Silent Stackers

When I graduated college in 2014, one of my goals was simple: become a millionaire. I didn’t know exactly how I’d get there. I just knew I needed to save and invest a meaningful portion of my income over time. Thanks to recent market highs, I can now say I’ve reached that goal at 34. I didn’t think this was possible so early until a few years ago, when my income started rising and compounding really began to do the heavy lifting. I’ve only ever worked a W-2 job. I kept my expenses low, increased my income steadily, and invested the difference into my 401k and index funds. Along the way, I still lived my life. I traveled, spent money on experiences I value, and enjoyed the process without feeling deprived. Thirteen years later, here I am. I know this goes against my brand (of being a silent stacker) but I’m sharing this to show that financial freedom is achievable without living a boring life. With consistency, balance, and patience, it can happen sooner than you think.

@Brogan01122972 Because it does.

Invest like your future depends on it.

@BoomerDivvies I include it too. Might as well!

Your house may not be part of your net worth, but my home is definitely part of mine. It’s a big asset.

@ricktheslick67 Congrats! Always have to be increasing income while managing expenses.

I’m 24 years old and I recently got a new job that pays double my old jobs pay. The one thing I can tell you is that everybody is right. You must increase your income if you want to get rich as fast as possible. I can’t believe the difference in my life since the new job.

@RoaringHammy I’d say so considering how few actually achieve it.

Is a 7 figure investment portfolio still a monumental achievement?

@mitchkurkinn Definitely the way to go. Maybe throw $QQQ in the mix.

Thinking about buying $VTI or $VOO for the rest of my life.

@indexnforgetit The good ole millennial grey 😂

If elected President I promise to pass a bill banning this flooring

@MapleLeafWealth Budgeting app person. @RocketMoneyApp is the way to go!

When it comes to monthly spending, are you a budgeting-app person or a ‘check my bank balance and hope for the best’ person?

@LuisQalberto12 Sounds like a great strategy!

@Silent_stackers I drive a Toyota Solara convertible 2007, bought it for $2,000 2 years ago. Still drives like new. $0 car payment = $500-700 more to my portfolio. = hundreds of thousands in 10-15 years.✌🏽

Everyone talks about Toyota, and for good reason, but most Japanese automakers build incredibly reliable cars. Brands like Honda, Mazda, and Nissan often offer similar dependability for less money, especially on the used market. You don’t need the “Toyota premium” to get a great, long lasting vehicle.

@neppy Idk about that. Maybe if you retire abroad in a cheap country.

you can retire on $500k if you keep your lifestyle simple

@Investinc_Intel Invest more.

If you could go back and give financial advice to your 18 year old self what would you say?

@NotA_Bull Keep on buying and making money!

Let’s say you bought stocks, it worked out, and you made money. What’s next?

@wisdomXplorer Absolutely!

Do you believe 'health is wealth'?

@EverydayStockz Every single time.

Index funds for beginners > picking stocks early on.

@bestplayeratlas That’ll do it!

Make $10,000 a month, live off of $2,500, invest the $7,500. That's how you get rich.

@Dearme2_ Sunshine and exercise.

Without drugs... what is the greatest weapon against anxiety and depression?

@moneywithkal Love this. Everyone is broke in their 20s but you really start to see who still is and who isn’t in your 30s and 40s.

Broke in your 20s: normal Broke in your 30s: a choice Broke in your 40s: a habit Start now

@AccentInvesting If you have wealth don’t forget to enjoy some of it.

The goal isn't to be the richest man in the graveyard. It's to be the man who lived life on his own terms every single day.

Half of building wealth is just not doing something stupid when you’re bored.

@Brogan01122972 That’s a wealth mindset.

Honestly. Being 23, I hope the market continues to sell off. I’ll keep investing $VOO in my RothIRA I’m investing for the long term. No options/ leverage/ ect. I’m not phased.