Quantifylt

@GuyTalksFinance Even pros struggle to beat the S&P 500 long term— that’s why Charlie Munger said most people should just buy the index and chill.

The best investors in the world can’t outperform the S&P 500. What makes you think you can do it?

Major update to the 𝕏 AI recommendation algorithm rolling out next week. This will be open sourced at the same time.

@legen_eth nothing humbles a man faster than debt + red candles

If you’re a guy in your 20s/30s invest in the stock market. Go in debt if you have to.

A lot of these guys rely on exploiting new traders by selling the dream and playing on emotions like greed and FOMO. Statistically, the vast majority of retail traders lose money, so it’s not hard for people like that to position themselves as “successful” and attract desperate newcomers. It’s less about real edge and more about marketing and psychology.

@DividendTalks Every great trade looks wrong before it looks obvious.

Bill Ackman went $2B long $META at $625. Now it’s down ~30%. His view: “Deeply discounted. Huge AI upside.” Market today says he’s wrong. History says don’t bet against him. Who’s right this time?

Backtesting is just curve-fitting dressed up as skill. Given enough trials, probability guarantees you’ll find a strategy that “worked.” That doesn’t mean it will work. Then reality hits: fees + slippage + taxes + regime shifts = negative edge. The math is simple: Most traders lose. The S&P 500 compounds. Pick your probability.

BACKTEST. BACKTEST. BACKTEST. BACKTEST. BACKTEST. BACKTEST. BACKTEST. Every day. Until your edge feels boring. Becomes Unshakeable. Feels Automatic. That’s how to build confidence.

If that happens, it’s historically the best time to buy. 20–40% drawdowns are where long-term wealth is built—not lost. The key isn’t timing the bottom… it’s scaling in while everyone else is scared. Most people wait for “certainty” and miss the recovery. Volatility is the price of admission.

I have a feeling the S&P is going to drop 20% soon

People don’t stay broke because they lack income. They stay broke because they break the 3 rules: 1) Housing > 1/3 of net income 2) Debt for things that don’t pay them 3) Lifestyle > income Break one, you struggle. Break all three, you stay broke—no matter how much you make.

I’ve seen people make good money in Canada… And still stay broke. Why? No system. What works: 💰 Automate investing (TFSA/FHSA) 🏠 Keep fixed costs low 🚫 Avoid lifestyle creep 🛡️ Emergency fund always ready Simple > complicated. What’s your biggest money leak right now?

This take is more emotion than facts. “Inherited wealth” — he started with a modest amount, not billions, and compounded it over decades. That’s not exploitation, that’s disciplined capital allocation. “Exploited the system” — or he followed the same tax code everyone else operates under. If the rules apply to everyone, it’s not exploitation—it’s understanding the system. And saying he’s a “worse person” doesn’t address anything substantive. That’s just moralizing instead of making an argument. You can disagree with wealth inequality or tax policy, but at least base it on how things actually work.

@Quantifylt @patriotic_giant @purplepingers He did all that prior to exploiting the system. He literally had inherited wealth, exploited the government and paid the bare minimum. He’s not any different than you and is actually a worse person

Billionaires shouldn’t exist.

You’re confidently wrong on multiple levels here. The “3% tax rate” argument is based on unrealized gains—not actual income. That’s how the tax system works for anyone holding appreciating assets. It’s not some loophole unique to him. And saying he “didn’t create anything” misses the entire point of capital allocation. Scaling businesses, allocating billions efficiently, and compounding value over decades is value creation. That’s literally how modern economies grow. If founding a company is the only thing that counts to you, then you’re ignoring how most large-scale economic growth actually happens.

@Quantifylt @patriotic_giant @purplepingers He paid an effective tax rate of like 3%. Also he bought those businesses. The only thing we can say he did well was expanding them but he didn’t even create those things to begin with. He takes tax payer money and refuses to contribute equally

I’d rather hold Berkshire Hathaway for peace of mind than Bitcoin. Steady compounding. No 50%+ drawdowns while I sleep. Just consistent growth over time. But I get it—Bitcoin has massive upside and can outperform in the right cycles. So what matters more long-term: stability or moonshots? Would you pick BRK.B or BTC for your future portfolio? 🚀🐢 #Investing #Bitcoin #BRKB

Most traders say they want 10× returns… but the moment they’re up 2× they hit sell and call it “locking in gains.” Be honest — are you holding for 10× or folding early?

Meta announces they'll be shutting down the Metaverse, after putting $80,000,000,000.00 into the project

@CDInewsletter Great list — but how many of these are actually outperforming the broader market long term?

An updated list of the 49 stocks on the TSX that have increased their dividends at least 10 years in a row. An excellent hunting ground for quality Canadian companies, IMO.

@anandchokshi19 This works in theory… But real returns usually come from: great business + long time horizon Not just clean ratios.

Warren Buffett's Stocks Selection Checklist: P/E Ratio < 20 P/B Ratio < 2 PEG Ratio < 1 Price/FCF < 20 ROIC > 10% ROE > 20% ROCE > 20% Gross Margin > 50% "Don't just buy stocks, buy great businesses. I don't have a stock portfolio, I have a portfolio of great businesses." ~ Warren Buffett

@Davincij15 Being early feels exactly like being wrong… until suddenly it doesn’t.

In 2011, I built a #Bitcoin mining rigs. My friends thought I was wasting electricity and would go to jail because it looks like a grow-op. That 'wasted' electricity mined coins now worth millions. Sometimes the 'crazy' ones are just early.

@BrandonWealth The interesting part is: People chase dividends for “safety” but long-term growth is what actually builds wealth

Want real growth as a Canadian investor 🇨🇦 ? The TSX is great for income $VDY.TO & $HDIV.TO are my cash flow engines But for long-term compounding, I go NASDAQ: $QQC.TO & $HXQ.TO • Apple • Microsoft • Nvidia • + top innovators Barbell strategy: 🇨🇦 Dividends now + 🇺🇸 tech growth later Growth + income = winning combo

@SteveSaretsky Prices don’t just “come down” on their own. They come down when demand gets crushed or supply actually catches up. Right now… neither is happening fast enough.

Bank of Canada saying the quiet part out loud. House prices need to come down to become more affordable.

Pick one: A) Freedom B) Money C) Stability D) Status No explanations — just the letter.

Nobody talks about this but… A lot of people aren’t broke because they don’t make enough. They’re broke because they can’t stop upgrading their lifestyle. New money → new expenses → same stress. Be honest — have you done this?