David Stout
3.3K posts
@DoctorTabby @RichardHanania “People like me” lol. What do you do? LARP on the internet while accomplishing nothing in real life?
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@bio_value @RichardHanania The answer is no.
Because people like me literally stop the ones that shit in the fucking street from coming here.
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Indians are literally everything conservatives say they want in citizens.
But they're dark skinned.
So you basically get a perfect experiment.
Are people who complain about immigration just racist?
It turns out, the answer is yes.
John J.S. Soriano@JohnJSSoriano
94% of Indian immigrants with children are stably married, compared to 66% of white Americans. That is something they are doing right, not something you control away! This guy is holding it against Indians that their children grow up in stable families. Very conservative!
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@BEisenhart Who thinks a mortgage upon purchase shouldn't be more than 20% of *net* take home pay?
Even Dave Ramsey would find that conservative lol
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This is the mortgage on a $500k home in a newer suburban area in Omaha with $100k down, including taxes and insurance. It is about as low as you will find in the Elkhorn/Gretna/Bennington, NE area. If you are in the camp that your mortgage shouldn’t be more than 20% of your net take-home pay, your household income needs to be at least $19k a month. Not a lot of people hit that, so are we talking about 30-40% of your net take-home pay? Throw in childcare, and Houston, we have a problem. Not sustainable.
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@DoctorTabby @RichardHanania Have you ever seen an Indian shit in the street or have a poop festival in the USA?
Assuming the answer is no, I ask the question that you asked back to you.
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@RichardHanania Indians shit in the fucking street and have poop festivals.
Are you fucking retarded?
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@JulieChangRE Far as I know that’s a particularly nice part of Scottsdale
Also, for 6 months of the year, the weather is close to perfect
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Am I the only person who thinks it’s insane to spend this in Scottsdale where it’s heat stroke temps for 1/3rd of the year or more
Don Johnson@DonMiami3
Who is going to buy all of these?
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@adamfeuerstein God forbid somebody thinks of the west coast folks
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I think $ERAS made a big mistake in deciding to share a ton of data in a very long, after-hours call. Investor relations mistake. The company should waited a day and done this in the morning.
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@indexnforgetit @AmericaMaximal There's always somebody with this midwit low value take
Sure, let's move from the region where somebody has family, friends, a life, and a career, just to afford a place to live.
And if they choose not to, they apparently have a "spending problem"...
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@AmericaMaximal Here's a crazy concept
you can't afford a coastal place on 96k/yr
Move
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If you can't live off $96,000/yr you have a spending problem
Cole Grinde@GrindeOptions
Living off $8,000/mo in America is probably borderline poverty level and that’s scary because there are many people out there living below that income threshold.
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@lalovestrump It’s incredibly good. Tastes like actual Hawaiian poke
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This Redondo Beach poke place sounds so good
Anybody been ?
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@ant_trading1 @ToddsTradeEasy $400/mo insurance for a 2023 civic is insane. I’m sure you can shop around and find better. Unless she has multiple DUIs or something
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@ToddsTradeEasy my girlfriend says “she needs something reliable”
My car is paid off and my insurance is 132 a month
Her car is a 2023 Civic and she pays $350 plus $400 insurance
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@DonroeDoctrine1 @GenZMultifamily Youre aware that OC homes cost $400k not all that long ago. Pre-COVID it was mostly a pretty affordable place
Speaking of, who mentioned OC? I didn’t. I said Southern California
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@bio_value @GenZMultifamily OC is one of the long time hottest economies in the country with the best weather around. You are going to have to build a ton of homes to overcome out of state swarms that will snatch them up before they fall to $750k.
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"We need more affordable starter homes!"
Meanwhile, there's thousands of great homes just like this for sale.
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@StevenMeyerUX @GenZMultifamily As if the housing market over the past 15 years has been driven by “supply and demand”
And yeah… it’s good for a society for people to generally stay close to their hometowns and build communities
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People don’t want affordable housing. They want a million dollar home in the highly desirable city they grew up in to go for $250k. So basically, they want to ignore supply and demand. It is not a realistic outcome that can be solved by politicians who all claim they are going to solve it.
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@GenZMultifamily @DonroeDoctrine1 Southern California is an area of 20 million people. $250k maybe not, but it’s not unreasonable to expect $750k starter homes
When home price appreciate has been magnitudes above inflation, and has been driven by exogenous factors, people are right to complain.
