ARUN S

How to hide a ₹3,00,00,000 contract for 2,500+ days? 🕵️‍♂️ I’ve spent 7 years paying EMIs for a "bundled" insurance policy I never saw. The bank found my email for collections but "lost" it for the contract. This is the #BancassuranceTrap. A THREAD. 🧵👇

@AlkaRBhatt Bigger than harshth metha

Life insurance and medical insurance is the biggest fraud in our country.

@skhanolkar @ICICIBank_Care We are doing regulators jobs and grievances team, their denial and attitude what scares me like they are corporate with billions of dollars.

@ICICIBank_Care No worries you can take time -- sharing a pdf file must be a big tech challenge for the team. I got to learn about the banks process through this very accurate user guide. x.com/i/status/20342…

@ICICIBank_Care must be a cruel joke! I have been waiting for other three weeks and have created a service request two times. Sr# 074056355 Sr# 075005691 The request is simple -- please send me the pdf copy of the society share certificate. 3 wks--I have not received pdf yet.

This is scary I have policies with @HDFCLIFE

@gopihc @HDFCLIFE Kindly order copy of documents ,head to their branch ask all details .policybond,proposal forms and policy contract.

@BandanaMrs It was systems fault, not ours .regualators?

BUT I AM CAUGHT IN A LOOP WITH #ICICI BANK HOME LOAN TENURE OF LOAN INCREASSD UNLAFULLY FM 30 YRARS TO43 YEARS WITHPUT CUSTOMER AUTHORITY WITH EXTRA INTERRST RS 36 LAKH=6 YEARS OVER PRPPERTY SESRCH REPORT NOT GIVEN #ICICI BANK 90 NOS ESCALATION NEVER REPLIED 3 YEARS OVER

என்னடா இது உதயநிதிக்கு வந்த சோதனை... உண்மைதான்... வேறு யாரும் அவருக்கு வேலை கொடுக்க மாட்டாங்க எனபதற்காக, ஸ்டாலின் துணை முதல்வராக தானே வேலைக்கு வச்சிட்டாரு...

@PriyankaSmile01 @AIADMKOfficial repost this

சின்னவருக்கு வந்த சோதன🤣🤣🤣🤣🤣🤣🤣🤣

@major_madhan Hi sir im your subscriber, please kindly post insta video’s.your sense in economics is great.

Thank you all for your support & blessings 🙏🏽🙏🏽🙏🏽 #Gratitude

@nsitharamanoffc @nsitharaman x.com/rambotamile/st…

Reduce litigation aggressively. With clearer provisions, there should be a measurable reduction in disputes. Provide clarity and justify the demand that you have put forth. Just and fair is what I need to have in practice. - Smt @nsitharaman in New Delhi

🇮🇳🥺

@debjaniB_09 @HDFCLIFE Yeah they lie and repeat the lie.

@HDFCLIFE I have already done that twice with a hope to get it resolved but all my efforts are in vein.

Never ever buy HDFC Life Insurance policies and never believe their agents who are after your life to buy one ....they all are fraud and believe in churning.. .they will miss sell and after that if you file a complaint, will never give you a satisfactory reply #hdfclife #hdfc

@HDFCLIFE x.com/RAMBOTAMILE/st…

Eidi isn’t just for today. The best gift is knowing tomorrow is taken care of. #HDFCLife #SarUthaKeJiyo #EidMubarak

Dear brothers and sisters of India,Earlier i raised complaint to @DARPG_GoI comes under @PMOIndia.I asked for proof of delivery (15lakhspolicy/loanlive120 months remaining)documents.they said we its sent through ordinary post with untraceable.repeated bima bharosa reply. I re applied.lets see now as i have re applied @HDFC_Bank @HDFCLIFE @HDFCBank_Cares

1/1 . I am caught in a loop with HDFC Life over a Home Loan Group Insurance (4 members: Mom, late Father, Aunt, & me) .They have the guts to lie and then repeat that lie to regulators..@HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc

@p_abhimany47152 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc It’s the job of regulators, when ego and politics in systems,Banks utilises this.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc That's how they fool people across timelines unless somone finds like this and explain they know the system loophole and people are weak leg they won't question it's easy to trap them..

@WiseRavan @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Yeah ,my friends work in IT industry they have some corporate based policy,that works because of the bulk value,in case of individual policy many of them are cheated. Hospitals support corporate not individual.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc My personal opinion: all insurance business is a scam. Never do beyond minimum mandatory amount. They are scam because : they run on promise for 30+ years.

@cbpundir @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @RBIsays @rblbank @FinMinIndia If own people are not happy with regulators ,fair and transparency is gone.we’ll its not our fault it’s system fault.

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc I am also caught in the same loop by RBL bank with support from RBI bank and even government public grievances cell does not help. RBI closed case saying as the tx happened outside India they cannot do anything and gave feee hand to bank to harass @RBIsays @rblbank @FinMinIndia

@handsomerockus @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc We people can’t do nothing about it?Sad

@RAMBOTAMILE @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc Hdfc life is a scam. I paid only one installment and then closed it. Waited 5 years and got that money. 75k became 72k.

@sidd_sharma01 @CherylJN1414 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @AjayBos93388306 @ambujlokhit @lokhitindia777 @TellingRavindra @santoshpathak12 @jskeshriya Yeah that's what im doing sir, even i am ready to suspend my emis

Have few suggestions for you here: 1. Keep a track of everything 2. Keep everything in Writing (Zero Conversation) 3. Cooperate in Writing 4. Send them notice clearly warning of the consequences they’ll have to bear at their own cost. 5. Give them time Last but not the least - Escalate IRDA is least effective. They just play Table Tennis with customer complaint. Forget any help or assistance from them. Escalate to Ombudsman on their portal along with a mail to them (Effectiveness may vary from State to State) Last but not the least…..If they don’t fall in line, drag them to Consumer Forum since that’s the last option with you as a consumer. Thanks

They behave and disrespect towards government @PMOIndia @DARPG_GoI .wow corporate India hmmmm

@CherylJN1414 @HDFCLIFE @HDFC_Bank @HDFCBank_Cares @DARPG_GoI @DFS_India @joinditto @nsitharamanoffc @AjayBos93388306 No sir,They will deny.whatever logical or legal point you provide they behave like this. Below image shows they repeatedly “ordinary post” tagging @PMOIndia ,no respect so whatsoever.

Arun Sir 1- any bank / FI would have an inward and an outward register 1.1 archives if the records are greater than 5y 1.2 also probably scanned in those days etc 1.3 hopefully experts can share their advice in this regard 2- a corporate governance policy 2.1 attached 2.2 hope you find relevant teams 2.3 to set up appointments etc 3- BOD board of directors who head the said policy etc 4- RTI #RTI @AjayBos93388306 Ajay Sir please share your valuable advice etc hth Arun Sir and that your claims are processed 🙏