robert

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@MaryBowdenMD I never realized that going to a gas station and spending that 3 minutes to fill up was such a burden on people . If that is a reason to buy a Tesla than you are a complete LOSER

I just signed the papers on a Tesla and am waiting for it to arrive. The biggest appeal was the self-driving feature. Second was never having to go to the gas station again (convenience more than cost.) I decided to do a 3 year lease instead of buy as I suspect the car will be outdated soon given the speed with which the technology is advancing.

@ianmSC This guy willingly dated Courtney Love. He is legitimately mental

Edward Norton is the absolute perfect example of the bubble that Hollywood and the left live in. It doesn’t matter that he has no idea what he’s talking about, he’s surrounded by people and information that confirm whatever he thinks

@CTozzolino @newstart_2024 I know . In that Sam interview he talks about being out of work and broke and having to trade stocks to survive

@REF1972 @newstart_2024 Brolin was born into Hollywood and his dad was/is partnered with Barbara Streisand. He grew up in and around immense wealth.

Joe Rogan on money: "I don't think about it. What I like about money is to not think about it." Josh Brolin presses: He admits liking fun buys (drove his '69 Camaro to the pod), but it's never the goal. Brian Callen nailed it for him: "Real freedom is when you can go to a restaurant and not worry about anything on the menu costs. Everything else is bullshit." True wealth isn't stacks—it's the peace of ordering without glancing at prices, then moving on with life. Money as tool, not master. Hits different when you hear it from someone who's made plenty. What's your relationship with money like now—do you think about it daily, or have you hit that "don't worry" level? What's one thing you'd buy just for the fun/character of it? Your take 👇

@stevenfiorillo @GovKathyHochul Begging millionaires to come back and be taxed more to fund money laundering programs do the democrats and the rest of the scumbags

This clip shows @GovKathyHochul recent comments regarding the exodus of high net worth individuals to states like Florida and Texas. It revealed a fundamental misunderstanding of how capital flows in a modern economy. Pleading with former residents to return from Palm Beach to fund "generous social programs" is not a fiscal policy. It's a glaring admission of an uncompetitive tax structure. These are the realities that many leaders in NY are having a hard time understanding: · Taxpayers are not charities. It is not the responsibility of any individual taxpayer to subsidize an uncompetitive state budget out of a misplaced sense of "patriotism." Individuals and corporations have a fiduciary responsibility to their families and shareholders to locate where they can maximize their economic potential. · The "captive" era is over. Governor Hochul said the quiet part out loud. New York used to rely on a geographical monopoly. People had to be in Manhattan to work on Wall Street, effectively making them "captives" to the state's tax regime. Remote work didn't just change where we work, it destroyed that monopoly. · Begging is not a strategy. Admitting that New York is in direct competition with states that have a lower tax burden is a good first step, but the proposed solution of asking people to voluntarily cut checks is absurd. Texas and Florida aren't winning because they are asking nicely. Their winning because of tax arbitrage. · Competitive tax policy in NY is the only answer. If New York wants to reverse the massive outflow of capital, talent, and corporate headquarters, it needs to fundamentally rethink its tax policy. You cannot tax a state into prosperity, and you cannot guilt trip an economy into growth. When you tax people past the point where the math makes sense, they leave. When they leave, the burden falls on everyone who doesn’t have the resources to relocate. It’s time to take a common sense approach to policy and make the great state of New York competitive again Capital goes where it is treated best. Until New York decides to actually compete in the tax policy game the flights to Palm Beach and Austin will continue to be strictly one-way. The reality is that New York has lost $111 billion in net adjusted gross income over the last decade from residents moving to other states. That’s not hypothetical, that’s $111 billion in taxable income that used to fund schools, subways, police, and infrastructure that is now funding those things in Florida and Texas rather than New York. This is not my data, it's the data from the IRS. I love this state, but I am extremely worried for it’s future. We should be building a thriving ecosystem with an abundance of opportunities for New Yorkers, but instead we are pushing entrepreneurs and businesses to states that are more competitive with policy. @patrickbetdavid @PBDsPodcast @amitisinvesting

@TJTheWheelDeal At least she is sleeping to cnbc

Who invited them to camp out in my office? Crap, now I can’t talk all my shit when I go live. I have 3 intruders. SEND HELP. 2 k 9’s 1 Latin woman about 5’2 and a half. Don’t forget the half lol How do you tell your wife you don’t want her in your office without getting into trouble?

@Tim_Sweeney_TAR Well said . I’m tired of seeing them On my feed

$sofi People here need to stop giving any credit or time to the Muddy Waters report There's virtually nothing that they concluded that has any basis in fact and is pure conjecture and emotional provocation. By reasserting their claims for content clicks, you actually assist their false narrative

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@JeffMossDSR Yzerman isn’t going anywhere . Talent is coming . Players have to grow some balls and play. If players don’t want to come to Detroit right now you have to build And get better

Here is a question for Yzerman haters. (And trust me, I have had issues with his tenure here as well.) Do you trust Chris Ilitch to hire a suitable replacement? I sure as hell do not.

