Riley Knight

@ask1087 @Babygravy9 But it has to be funny and not spread propaganda created on a Chinese app as part of a widespread misinformation campaign about a crucial element in a race against communist China for the dominance of the most significant technology ever invented.

@wahoosooner @hxxntrr Also blew past the part where you gotta have 65k laying around to pay off the rest of the credit card bills….

@hxxntrr You’re a dumbfuck. You ain’t borrowing money at 4% from a bank. Never listen to this moron. He’s full of 💩

You can take $250K from the banks, buy $250K in gold bars, store them in a private vault, and use the gold as collateral to borrow ANOTHER $200K from a different bank at 4% interest that you use to pay off the original 0% cards You now have $200K in cash, $250K in gold, and your only debt is a 4% collateralized loan against an asset that has gone up every single year for 24 straight years This is how billionaires avoid taxes and it works at any scale Here's the chain: Step 1: Stack $250K in 0% business credit. Standard play. 6 banks, bureau sequenced, 11 days Step 2: Liquidate $242K (after processing fees) into your business checking Step 3: Buy physical gold. Not GLD. Not a gold ETF. Physical gold bars and coins from a dealer like APMEX, JM Bullion, or SD Bullion. At current prices ($2,300/oz) that's roughly 105 ounces. About 6.5 lbs of gold. Fits in a shoebox Ship it to a private vault (Brinks, Loomis, Delaware Depository). Storage cost: $150 to $300/year for this amount. The vault is insured. Your gold sits in an allocated account meaning those specific bars belong to you, not the vault company Step 4: This is the magic part. Take your vault receipt showing $242K in stored gold to a bank or private lender. Apply for a Securities-Based Line of Credit (SBLOC) or a collateralized precious metals loan. Multiple lenders offer this: banks, credit unions, and specialty lenders like Vaulted or BOLD They lend you 70 to 80% of the gold's market value. 75% of $242K = $181,500 Interest rate on a gold-collateralized loan: 3.5 to 5.5% depending on lender and LTV. Call it 4.5% You now have $181,500 in cash from the collateralized loan. Use it to pay off $181,500 of the original credit cards. Remaining credit card balance: $60,500. Pay that off over 6 months from income or savings What you now own: $242K in physical gold (in a vault, appreciating) $181,500 in collateralized debt at 4.5% (interest-only payments available) $0 in credit card debt All original credit lines still open and available Interest-only payment on $181,500 at 4.5%: $680/month "$680/month for what?" For holding $242K in gold that historically appreciates 8 to 12% per year. Gold has had a positive annual return in 20 of the last 24 years. It returned 13% in 2023. 27% in 2024. It's up 23% year-to-date in 2025 If gold returns 10% this year, your $242K in gold becomes $266K. You made $24,200 in appreciation. Your interest cost on the collateralized loan: $8,160/year. Net profit from the spread: $16,040 You're being paid $16K/year to hold gold that the bank's money bought And here's where the tax play comes in. This is the part that makes accountants get emotional You NEVER SELL THE GOLD. If you sell it, you pay capital gains tax (28% on precious metals, the highest rate for any investment asset). Instead you borrow against it. Loans are not taxable income. When you borrow $181K against your gold, the IRS doesn't consider that income. It's debt. Even though you have $181K in cash from the loan, your tax bill: $0 This is the same play billionaires use with stock. Elon Musk doesn't sell Tesla shares and pay 20% capital gains. He borrows against them at 2 to 3% interest from Goldman Sachs. He gets cash. Pays no tax. The shares keep appreciating. He borrows more against the higher value. Repeat forever You're doing the identical play with gold instead of Tesla stock. Bought with bank money instead of PayPal founding shares. At 0% initial cost instead of whatever Elon's cost basis was The perpetual loop: Year 1: Gold at $242K. Borrow $181K at 4.5%. Use cash to pay off credit cards and live Year 2: Gold appreciates to $266K. Refinance the collateralized loan at 75% of new value = $199K. Pay off old loan ($181K). Pocket $18K cash tax-free. New loan interest: $746/month Year 3: Gold at $293K. Refinance again. Pull out more cash. Loan gets larger but so does the collateral Year 5: Gold at $355K. Collateralized loan at $266K. You've pulled out $85K in tax-free cash over 5 years from refinancing against appreciation. Paid $0 in capital gains. Gold is still in the vault. Still yours The $680/month in interest is the only real cost. And it's deductible as investment interest expense if you itemize. At a 37% tax rate that $680/month costs you effectively $428/month after the deduction $428/month for a self-funding gold position that generates $16K+/year in appreciation and unlimited tax-free cash access through collateralized borrowing "What if gold drops?" If gold drops below your loan-to-value threshold the lender issues a margin call. You either deposit more collateral (more gold or cash) or they liquidate enough gold to bring the LTV back in line. At 75% LTV, gold would need to drop 25% before a margin call. Gold hasn't dropped 25% in a calendar year since 2013. And even then it recovered within 18 months The chain again: Chase lends you $250K at 0% You buy gold You borrow against the gold at 4.5% You pay Chase back with the gold loan Chase got $0 in interest The gold lender gets 4.5% (tax deductible for you) The gold appreciates 8 to 12% per year You never sell the gold so you never pay capital gains You borrow against the rising value tax-free Repeat until you die This is how generational wealth works. Not by earning income and paying 37% tax. By acquiring appreciating assets with borrowed money and borrowing against those assets instead of selling them. The tax code was written for this exact behavior the IRS taxes income. the IRS taxes sales. the IRS does not tax loans. borrow against everything. sell nothing. the billionaires figured this out 50 years ago. you can do the same thing with a credit score and 105 ounces of gold in a vault lmfaooo (we get 700+ score business owners $100K-$250K in 0% business funding. what you buy with it and how you structure it is between you and your accountant. link in bio)

