Francesco | Outpile

@LongGameEquity This is clearly one of the first advice I would give to beginners in investing. Don’t look too far, look around you identify the products or services you love and find if the company providing them is listed.

It should be way harder for you to find convictions in stocks you don’t use or consume in some manner! $META $AMZN $NFLX $COST $CELH Are great examples of stocks I consume and own shares in!

@TTrimoreau Always set a spending limit on Claude API platform 😂

What’s the most important thing you’ve learned from AI?

@silva_shruti At first I thought it was going to be a bit of a too obvious self help book but I read it anyway and I realized after that that it was really useful and I often think about it

📚 Book Summary of "Atomic Habits" by James Clear Atomic Habits by James Clear explains how small daily habits can change your life in a big way. The book shows that success does not come from one big action, but from many small actions repeated over time. These small actions are called “atomic habits.” They may seem unimportant at first, but when practiced regularly, they create powerful results. The author begins by explaining that even a 1% improvement every day can lead to huge progress over time. In the same way, small bad habits can also lead to negative results if repeated daily. This means that your habits shape your future. Many people fail not because they lack talent, but because they do not follow the right habits consistently. James Clear emphasizes that people should focus more on systems rather than goals. Goals are about what you want to achieve, but systems are about the daily actions you take. For example, instead of focusing only on losing weight, you should focus on exercising and eating healthy every day. When you build strong systems, success comes naturally as a result. Another important idea in the book is identity-based habits. The author explains that true change happens when you change your identity. Instead of saying “I want to run,” you should say “I am a runner.” When your habits match your identity, they become easier to maintain. Every small action you take is a vote for the type of person you want to become. The book also introduces the four stages of a habit: cue, craving, response, and reward. Based on these stages, James Clear gives four simple rules to build good habits. First, make the habit obvious so you don’t forget it. Second, make it attractive so you feel motivated to do it. Third, make it easy so you can start without effort. Fourth, make it satisfying so you feel rewarded after doing it. These four rules help in building positive habits effectively. To break bad habits, the author suggests reversing these rules. You should make bad habits invisible, unattractive, difficult, and unsatisfying. For example, if you want to reduce phone usage, you can keep your phone away or turn off notifications. This reduces temptation and helps you control your behavior. The book also highlights the importance of environment. Your surroundings play a big role in shaping your habits. If you keep healthy food nearby, you are more likely to eat healthy. If distractions are around you, it becomes harder to focus. So, designing a good environment can make positive habits easier to follow. James Clear also talks about the importance of consistency and tracking habits. He suggests using habit trackers to monitor your progress. This helps you stay motivated. He also gives a simple rule: “Never miss twice.” Missing a habit once is okay, but missing it repeatedly can break your routine. Another key idea is the “plateau of latent potential.” This means that results from habits are not always visible immediately. People often quit because they don’t see quick results. However, progress is happening in the background, and results will appear if you stay consistent. In the end, the book teaches that long-term success comes from continuous improvement. You should keep learning, adjusting, and improving your habits. Even small improvements, when done regularly, can completely change your life. Overall, Atomic Habits is a practical and simple guide that shows how small changes in daily habits can lead to big achievements. It teaches that with patience, consistency, and the right system, anyone can improve their life step by step.

@LeifInvests I’m a big big fan of cloudflare as a user especially coming from aws… and they keep expending their offer. But I don’t know well the others

🚀 If you could only hold ONE cybersecurity stock for the next 20 years, which one would you pick? 1️⃣ $PANW 2️⃣ $RBRK 3️⃣ $CRWD 4️⃣ $ZS 5️⃣ $NET

@stockswithtom Yes apple google Amazon and Netflix if you include it. I missed them in 2022 thinking they could go lower. I have a problem with high PE. I know it’s stupid. Still regret it…

@FrancescoBuilds any other mag7 stock that interest you?

March 2026 portfolio update My portfolio: -2.48% S&P500: -1.71% Increased position in $META $MSFT $NVDA and DCA every month in ETFs. My positions: $SPY $VT $QQQ $AMZN $GOOGL $NVDA $META $MSFT $UBER $AMD $CRM $O + 7.21% Cash 💵 Looking to make a new position in either $MA $SOFI or $HOOD.

@stockswithtom So far not that bad but I have mainly European mid and small caps… I searched for of good point of entry in apple for years unsuccessfully and I regret it!

@FrancescoBuilds I owned $APPL for some quiet time but I sold it last summer just because there were better opportunities in my opinion. How did your portfolio do?

As an investor and entrepreneur, have you ever lost faith? I may have a remedy. In investing as in running a business, what has tripped me up most is losing confidence that the world will keep moving forward. Which is, when you think about it, a strange thing to lose. Because if you genuinely believe progress has stopped, you might as well quit altogether. And if you believe it even a little, despite the wars, despite everything, there is a book I'd hand you. I'll be honest: I'm a natural pessimist. Not the paralysed kind, but the kind that spends a lot of time mapping out what could go wrong. Every business plan, every investment thesis, I go through the downside scenarios first. It's useful, up to a point. The problem is that if you do it long enough, the negatives start to crowd everything else out. And that's when you stop seeing clearly. Some people are wired differently. They start from optimism and work backwards. I've always envied that a little. The Rational Optimist by Matt Ridley doesn't talk about companies. It doesn't talk about stock markets. That's exactly why I think every entrepreneur and every investor should read it once a year. His argument, in short: human prosperity has grown because trade and specialisation allow ideas to combine and recombine. The more we exchange, the more we invent. The more we invent, the better things get. Self-sufficiency, on the other hand, is a trap. Isolated societies don't just stay poor, they become suspicious and fearful. What struck me most is how well history pairs with investing. Not financial history, but the long arc of human history. There is nothing like stepping back and looking at humanity across its entire story to put a short-term loss, a bad quarter, or a moment of doubt into perspective. And to be clear: this is not about pretending everything will be fine. The fifteen years since this book was published have reminded us plenty of times that the world is hard, that we are never far from catastrophe. But between two conflicts, two pandemics, two natural disasters, there are real advances worth seeing. Keeping that in view is not naivety. It's discipline. If you've been spending too much time in the downside scenarios lately, this might be the book that rebalances you. PS: I'm attaching both covers, because the one with the half-empty glass is particularly good.