@DataDInvesting @Kenmegan44 First time in Salt Lake this week and drove to the Galileo building . Checked out the lobby . Felt the great DDI presence . Keep up the work and let’s get this stock back to all time highs

$SOFI

@JeffMossDSR It was the worst. No prospects period . Entire farm system on all continents was bankrupt. You can’t recover in 5 years thru the draft. He has accumulated a lot of talent here and abroad . That’s why we had 25 years of playoffs and no 1st rd picks in the system . Calm down haters

The 2019-20 Red Wings had a .275 win percentage. The worst in the NHL since the 1999-2000 Atlanta Thrashers. The prospect pool was pathetic. Zadina was the great hope then. Yes, Yzerman walked into one of the worst situations ever thanks to Ken Holland.

@anthonynoto @SoFi Make them pay 💰

@SoFi response.

We issued a response to an inaccurate short seller report. Read more here: investors.sofi.com/news/news-deta…

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@EO_Farmer @canonvideoguy Direct deposit of 1k a month still gets you the APY . Just not all the other stuff . I think their deposits are big enough to close all credit Lines so now they want to establish cash flow . I get your point and think it’s a tough decision

@REF1972 @canonvideoguy The lower CC will hit me, also I'm not sure our DD qualifies for this. I'm self employed, wife's paycheck is direct deposited. But after tax her paycheck sits right below the 5k requirement. Doesn't clarify if $4,900 and us adding cash in each month qualifies for over 5k.

Millions of members are about to start getting hit with a new FEE April 1st. Will have to wait until Q2 numbers are published to see how many members move off the platform. Its confusing. They just see competitors offering higher APY and lower or no fees. $SoFi 🤔🤔

@stevenfiorillo @GavinNewsom If anybody read that while tweet you need to get a life. Do a video or right a book for heavens sake

