chongerelli

@ScottiePippen Michael: Jordon Saylor Strategy Scott J. Fox Phelps Tyson Bloomberg Burry Lewis Barr Steinhartd

You’ll never guess who sent me this. He said, “watch Bitcoin.”

@saylor @Strategy Back to work with my “index finger” ? Gemini reward…

₿ack to Work.

@CryptosR_Us Yep with all the Tokenized usage, it can surge.

COULD ETHEREUM HIT $60K? KIYOSAKI THINKS SO Robert Kiyosaki, the author of 'Rich Dad Poor Dad,' predicts Ethereum could surge to $60,000 by 2026. Kiyosaki views Ethereum 'real money,' a hedge against the fiat 'fake money,' with rising institutional flows and geopolitical tensions like the U.S.-Iran conflict acting as catalysts.

@Vet_X0 Looks like the 90’s when email exchanges like the start of AOL and then Juno, hotmail joined, eventually every corporation figured out that they can write official electronic mails with their own company’s suffix ids mailto: .gov, org, com and so forth… how much is a stamp?

Live look XRP Decentralized Exchange, last 100k blocks, top multi path asset exchanges only. Orderbook and automated market maker liquidity pools are combined on the XRP DEX! Assets are natively exchanged and routed. Globally. 24/7. Instant settlement.

@EleanorGirl08 How does tokenized assets move like http frictionless across internet without it being locked up. “Internet of value” “cross-border payment” “unified ledger” between central banks, between iso20022 systems, between 100+ different stablecoin, fedcoin, iso-fartcoin instantly? #XRP.

I still wonder if xrp is going to get Huge .. i hear Banks dont want it and are Fighting it.. The ordinary Joe's want it. Then i hear Corporations can and will buy all they want. YET the Government is Going to Lockout normal Everyday people from being able to buy Xrp sometime in the near Future . So i guess The BIG man is going to control the Little man Again . Yep I'm getting Worried . After a year or more of talking .Nothing BIG has Happened Yet and maybe Never Will.Don't forget they probably Know or can find out wh o has Wha t Crypto and Wher e !

@Maxi_Dec2020 $30 is low for moving Trillions.

Your $XRP will soon teleport to $30. You're not bullish enough!

@graphdag You’re racing ferrari operating in rush hour traffic? i have old reliable bike that can get from Bank A to B in 3-5 secs &not get stuck in traffic. XRPL can adjust and supe up. But until it needs to, an old bike beats the ferrari, no extra waste $. MPH waste. I ❤️ HBAR too!

Why I love ❤️ #Hedera (HBAR) ? With 10,000+ TPS, finality in seconds, and stable ultra-low fees of ~$0.0001 — all carbon-negative.

@Xfinancebull @RealGrapedrop Those that know will not hold 5000 XRP. It will be aiming at 50000+ XRP to make it worth the value and won’t sell 75% at $10 per XRP.

🚨🚨🚨IF YOU HOLD $XRP READ EVERY WORD OF THIS! $13 trillion in corporate payments. AI-managed treasury. $XRP as the settlement engine underneath all of it. @RealGrapedrop mapped the full Ripple architecture and it answers every question about how adoption actually happens. Corporations won't adopt XRP because crypto Twitter tells them to. They'll adopt it because it plugs into the enterprise tools they already run. SAP. Oracle. AP/AR. General ledger. Ripple Treasury connects to all of it through one API layer called ClearConnect. Same API connects to banks and SWIFT on one side. Ripple Payments, Ripple Prime, Custody, RLUSD, and XRPL on the other. The corporation picks which rails to use. Traditional takes days. Digital takes seconds. Every time they pick the digital rail, XRP settles the value. RLUSD handles the dollar side. The volume flows through XRPL. That's not speculation. That's how the plumbing works. AI makes it inevitable. GSmart optimizes cash flows, models liquidity, runs autonomous agents. The algorithm routes money through the fastest, cheapest path. XRP wins that calculation every time against SWIFT. The price isn't reflecting a speculative asset anymore. It's reflecting the market's failure to understand that $XRP is inside a $13 trillion payment system waiting for corporations to flip the switch. When they do, the volume creates demand the order books aren't prepared for. The architecture is built. The math is simple. $XRP HOLDERS TIME IS HERE! 🔥

@AltcoinDaily Say who?! Shib pepe doge fart? Who cares. Get XRP XLM HBAR QNT Many like those will live. Get also: ADA FLR ETH SOL

Most altcoins will die.

@Altcoinbuzzio All sectors will need to be nonprofit for XLM to win it all.

STELLAR IS THE PAYMENT LAYER FOR AI!! Autonomous AI agents need a payment network that settles instantly and costs less than a penny. Dynamic just released their massive Agentic Finance Report, and XLM is perfectly positioned to handle machine-to-machine commerce at scale! President Jose Fernandez da Ponte confirms the network can settle x402 payments for autonomous agents in seconds

@saylor BTC won along time ago and is still winning, better than physical gold. But they didn’t win against all 5th ave billionaire’s row. And certainly not against XRP because of utility vs store of value. But we won, still to be decentralized completely.