@Peregrino1708 Not in API yet but in prompt it’s my first stop for research and after I move to Claude to refine ideas. But I wait also for gemma 4 in cloudflare workers AI which seems promising

Google $GOOG $GOOGL has updated its pricing tiers for Gemini API optimization and inference based on usage requirements. Is anyone actually preferring Gemini over Claude these days?

@thelucashalden Yes I’m in Europe too and I act just as we are never going to get it…

@FrancescoBuilds Yes Europe is expensive but it is where our social life is so it doesn’t make sense to move. For now there is a public pension in place but we don’t take that into consideration Who knows what happens in 35 years

🧵 1/ Q1 2026 Net Worth Update I usually share my investment portfolio. But that only shows part of the picture. Here’s a full breakdown of our net worth as a working family. Not extreme. Not flashy. Just consistent progress 👇

@ReddyGives Yolo as long as it doesn’t mean spending for stupid stuff. But trying new stuff such as sport, learn original skills etc

What do you believe in? Explain why if you can! Pls vote if you see it!

@Tim_Denning What do you mean that they don’t see the content again? Why?

I don’t understand people who post photos of cakes with “Thank you for the 20,000 followers.” 99% of people click the follow button, then never see your content again. This follower celebration trend is weird as hell. It’s egotistical beyond belief.

@AcdntlyRetired Yes but that's unfair he doesn't even want to retire so he doesn't have to worry about reaching FI 😂

Do you think Warren Buffett is sweating daily stock prices? NO. As a long-term investor, your job is to not give a damn.

Thanks! Yes, and I think below a certain threshold you just can't compete with real estate, your salary, or your main business in terms of impact. And you don't want to take too much risk with stocks at that stage either. It starts to change once the debt is cleared and the foundation is solid.

@FrancescoBuilds followed! francesco, it's honestly super discouraging that the majority of my wealth is built from principal and NOT gains. i've been in the market "truly" for < 5 years.

i am 28 years old and i have a net worth of $650k+. how? being consistently frugal and by increasing my income YOY. cash: $31k in savings $6k in checking investments: $235k in brokerage $67k in 401k 1 $35k in roth ira $13k in 401k 2 $11.5k in hsa real estate: $330k house 1 $500k house 2 debt: $162k on house 1 (3% int) $388k on house 2 (5.625% int) $2k on car (1% int) about me: - wife - 1 kid - sole earner - no inheritance - $235k income - no major stock wins - paid my way through college

@wealthrewired8 Yes I often hear people talking about 3 months but I think it's way to short especially if you end up wanting to set up your own/another business

You should not be investing at all. If you do not have emergency fun which is around 6 - 12 months.

@PacificOrient88 Thank you!

@FrancescoBuilds Legendary. This is a very old article, but will give you some of the background: washingtonpost.com/business/shipp…

Two days ago I had never heard of Mowi. Which is exactly the kind of thing that keeps me writing here. The Norwegian company has been farming Atlantic salmon since 1964, when a handful of pioneers began experimenting in the fjords of western Norway. Norsk Hydro, the industrial giant, came in as an early backer. Decades of quiet consolidation followed, and by the mid-2000s Mowi (then called Marine Harvest) had merged its way to the top of a global industry most consumers never think about, even though most of them eat its product regularly. What makes Mowi interesting is the degree of control it has built over its product. The company breeds its own fish, produces its own feed, runs its own processing facilities, and sells directly to supermarkets under its own brand. That level of integration, built over sixty years, is not easy to replicate. The company is not without complications. Norway introduced a resource rent tax on aquaculture in 2023 that hit the industry hard. Sea lice, fish escapes, and environmental pressure from regulators and NGOs are recurring issues. And salmon prices are volatile enough that a bad year on the spot market can erase a lot of operational efficiency. But the basic story is simple: the world is eating more protein, farmed salmon is one of the most resource-efficient ways to produce it, and Mowi farms more of it than anyone else on the planet. Mowi is listed on the Oslo Stock Exchange (MOWI). This is not investment advice, just something I came across and thought was worth sharing. My goal here is simple: discover companies I didn't know existed, not necessarily buy them, but at least know they're out there and keep an eye on them. Photo: Mowi

@PacificOrient88 Thank you! I will look for info about him. Is he well known in Norway or elsewhere ? Like is he a figure for the public?

@FrancescoBuilds It may be of interest to note that the single largest shareholder is billionaire shipping magnate, John Fredriksen.

They also publish recipes on their website, so here are some better pictures. Let's see if salmon tastes better on a timeline too...