There’s been a lot of back and forth about @GavinNewsom claims regarding taxes between Texas and California. People keep asking how that's even possible when Texas has no state income tax. The answer is likely that he's talking about the effective tax rate not just the state income tax line. Governor Newsom claimed that Texas taxes its lowest-earning residents more than California taxes its richest residents, and that the middle class in Texas pays more taxes than the middle class in California. I went through the actual data. He's half-right and half-wrong, and the half he's wrong about is the part that affects the majority of people. I will break it down without being political, and strictly by the numbers. I'm using the Institute on Taxation and Economic Policy (ITEP) "Who Pays?" 7th edition published in 2024. To my knowledge this is the only comprehensive analysis of state and local tax systems across all 50 states. It breaks down what families at every income level actually pay as a share of their income across all tax types including income, sales, excise, and property taxes. I can't prove this is where Mr. Newsom is pulling his data from, but it's my assumption, and I wanted to be transparent about my source from the start. One core concept to understand before diving in is the effective tax rate. This is not the rate printed in the tax code. It is the actual percentage of your total income that goes to taxes after every deduction, credit, exemption, and offset is applied across every type of tax you pay. It includes your state income tax, the sales tax on everything you buy, the property tax on your home or the portion passed through to you in higher rent, excise taxes on gas, tobacco, and alcohol, and even the share of business taxes that ultimately get absorbed by consumers, workers, and shareholders. Claim 1: "Texas taxes poor folks more than we tax our richest." My verdict: Governor Newsom is technically correct based on effective tax data in this case but technically isn't the whole story. According to ITEP's data, the bottom 20% of Texas earners pay a total effective state and local tax rate of 12.8% of their income. The top 1% of California earners pay 12.0%. So how can a state with no income tax end up taxing its poorest residents at a higher rate than a state with a 13.3% top income tax bracket charges its richest? The answer lies in what types of taxes each group pays. Texas has no income tax, but revenue has to come from somewhere. The two main revenue generators are sales and property taxes. The ITEP breakdown for the bottom 20% of Texas earners looks like this: sales and excise taxes take 8.1% of income, property taxes including pass-through to renters take 4.5%, and other taxes take 0.2%, for a total of 12.8%. The bottom 20% of Texans earn less than approximately $21,700. At that income level, nearly every dollar goes to rent, food, gas, and basic necessities. Almost everything they spend is subject to sales tax. Their rent includes their landlord's property tax passed through as higher rent. There is no offset, no credit, and no refund to ease the burden. On the other side, California's top 1% of households have an average income of roughly $2.14 million. The ITEP breakdown looks like this: personal and corporate income taxes take 9.2%, sales and excise taxes take 1.0%, property taxes take 1.7%, and other taxes take 0.1%, for a total of 12.0%. The distortion in the effective rate is that their sales and property tax rates as a share of income are very low because they typically save and invest most of their income rather than spending it on taxable goods. So 12.8% is higher than 12.0%. Newsom is technically accurate but there are aspects this claim doesn't tell you. The comparison pairs the absolute bottom of Texas's income distribution against the absolute top of California's income distribution. It is the single most dramatic comparison you can construct from the data, and it was likely designed to provoke outrage rather than inform. It tells you absolutely nothing about how the two systems compare for roughly 80% of residents who are neither the poorest Texans nor the richest Californians. The moment you move one step up the income ladder, the comparison reverses. The second 20% of Texans earning $21,700 to $40,800 pay 11.2%. The middle 20% pay 9.9%. The fourth 20% pay 8.8%. By the time you reach a household earning a median income, Texas's rate has already dropped below California's. The comparison only works at the extremes, and only in one specific direction. Claim 2: "Your middle class pays more taxes in Texas than our middle class in California." My verdict: Governor Newsom is incorrect. This claim falls apart when you look at the actual ITEP data. The middle 20% of Texans with household earnings of roughly $41,000 to $74,000, pay a 9.9% total effective rate. The equivalent group in California pays 10.4%. California is half a percentage point higher. When you look at the fourth quintile, households earning roughly $74,000 to $146,000, which is where the median household income falls in both states, the gap widens significantly. Texas charges 8.8% and California charges 11.0%, a 2.2% difference favoring Texas. There is no income group that can reasonably be classified as middle class where Texas comes out higher than California. The only groups where California is cheaper are the bottom two quintiles, households earning under approximately $48,000, which most people would characterize as working class or lower income, not middle class. California's median household income is approximately $92,000 and Texas's is approximately $80,000. At both of those income levels, you are firmly in the fourth quintile, where the difference favors Texas by roughly 2%. How California achieves a lower rate at the bottom If California has a higher sales tax and higher property taxes for the poorest renters, how does it end up with a lower total rate for its lowest earners? The answer is one line item: tax credits. ITEP's data shows that the bottom 20% of California earners have a personal income tax rate of negative 1.8%. California's refundable Earned Income Tax Credit (CalEITC) and refundable Young Child Tax Credit (YCTC) send more money back to these families than they collect in income tax. The state is making a net payment to its lowest-income residents through the tax code. Texas doesn't have a state income tax, so there is no mechanism to replicate this. When you strip out the income tax line and look only at sales, property, excise, and other taxes, the bottom 20% in California pays approximately 13.3% of their income. In Texas the same group pays 12.8%. Without the refundable credits, California's poorest would actually pay more than their Texas counterparts, not less. The entire advantage at the bottom rests on two specific tax credits that phase out by $32,900. The population math is important to discuss The question that matters is not which system is better in theory, it's how many actual people fall on each side of that crossover line. California's population is approximately 39 million. Quintiles divide the population into equal fifths, giving us roughly 7.8 million people per group. The bottom 40%, roughly 15.6 million Californians earning under $48,000, would pay less under California's tax system. The top 60%, roughly 23.4 million Californians earning above $48,000, would pay less under Texas's tax structure. The savings are not symmetric. A family in the bottom 20% saves roughly $150 per year under California's system. A family earning $110,000 saves roughly $2,400 per year in Texas. A household earning $200,000 saves roughly $7,000 in Texas. At $500,000 the savings in Texas reach roughly $20,000. The residents who benefit from California's system save minimal amounts compared to the majority of residents who pay more under the California tax code. My bottom line Governor Newsom's first claim that Texas taxes its poor more than California taxes its richest is technically correct, but it's a deliberately narrow comparison that pairs the extremes of two different populations and tells you nothing about the experience of most people. His second claim that the middle class pays more in Texas than in California is incorrect. By every measure in ITEP's data, middle-class Texans pay less. At the median household income the difference favors Texas by roughly 2%. The uncomfortable truth is this: California's progressive tax system does benefit its poorest residents, primarily through two narrowly targeted refundable tax credits. But the majority of working Californians, at least 55 to 60% of the population including the entire middle class, pay more under California's system than they would under Texas's. The advantage California provides at the bottom is modest in dollar terms. The additional burden it imposes on everyone else is substantial. I didn't even go down the rabbit hole of the cost of living, and if I did the gap would widen further. None of this is a political argument. It's policy and math. Progressive tax systems make a policy choice to concentrate the burden on upper earners and return money to lower earners. That is a legitimate design. But presenting that design as if it benefits everyone, or as if the only people who gain from Texas's system are the richest of the rich, is not supported by the numbers. The data shows the opposite. The majority pays more in California.

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@JamieKennedy Sean penn didn’t even need to be in that movie. Especially win the award for it . In today’s standards of movie it was different but if a different cast was in it it would be forgotten as garbage . Wouldn’t even be talked about without DiCaprio and del toro in it

Called it 2 months ago. I don’t agree with most of the politics of the movie, but that doesn’t mean it’s not an amazingly well made original piece of cinema with greatness all around from acting, to cinematography etc, that will stand the test of time in film history. Apology accepted @therealmichaelb I’m a size large 👔 and I’m registered at Barney’s. ❤️HTBITY youtu.be/_2k6XEvagXo?si…

@EO_Farmer @canonvideoguy @anthonynoto What is confusing? If you meet the deposit requirements you still get the APY . You lose most of the extra benefits like 10% kicker on CC, use to financial advisor and better loan rates etc. I don’t need those either. Just th APY for me is beneficial

@canonvideoguy @anthonynoto Off hand I think CC rewards are lowered. Most of my point is that its confusing. People aren't going to spend 20 minutes researching it. Many just won't join. When I've recruited people I've said 3 things. Its nice to have it all in one easy to use app, solid APY, and no fees.