Bitcoin has won. Global consensus is that $BTC is digital capital. The four-year cycle is dead. Price is now driven by capital flows. Bank and digital credit will determine Bitcoin’s growth trajectory. The biggest risk is bad ideas driving iatrogenic protocol changes.

@SylvianGuibal I love XLM too. But it is NOT XRP… similar code. I have 5% XLM, but its not XRP. Trusted for different purpose. XLM (Stellar): Built for people and small transactions (remittances, financial inclusion) XRP (Ripple): Built for banks and institutions (cross-border settlements)

XLM vs XRP: Why Stellar Lumens (XLM) Is Far Superior to Ripple (XRP) in 2026 In the world of cryptocurrencies focused on cross-border payments, two projects often dominate the conversation: XRP (Ripple) and XLM (Stellar Lumens). Both promise fast and low-cost transactions, but behind this apparent similarity lies a fundamental difference in philosophy, technology, and long-term vision. While XRP remains the favorite of traditional banking institutions, XLM stands out as the superior solution for the future of decentralized, inclusive, and innovative finance. Here’s a factual analysis proving why Stellar Lumens outperforms Ripple on every key front in 2026. 1. Mission and Philosophy: Financial Inclusion vs Institutional Profit vs Ripple (XRP) was designed as a tool for banks and large financial institutions. Its model is driven by a for-profit company (Ripple Labs), targeting high-value payments between professional entities. Stellar (XLM), on the other hand, is managed by the Stellar Development Foundation, a non-profit organization. Its mission is clear: making finance accessible to everyone, especially individuals, small businesses, and unbanked populations in emerging countries. XLM truly transforms lives by enabling remittances and micropayments at almost zero cost. XRP, meanwhile, mostly serves as a bridge between already wealthy banks. In 2026, as inclusive finance explodes with CBDCs and tokenized real-world assets, XLM perfectly aligns with the real needs of the world. 2. Technology: Stellar Advances While Ripple Stagnates Both networks are ultra-fast (transactions in 3–6 seconds) with ridiculously low fees (under $0.00001 per transaction). But that’s where the similarities end: Consensus: XRP uses a protocol influenced by Ripple. Stellar relies on the Federated Byzantine Agreement (FBA), a truly decentralized system where anyone can become a validator without central permission. Smart Contracts: This is where XLM crushes XRP. Stellar has rolled out Soroban, a native smart contract platform in Rust, with major updates like Protocol 25 (X-Ray) that natively integrate zero-knowledge proofs (ZK proofs). This enables a real DeFi ecosystem, real-world asset (RWA) tokenization, and complex applications directly on-chain. Ripple is still working on EVM-compatible sidechains with no comparable native features in 2026. Scalability and Innovation: Stellar handles thousands of transactions per second while remaining energy-efficient. With over $1 billion in tokenized assets and growing TVL, XLM is becoming the perfect launchpad for stablecoins, CBDCs, and RWAs aimed at the general public. XLM is no longer “just” a payments network — it’s a complete infrastructure for the finance of tomorrow. 3. Decentralization and Regulatory Risks XRP has long suffered from its centralized image (Ripple influences many validators and still holds billions of tokens). Even though the SEC lawsuit ended in 2025 with a $50 million settlement, the stigma remains and limits pure decentralized adoption. Stellar, by contrast, is genuinely decentralized and has never faced major legal battles. Its non-profit foundation and open model make it a true crypto project in the original spirit of Bitcoin and Ethereum: no central boss who can influence the network at will. 4. Growth Potential: XLM Has 10–15x More Upside Current figures (April 2026): XRP: Market cap around $80–120 billion, price hovering near $1.30–$1.32. XLM: Market cap around $5–7 billion, price around $0.16–$0.22. XRP is already “big” and institutional — its future growth will be more linear. XLM, with a market cap 10–20x smaller, offers explosive upside potential as retail and DeFi adoption continues. Historically, the two assets are correlated, but during altcoin rallies, smaller caps like XLM massively outperform. Add an active community, more daily active addresses, and stronger TVL momentum in key periods: the edge clearly belongs to Stellar. 5. Real-World Adoption: XLM Wins on the Ground XRP signs partnerships with banks… that often remain theoretical or slow to materialize. XLM is actively used for remittances in regions where people need it most (Africa, Latin America, Southeast Asia). With its anchors, CBDC integrations, and booming RWAs via Soroban, Stellar is building a living ecosystem that’s open to all developers and end users. Conclusion: XLM Isn’t Just an “Alternative” to XRP… It’s the Better Version XRP remains a useful tool for traditional banks wanting to modernize without too much change. But in 2026, the future of finance no longer belongs solely to institutions. It belongs to decentralization, inclusion, real innovation, and accessibility for everyone. Stellar Lumens (XLM) checks every box: Superior technology (Soroban + ZK proofs) Decentralized and non-profit governance Focus on people rather than pure profit Massive growth potential Concrete adoption and expanding ecosystem If you’re looking for an asset that doesn’t just enable payments but builds the future of open finance, the choice is clear. XLM isn’t just “better” than XRP… it is vastly superior for anyone who believes in the true blockchain revolution. Ready to join the bright side of crypto? XLM is waiting for those who see beyond traditional banking partnerships. The future isn’t institutional… it’s Stellar. #XLM #Stellar #XRP #Ripple #Crypto #Cryptocurrency #DeFi #Payments #Blockchain #Web3 #Soroban #RWA #CBDC #FinancialInclusion #Altcoins #Crypto2026 #CryptoNews #Investment #BullRun #StellarLumens #BetterThanXRP #CryptoComparison #ZKProofs #Decentralization #InclusiveFinance #Tokenization #SmartContracts #CryptoCommunity #MoonShot #AltcoinSeason #HODL #ToTheMoon #CryptoTrading #DigitalAssets #FinTech #BlockchainRevolution #XLMToTheMoon #StellarNetwork #RippleVsStellar #CryptoBattle #FutureOfFinance #CryptoAdoption #GlobalPayments #Micropayments #Unbanked #EmergingMarkets #CryptoInvestment #2026Crypto #CryptoRevolution

