Ditto Insurance

We’re hiring across multiple roles at Ditto. If you’re looking to work with a fast-growing team and build meaningful work, we’d love to hear from you. Apply here: lnkd.in/dznQXTup We can’t wait to see your application. #hiring #job #startup #India (1/11)

We at @joinditto are looking for Tamil Advisors. This is a pure WFH role, with no prior experience required. We train you from scratch and give you everything you will need. If you are interested, apply now (link in the tweet below)

@flywith_kps @nikhilkamathcio @Nithinkama Hi Kanishk, We're really sorry for the experience. Please be assured that we're reviewing this on priority, and our team will connect with you to assist you further.

They say "we will support you for everything" but when you send a mail, they will not respond. 2 weeks and no response, no action my claim... Please stay away from them and choose to buy direct services @joinditto @nikhilkamathcio @nithinkama

There’s a hidden benefit inside many health insurance policies that new parents completely miss. You could add your child to your health insurance right from Day 1, but nobody really tells you about it.

@shivamjaiswal_x For your privacy and security, we request you to kindly remove your contact number from this thread. You may please share the details with us via DM instead.

A completely frustrating experience with @joinditto. 2 months wasted with zero progress. Every follow-up is met with the same robotic, copy-paste template response. No accountability, no proper updates, terrible service. Think twice before trusting them. 🚩 #DittoInsurance

@tanoy_dewanjee @careinsuranceIN Hi Tanoy, Our sincere apologies for the inconvenience. Kindly share your registered contact details or policy number with us via DM. Our team will connect with you on priority to assist you further.

@joinditto New insurance - slots immediately. Support - no slot! Only suggest the policy which the want to push. Take @careinsuranceIN - a broad daylight dacoit supported by ditto. GST is 0% but they hiked price by 40-50%. What’s the point? Why are you even tying up with such scamsters!

We’re hiring across multiple roles at Ditto. If you’re looking to work with a fast-growing team and build meaningful work, we’d love to hear from you. Apply here: lnkd.in/dznQXTup We can’t wait to see your application. #hiring #job #startup #India (1/11)

Claim rejected over just two letters of the alphabet? That’s what happened when Sundar’s (Name changed for privacy reasons) son needed eye surgery. Sundar got family health insurance through Ditto in November 2023. Just a month later, his son was diagnosed with severe vision issues requiring LASIK surgery. During the process, doctors discovered tears in his retina, making surgery a medical necessity. But the insurer denied the cashless claim, suspecting foul play since the plan was only a month old, and “eye issues don’t pop up randomly”. Sundar then submitted all post-surgery reports for reimbursement, but they denied the claim again! That’s when he turned to Ditto. We demanded an explanation from the insurer, and they claimed it was due to the non-disclosure of “PG” (which they mistakenly interpreted as Pigment Glaucoma) in the doctor’s notes. But we didn’t stop there. First, we consulted another ophthalmologist who found no signs of Pigment Glaucoma. Then we contacted the original doctor, who clarified that “PG” stood for “prescription glasses” (a common abbreviation used by ophthalmologists) not Pigment Glaucoma. After presenting this evidence and conducting a thorough investigation, we successfully got the insurer to pay out Sundar’s claim. The takeaway? Always ask your insurer for clear reasons behind a claim rejection. And if it feels unjustified, don’t hesitate to challenge if you have every right to fight for what’s fair. But here’s the thing: you don’t have to do it alone. Our advisors will fight tooth and nail to help settle your claim. Book a call today by clicking the link on our company page. #Insurance

14.3% of complaints related to life insurance mis-selling increased in FY25. Life insurance fraud is not always obvious or easy to spot. Sometimes, it’s simply incorrect details, fake promises, hidden clauses, or policies sold without proper explanation. From impersonation scams to fake claim setups and payout manipulation, these issues can delay or even block genuine claims when families need support the most. Which is why honesty and clarity matter so much when buying insurance. Verify every detail, read the fine print carefully, and keep your documents clean. And if you ever want a second opinion before buying a policy, Ditto’s advisors can help. Book a free call using the link in our profile.