@Alladdin1983 @DataRepublican Shouldn’t there be a requirement, that if you receive government funding to conduct research on a virus, the first order of business would be to come up with a cure?

🚨Hantavirus panic is suddenly everywhere — but what most people do not realize is that U.S. government funding tied to hantavirus research has been flowing for over a decade. The trail goes all the way back to 2012, including funding connected to Korea University Institute for Viral Diseases, which received $59,500. Fast forward to today, and the money exploded. The latest major funding went to Vanderbilt University Medical Center with a staggering $38.1 million tied to hantavirus-related research and programs. So far, total U.S. government spending connected to hantavirus has reached nearly $200 million. Yet suddenly the media acts like this came out of nowhere. The question is: if this has been quietly funded and studied for years, why are people only now hearing about it? @data_republican @DataRepublican @ImMeme0

@PGATUOR @StripeFG Fake news

Every golf course in the country 👀 What stands out to you? (Via @StripeFG)

Do you get it yet?

@GavinNewsom MAGA Un-rigged the system.

No vote in Tennessee (+1 GOP) No vote in Florida (+4 GOP) No vote in Missouri (+1 GOP) No vote in North Carolina (+2 GOP) No vote in Texas (+5 GOP) Virginia’s voter-approved maps thrown out. MAGA has rigged the system.

@edgaralandough Colossians 3:12-17- Put on the NEW Self. Great way to start every day.

What's a scripture you hold on to but not a lot of people know about? Not Philippians 4:13. Not John 3:16. Give me the hidden gems, the ones you cherish in your heart but never see on shirts. Drop the verse below.

Do you get it now???

@JFreerz Red and yellow kill a fellow bro

I got bit by a coral snake on Sunday. med flighted to the ER. Spent almost 3 days in the ICU & bout died lmfao. First pic is me holding it thinking it was a king snake. The rest are the affects. Still rocking nerve damage. But wild getting bit by the most venomous snake in the US

Do you get it yet?

@churchtalkative The test is for us, not him.

Why does God test people if He already knows the outcome?

@skscartoon My favorite joke on this topic so far

From now on, she is Eleven han, Zero mar.

Do you get it yet?

Do you get it now?

@BTCBreadMan You just buy him the car with the cloth seats and say “you’re welcome”

Took my 16 year old to look at cars today. At first he loved the Toyota Camry we looked at, but when he saw the seats were cloth he hard vetoed it. They have another one with leather seats, but it’s an XLE and costs $5k more. How can I change his mind so I can save some money?

Do you get it yet?

Do you get it now?

@TCUStats Plus, it’s like Sonny Dikes if he had a name line Cher

A look at newest Frog Gavin Sykes Reminds me of Chuck O’Bannon with a Desmond Bane type ceiling

Do you get it yet?

@TheRealBradLea Amen- every man needs to realize he is the beloved son of Yahweh!

Stop chasing validation. You were chosen. Move like it.

@w_terrence Hey @BernieSanders isn’t this what you claim to stand against? Any comment?

George Soros just spent over $64 million to help rig Virginia. Now Democrats could take 10 of the state’s 11 seats in a state Kamala Harris won by only 5%. That’s not democracy — that’s dark money, map manipulation, and one more step in Soros’ long-running effort to destroy America from the inside out. He has funded chaos for years. Open borders. Soft-on-crime insanity. Political lawfare. And now this. Enough is enough. America is not for sale. George Soros needs to be brought in for questioning. Subpoena him. Put him under oath. Make him answer for the dark money, the political interference, and the damage he has helped unleash on this country. He has been undermining America for far too long while weak Republicans sit back and do nothing.