jobs? Let’s talk about your options!…

credit and the right loan program! Want to explore your options? We’re here to help! myoc.io/chadappleton #mortgagemythbusted #debunked

Myth busted! While a larger down payment can improve your loan terms, your credit score, loan type, and overall financial profile are also considered when determining your interest rate. Even with a smaller down payment, you can still secure a competitive rate with strong…

s balance. Let’s find the right strategy to get you home-ready! myoc.io/chadappleton #balance #debteducation #homeownership

Having some debt isn't a deal breaker. When looking at your financial picture, the focus is on your debt-to-income (DTI) ratio, not a $0 balance. In fact, using your savings to wipe out all debt could leave you short on funds for a down payment or closing costs. The key is…

borrowers. If you're self-employed and thinking about buying a home, we’re here to help you navigate the process with confidence! myoc.io/chadappleton #selfemployed #mortgagemyths #debunked #mythbusted

Another myth busted! Being self-employed doesn’t mean homeownership is out of reach—it just means the mortgage process looks a little different. The documentation to verify your income is different, but with the right guidance, you can secure a loan just like traditional W-2…