@SylvianGuibal No. They created to do very different audiences. It’s like saying paypal is better than banks with ACH clearing your paycheck. No. Both a great, one is for global institutions and the other can be for businesses. Which one is the internet of value and will bridge WCDBCs.

@RipBullWinkle The Neutral Bridge that the silo rails need. The “silo” unified ledgers with an “s” all need Ripple (psuedo-private) company as “the unified ledger” to make all payments interoperable. Now Ripple will slowly answer Tom’s doubt for global solution. cryptoslate.com/swift-cio-ques…

SWIFT just bent the knee to Ripple. Their CTO who publicly mocked XRP stepped down the EXACT same day Ripple became their certified partner. This isn't coincidence. This is surrender. 🧵

@RipBullWinkle Join Joel Katz. Even Gensler when sued and appealed against Ripple, he always knew what XRP is and will become. He explained it in a panel and mentioned a system without Nostro Vostro, instead, #XRP bridging assets cross border payments.

@24hrscrypto1 @circle @USDC Imagine RLUSD no actions? USBC fdic protected. They might just be USDT.

It’s unfortunate for @circle @USDC Let’s see what they say, they still haven’t addressed anything regarding my question, but Zach pretty much summed it up.

@Siriust1982 @ales_cadez $1000000 is the aim. When do you have any private tech firms with enough capital to borrow billions to buy out an infrastructure for payments in billions? SVB??? Gone. SBF??? Gone. Sponsored only be international partnerships. Whatever capital is needed. 😂 😆 😝 at ur-self.

@ales_cadez @chongerelli $10🤣🤣🤣

TZ CIO exit thought: The guy has good intentions, but not involved in meetings with whom the CEO meets with. The CEO might even have compartmental knowledge of what the board knows. The Board might oversees all, but within itself, a group already exerted a decision with G20s 🫢.

@NoLimitGains 69K was the last top 126K is the next bottom. If BTC runs up $1M is not too far with a curve. Double’s game. And “if” 4-year cycle is dead. The acceleration begins. Do the math. That time races against the debut of quantum computers. There is no value to something hackable.

*IMPORTANT* A lot of people are thanking me for calling the Bitcoin top at 126K, shorting the ZEC top, calling XLE and OIH before the war, and telling people to take profits right before the drop. I also called the S&P top while everyone else was still euphoric, because I track sentiment, not prices. I appreciate every one of those messages, but they all reminded me of something. Years ago, when I started, I didn’t have any of this. No private room, no help. I made expensive mistakes I could’ve avoided if I’d known the right people. The people who were already rich weren’t smarter. They just had better access, better info, better networks, better rooms. I kept asking myself why that access is only available to a tiny circle, when there are thousands of people who are dead serious about building long-term wealth. So I built The Assembly. A private room for people who think in years. This is not a course, not a signal service, not a “buy this today, sell that tomorrow” scam operation. And of course, members will be getting institutional-grade data daily. 37,000+ people joined the waitlist before we even opened. I didn’t expect that. But it told me the room was needed. The door opens in a few days. Join the waitlist if you wish to be part of it: intheassembly.com

@mrcauliman move* Sitting is ok if you really view it like house with 15 or 30yr mortgage. If each XRP reaches the value of a house. How many houses will 300 XRPs get you? But you and I know most retail will see it at $10. You don’t see value at $1.35 You will see it starting $13500

@mrcauliman Yep, still sitting. The difference in sitting now and sitting after the appreciating price of the “near” future is the crossroad. $1.35 doesn’t more $1 Trillion of value exchange. $1,350,000,000 will easily move that one transaction. $1,350,000 will move a few transactions.

People really think they’re going to sit on $XRP and wake up with generational wealth. $XRP is a payment rail. It’s built to move value, power systems, and drive utility across apps, liquidity flows, and real transactions. It’s not designed to sit in a cold wallet doing nothing while you fantasize about some absurd price. You don’t build wealth by holding a tool and refusing to use it. You build wealth by putting that tool to work. Apps. Liquidity. Systems that generate more $XRP. Most people won’t do that. They’d rather argue online and wait for a number that isn’t coming.