@Udit_143 Hi Udit, Our sincere apologies for the inconvenience. Kindly share your registered contact details or policy number with us via DM. Our team will connect with you on priority to assist you further.

@joinditto How Ditto Help with their costumers... Almost 1hr but no response...

What should you do if your insurer rejects your claim? 1. Talk to your broker first: If you bought the policy through a broker, reach out immediately. A good broker can help decode the rejection, gather documents, and escalate it with the insurer. Sometimes, one strong follow-up can change everything. 2. Re-approach your insurer: Drop an email to the insurer’s grievance redressal cell once you receive the rejection letter. Ask for the reason if it hasn’t been shared. And if they don’t respond to you within 30 days or their response is not satisfactory, go ahead and execute the next steps! 3. Talk to the ombudsman: The insurance ombudsman acts as a mediator between you and your insurer for grievances. There are 17 across the country; you can approach the one in your jurisdiction. But keep in mind- the only complaints entertained here are of the amounts up to ₹50 lakhs. 4. Approach the boss man - IRDAI There are a number of ways to do this. You can raise the complaint with IRDAI through Bima Bharosa, by calling 155255 or 1800 4254 732, or drop an email (complaints@irdai.gov.in). Bima Bharosa forwards the complaint to the insurer and allows IRDAI to monitor the grievance redressal process. 5. Knock on the courts doors: The last resort - drag your insurer to the court or a consumer forum. This can be an expensive affair to pursue. So make sure you give this step a proper thought before you take it up. And hey, save this post right away. You don’t want to scroll through Chrome when you are in the midst of distress, do you? Ditto helps you choose the perfect health and life insurance policy to fit your family’s needs. Talk to us today. The link is under the profile!

HDFC ERGO prices revised! If you’ve ever checked HDFC ERGO, you’ve probably noticed it’s positioned differently from many other plans. That largely comes down to how the product is designed and how the insurer operates. Their plans usually come with no room rent limits, no co-pay, and no disease-wise sub-limits. You also get 2X cover from day one, along with in-built consumables and strong restoration benefits. This makes claims much smoother, with fewer surprises during hospitalisation. Now here is the important update. HDFC Ergo has revised premiums in 2026 for certain cities, PIN codes, and profiles. If you fall into these categories, your premium may be lower than before, making the plan more affordable. However, this change is not for everyone. It depends on your overall profile and where you fall within these categories. So pricing can still vary from person to person. But if you had generated a quote earlier for any HDFC ERGO plan, it is definitely worth checking again today, because the premium structure may have changed in your favour depending on your specific profile and location. And if you want a fresh quote, or if you want to understand whether this plan still makes sense for you versus other alternatives in the market, book a free call with Ditto. We’ll help you. The link is under the profile!

@ArthHada2 @policybazaar Hi Dr. Arth Hada, We're really sorry to hear this. Please share your registered contact details with us via DM so that we can review this matter further at our end.

People don't trust social media post and follow blindly @joinditto atleast check with other platform before purchasing,from my experience @policybazaar though some issues but much more experienced and reliable than Ditto

We understand the confusion. While porting with a Sum Insurance upgrade, the upgraded portion carries a fresh PED waiting period. We had walked the client through this at issuance. Additionally, claim up to the older SI has already been approved. The mixed signals for the client came from a separate conversation with Care. We are helping the client formally escalate this matter.

@joinditto @careinsuranceIN @joinditto this is not good. Ur representative is telling us to pay rather than pointing out how these companies play along with jargons. it’s a joint replacement, waiting time is 24 months plus we have written approvals from Care that there is no limit. Do better

How @careinsuranceIN @joinditto is scamming senior citizens. We bought a Care health policy with the help of @joinditto 3 years ago. This month my mom who is over 60 got surgery. We have approval mails from them for full amount and they are denying the claim today 1/3

@sam_it_is_ @careinsuranceIN @mygovindia @PIB_India @MIB_India @MoHFW_INDIA @_DigitalIndia @JPNadda Hi Sam, We're really sorry to hear this. Our team is looking into this on a priority basis and will connect with you to provide further assistance.

