Constantine

@George_Dubs_ @StockMarketNerd They don't understand this in order for us to make money. If everyone understood Paypal's real value now, then we wouldn't be able to buy it at these silly prices.

@StockMarketNerd why don't all companies do huge buybacks? its not because they don't want to, its because they are not able to. the buybacks are a manifestation of a great business that generates lots of cash. why do you not understand this. they could also do a dividend.

Buybacks are a horrible main ingredient for a bull case. CC $PYPL But buybacks are fantastic as icing on the cake to amplify an already strong bull case. CC $AAPL

@AJButton2 @StarNarrator Yea just like Coca Cola. Who needs it when there is free tap water

@StarNarrator There's a billion payments companies now. Apple Pay, Google Pay, Wise, Block, Stripe, interact e-transfers. Adobe is facing increased competition, but Paypal is literally one in a sea of dozens doing the exact same thing.

Michael Burry has DOUBLED DOWN on Paypal and Adobe. My take: Adobe: YEA Paypal: NAY $ADBE $PYPL

@saiyaninvestor @WillBiddy_ Theoretically yes, but practically the stock price will have to rise.

@WillBiddy_ At the current buy back rate, stock will no longer remain in public markets. $pypl

$PYPL Market cap down 89% meanwhile FCF/share is up 37% is brutal💀 In 2021 it was a "must own" for retail, yet in 2026 its a "must avoid" How will this look 5 years out?

@Invest_uy @George_Dubs_ You can also switch from Coca Cola to any similar drink.

@George_Dubs_ That is the growth in the last 10 years, not forward. The next few years seem to be low single digit growth for them. Maybe even below inflation. I really do not get what their moat is. I, as a user, can switch payments apps anytime without friction. A lot of competition.

I’ve said it before, $PYPL has no moat and no growth ahead. Fintech is a saturated market in the US, big guys like PayPal are the ones that can lose the most against emerging players. $ADBE has some moat but AI is coming for them. Fast.

@88magalhaes If the knife is golden, and you have good gloves, it's a good idea to catch it.

This is the definition of trying to catch a falling knife. Or two at the same time in this case. $ADBE $PYPL

@Invest_uy @svocktigon Debit card + Tap to Pay spend +60%. Pay with Venmo TPV +34%. BNPL TPV +23%. Enterprise Payments / PSP mid-teens / PSP +11%. This is a little bit higher than inflation, no?

@svocktigon It is appropriately priced for a company that will grow below inflation for the next years. I do not discard a decrease in revenue and eps even. Apart from that, the opportunity cost of owning such business while we are in history’s greatest tech revolution is too high.

@Invest_uy The how are some segments such as Pay with Venmo and BNPL growing at 30% and 20%? Is 30% no growth? What is growth to you?

@Julian_Trades1 Yes, both are easy buys. Almost no risk, with high return potential, and quickly.

Michael Burry just doubled his position on $ADBE & $PYPL I started my position in Adobe around $200 after the earnings dump, despite a double beat & raised guidance. I haven't added more PayPal yet, just holding my position but it's on my radar. Are you buying either pain stock here?

@BryanBTC_eth @NoLimitGains AI and Crypto are the future! They will replace everything in the world tomorrow! Yea right, sure.

@NoLimitGains There's a reason why they are down. $ADBE business model is in question because AI can make PDFs for you. $PYPL is down because every corporation and bank will soon have its own stable coin to increase treasury demand. Meaning their moat in digital payments shrunk.

The man who predicted the 2008 collapse just doubled down on 2 deeply beat-down stocks. Here’s what he bought:

@DLishok77635 You are missing nothing, because it is the best stock to own at these prices.

@Uzwzp63636 @FindleysFinance 🤯🤣🤣🤣🤣

@ConstantinBell @FindleysFinance 🤣🤣🤣🤣🤯

I'm not surprised to see the $ADBE buys, but I am surprised about $PYPL. Paypal is only cheap if the business can get back to growth. If it can't the current price could be justified. It looks like a classic cigar butt company.

@pureMetatron @JosiahForYeshua Jesus is the Anointed One of God. He is not himself that God by whom he was anointed. Why do you insist on Jesus being God? Jesus' prayer: John 17:3  Now this is eternal life: that they know you, the only true God, and Jesus Christ, whom you have sent.

That's wonderful and I'm glad to hear. Do you believe Jesus is God? If so, then what makes you different from a Christian of Jewish ethnicity? Because to me that's what you sound like. (unless you reject the Resurrection and divinity) No disrespect of course, I'm glad we both believe Jesus is the Messiah.