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@DonroeDoctrine1 That would be a totally valid statement, the problem is they keep bitching about having no $250k starter homes in Southern California.
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@stansergiu_ @ThinkAppraiser Assuming they are PAs or nurses and not physicians…
They might be really young ie: late 20s and only have 2-3 years experience
They might have most savings in 401k
They might not want to blow every penny of savings
Plenty of good explanations here
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@ThinkAppraiser If they barely got 50-60k down and both work in medical field... that's a skill issue
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Story time: did a job today for a young couple refinancing their house in OC
They paid $1.1M 2 years ago only putting down 5% on the loan
They’re refinancing to get rid of PMI
Which will save them over $1000/month off their payment
Both husband and wife work full time to barely cover the mortgage
Both are in the medical field and make good money
They had zero family help and were competing against all cash offers and 50% down payments from other buyer’s family members
They finally got an offer accepted after months of looking and battling many other buyers
Loan officer said you can afford the payments but the down payment is your challenge, so they decided to only put down 5%
Their down payment came from being early in Tesla stock and early in Bitcoin
They’re stressed out like crazy and can’t believe this is what it takes just to own a home without any help from family.
So to recap: They needed to hit the lotto with Tesla and Bitcoin to have enough to put down 5% on the cheapest house in the area to get the pleasure of having a $9,300/mortgage PITI
HOLY MOLY 😮💨
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@LPessa7654 @a_a_free This is also wrong. The 6-month OS for RVMD + mGnP was 90% (83% is mono-tx darax)
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@bio_value @a_a_free oh and just to make it clear, at 6 months $IMRX beats $RVMD with 94% survival x 83% survival and far less toxicity....I wonder how it would look like at 12 months
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@LPessa7654 @a_a_free This graph is wrong. The confirmed ORR for darax + chemo was 58% and DCR was 90% at AACR
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@bio_value @a_a_free $imrx x $rvmd in 1L patients, who is more data transparent? and why $rvmd has a 13.7 mo follow up in 1L but only released 6 mo survival rates? how bad is the curve??
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She gets a sugar daddy. He gets a younger woman. Seems like a mutually beneficial thing among two consenting adults. Why should we care? Society has become so prudish
Mario Nawfal@MarioNawfal
🇺🇸 A top counterterrorism official in the Trump admin is under investigation… for seeking out sugar daddies The complaint goes as follows: a man says he spent $40K on Julia Varvaro, the Deputy Assistant Secretary for Counterterrorism, in just 3 months. Aruba. The Italian Riviera. The Swiss Alps. Milan. A $3,500 Bottega bag. Cartier jewelry. Half her rent. Allegedly, the two met on Hinge and had a very expensive 3-month fling. In texts, she called herself "boss princess" and told him she was "above being tested" when he warned her about drug use risking her clearance. She allegedly had a profile on sugar daddy site Seeking under the name "Alessia," and claimed her jewelry was "trophies from sugar daddies" who also paid for her education. Varvaro says she did nothing wrong and this is "just a mad ex-boyfriend putting crap together.” The woman in charge of keeping Americans safe from terrorists is a 29-year-old sugar baby. Ok then… Source: Daily Mail
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@LPessa7654 @a_a_free One company has randomized survival data and tons of positive data on ORR, PFS, and OS
One company has open-label combo data showing some nice OS, but has minimal single-agent activity, and minimal activity on other efficacy parameters
Hope that helps
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@a_a_free I don't get it, $ERAS is worth $7B in phase 1 and $RVMD +$30B while $IMRX entering phase 3 with better survival and toxicity results than $RVMD is being traded at $ 350 m with $ 220 m in cash. This is the most asymmetric risk x upside I've ever seen in biotech...
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@ProximalAI @3Sentinel4 @ThinkAppraiser Why? The lot probably costs 100k. Build a house at $300/sqft = $270k
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@3Sentinel4 @ThinkAppraiser To buy that lot if it was empty and build a 900 sq ft house would probably be $650K+
Cost of land, labor and regulations hold up prices
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Watts is a ROUGH area. Rough. Rough.
Check out these homes prices
Prices are not going down any time soon.
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You can make 80k a year with good credit and not afford a 400k home. That has never been a thing ever in America.
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@ULuvenD @thiquegyal @rosethaaartist There's always somebody who posts this low value midwit response
Sure, let's leave my entire family (several generations worth), my friends, my professional network, just to go buy cheap real estate. Sounds like a great idea!
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