@careinsuranceIN @joinditto @mygovindia @PIB_India @MIB_India @MoHFW_INDIA @_DigitalIndia @JPNadda please look into this to help a senior citizen. It’s pathetic what’s Care insurance is doing by scamming citizens after issuing long term policies and then denying the claims

The problem isn't that insurance is a scam, the problem is that most people miss three things while buying their policy, and only find out about it when the claim fails. We did a podcast with @foodpharmer2 recently, and the most common comment i kept seeing was: "you just proved insurance is a scam." and to be honest, i absolutely understand where that's coming from. If you've watched a legitimate claim fail, or paid premiums for years and got nothing back, it's very obvious to have that perception. but what most people miss is that claims don't usually fail at the time of the claim. They fail because of what people did or didn't do at the time of buying their policy. and it's almost always one of these three things: → not disclosing something during purchase, even something minor like borderline cholesterol or a flagged bp reading → claiming during a waiting period they didn't know existed → assuming "full coverage" means everything is covered What makes this genuinely frustrating is that every single one of these is fixable at the time of buying. not after. This is also why we push disclosure so seriously at Ditto, even when it makes the customer uncomfortable. Some people find it annoying, and we've had people escalate over it. We're okay with that, because we know exactly what happens on the other side when you don't have that conversation. Insurance works. It just punishes you for not understanding what you bought. and that's the part nobody talks about. If you want to actually understand what you've bought, or find something that fits, book a free call with us at @joinditto.

Here are 3 things you may check to know if your term insurer is reliable. Most people look at CSR and stop there. They assume, "This insurer settles 99% of claims and must be safe." But CSR only tells you how many claims got paid. It doesn't tell you how much was paid, how fast it was paid, or how many people had to fight to get it. So if you're buying a term plan, here are 3 metrics that actually matter: 1. Claim Settlement Ratio (averaged over 3 years) Yes, CSR does matter. To evaluate correctly, don't just look at one year's number. Insurers can have a good year or a bad year. Instead, check the average CSR averaged of the last 3 years. If it's above 97%, that's a good sign. 2. Complaint Volume (per 10,000 claims) This tells you how many people had to escalate issues. If it's above 20, that's a red flag. Complaint volumes are usually disclosed publicly by the insurers on their websites. 3. Amount Settlement Ratio Some insurers settle lots of small claims but reject the big ones. Which makes their CSR look great on paper, but in reality, families who needed large payouts didn't get them. Which is why you should try checking what percentage of the total claimed amount got paid. If it is above 90%, it is usually safe. Term insurance is something your family will claim when you're not around, and the last thing you want is for them to deal with a difficult insurer during an already painful time. Check all 3 metrics before you decide, and if you want help figuring out the right term plan, book a FREE call with Ditto Insurance now. #insurance

@CitizenONE_HQ Hi, We're sorry to hear about your experience. Please share your registered contact details and/or policy number with us via DM so that we can review this matter and connect with you to assist you further.

@prathisahrudh @HDFCERGOGIC Hi Prathi, We’re very sorry to hear about this. Kindly share your registered contact details and/or policy number with us via DM so that we can look into this further with the insurer and assist you accordingly.

I never shared my data. Is there some data leak? Attached the number from where i got call. They knew my name, renewal date i never signed up for their platform.(2/2) @HDFCERGOGIC @joinditto

@joinditto @HDFCERGOGIC Hi, i need some help. I have purchased a hdfc ergo insurance last year from ditto for a hdfc ergo insurance and its renewal date is this month. I received a call from care health insurance asking me to port my insurance to them . (1/2)

@DesiDebugger @careinsuranceIN Hi, We're sorry to hear about your experience. If you have purchased the policy via Ditto, kindly share your registered contact details via DM. Our team will connect with you to assist you further.

If you want to see how good post sales experience of your Health Insurance company is, just dont pay premium until the last few days 😂😂. I am having pathetic experience from @careinsuranceIN . @joinditto please think twice before recommending.