To all the people just tuning in: Hi. I’m Josiah. I’m a Messianic Jew, which means I’m a Jew who believes that Yeshua (Jesus) is the Messiah. Yes, I’m really Jewish. Yes, I really do love Jesus. No, the two aren’t incompatible, and I don’t stop being Jewish when I believe in Yeshua. Yes, it’s not unheard of for Jews to follow Yeshua, just like how all the apostles were Jewish followers of Yeshua, along with tens of thousands more Jewish believers (Acts 21:20). Messianic Jews like me are still around, and I bet even more Jewish believers will make an appearance in the comments. No, God has not ended His covenant relationship with the people of Israel (the Jewish ethnicity)—I’m evidence of that fact, because God always preserves a remnant (Romans 11:1). No, I don’t believe that Jews automatically go to Heaven; the only way to salvation for Jew and Gentile alike is through faith in Yeshua, not through ethnicity or good works. Feel free to ask me if you have more questions! Shalom, peoples.

@FrostyFinances @xnanoblack Paypal and Adobe holders invest in a companies that makes alot of money, unlike all of the AI companies combined - which are in debt. Even chip makers are fueled by others taking on debt.

@xnanoblack So why hold it? Opportunity cost is a bitch. This is exactly what happened to $PYPL holders thus my comparison. Same group of people, same mentality. Weird.

I'll say it again. $ADBE bagholders are the new $PYPL bros. Stuck looking at numbers. They're looking at trees and not the forest. Remember, it doesn't matter what you think. Your opinion is irrelevant as retail. Mr. Market says otherwise. Mr. Market showed that cheap can stay cheap when the market thinks the moat is deteriorating. PayPal kept buying back stock, generated billions in earnings, traded at a low multiple, and still kept falling because investors did not believe the growth story. What makes you think Mr. Market will have any revelation how Adobe is any different.

@AndrewM61370616 @taketheLearly $PYPL did more SBC at a high prices, with less FCF. Now that SBC & Price down, FCF up, the buybacks actually effect the Shares Outstanding in a meaningful way. From 2016 until 2022, it fell from 1.22B to 1.18B which is about 3% less shares, less than it does in One Quarter Now.

@taketheLearly Fair point, I think maybe a better example would be $PYPL as they were/are using cash to do the buyback.

This is not unique to this individual, but I'm seeing this as the main purchase argument for $ADBE as well as others and I think that a lot of people don't understand what buybacks are, or the value of them. If the only argument to buy a company is the buyback, then sell. A buyback is a capital allocation decision that the company is using. In some companies, if they are growing rapidly organically and have a lot of free cash flow, then putting that money into buybacks makes sense - espcially if the stock is cheap. I think for companies like $ADBE who are facing some intense challenges to their business, deciding to use your capital to buyback your company instead of investing into the company to make sure that the company survivies is the incorrect allocation. A counter example is the hyperscalers, investing their free cash into building out data centers is the correct move imo, especially since there is such a high ROI there - probably a much higher ROI than buying back their own shares at this current moment. I have no position one way or another in $ADBE , but constantly see a lot of investors point to the buyback as the investment case for the co. I would encourage you to look at $CHTR as an example of why just buying back stock is not enough for a company if the terminal value of the business is in question.

@ng_TO1 @ariaradnia Both are good, but Paypal is better

@ariaradnia This is an unbelievable opportunity. Anybody comparing $ADBE to $PYPL is a moron. We're dealing with SaaS sentiment and a transition of the CEO/CFO. At this point, we are looking at a PE takeover candidate.

8x FCF FOR A BUSINESS GROWIN IN THE HIGH TEENS WHAT A JOKE 😂 $ADBE

@1000XCryptoCoin @Gubloinvestor It is true. Venmo does probably around 0.5 Billion net profit currently. Pay with Venmo grows at 30%, so 30 PE is good. Therefore a 15B+ valuation now is good. Venmo can go global, and even recently was connected with all Paypal users globally for simple transfers by phone.

@ConstantinBell @Gubloinvestor They own Venmo tons of people using that product. I think Venmo itself on its own is almost worth the entire mcap.

$PYPL has lost half of its market-cap in 1 year. Trading near its 52 weeks. Is $PYPL dead like $ADBE ?

@1smartinvestor @EnriqueJLores If stock price increases too early, then Paypal's buybacks won't work as well. The goal now is to improve Paypal's products, revenue, profit. This is done by Paypal+, new Checkout Infrastructure, Firing managers, AI adoption, Venmo clarity, Execution improvement, Paypal Ads, etc.

@EnriqueJLores $pypl at this stock price you should borrow to buy back shares. Also personally buying a million dollars worth of shares would send confidence to the market.

@1smartinvestor @EnriqueJLores The CEO will get many millions worth of stock if the company and specifically stock price increases to approx. $80, $100, $125, I think within 3-5 years.

@BrillResearch It's more likely that it continues buying alot of shares, and within a few quarters will show increased revenue, pulled forward investments pay off, Venmo gets clarity and becomes officially attractive to investors - thus raising Paypal's stock price to $100

$PYPL at this point, what's more likely? 1. PayPal gets acquired 2. PayPal buying back every single share outstanding with its massive FCF generation 3. PayPal's FCF deteriorating to the point where the company goes bankrupt