Russell Iwasa

2.4K posts

Russell Iwasa

Russell Iwasa

@Tidtwo

Remember the difference between the GOALS of a program or law and the INCENTIVES that are created. What is achieved can be very different from the intended.

Hawaii Bergabung Ekim 2013
9 Mengikuti7 Pengikut
Russell Iwasa
Russell Iwasa@Tidtwo·
Tried the McDonald's MacCafe Orange Dream drink and liked it. I guess it was like an orange cream drink and was reminded of orange flavored creamsicles in texture and flavor. Not bad. Won't replace my diet coke due to $$ but it was alright.
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Russell Iwasa
Russell Iwasa@Tidtwo·
@TheEXECUTlONER_ The lawn service guy has a point about the owner getting quotes from other vendors. That is what competition is for. If the price is still too high, then the owner should do it himself and save that money at the cost of his time, effort, and convenience.
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👉M-Û-R-Č-H👈
👉M-Û-R-Č-H👈@TheEXECUTlONER_·
This man called this lawn service company to mow his yard front and back and weed eat it. Looks like the yard hasn’t been mowed or maintained in quite awhile. 💯 The lawn service guy quotes him $200. The man doesn’t seem pleased and thinks that’s high. 🤯 The lawn service guy tells him to maybe call around and see if he can get a cheaper quote. Not sure what rate that man was expecting. Do you think $200 is too high for all that? So you think it is too low for that? What do you think is a fair price would be?
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Russell Iwasa
Russell Iwasa@Tidtwo·
Been watching youtube shorts by BASrenovations. Understandable and informative. I won't be able to build anything but it all makes sense.
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Russell Iwasa
Russell Iwasa@Tidtwo·
Zippy's Kalbi pork plate. May's Friday special. I think Zippy's did more for they seem to have more on hand this time. I usually seem to get the last plate if I am lucky enough to get one at all.
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Russell Iwasa
Russell Iwasa@Tidtwo·
USPS collected the accumulating food for their food drive at my condo building on Saturday. 70 pounds.
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Russell Iwasa
Russell Iwasa@Tidtwo·
Tried the McDonald's McCafe Strawberry Watermelon drink. Found it sweet maybe marginally too sweet for me. It has bits of strawberries in it. I found it to be alright. Got a couple more flavors that I want to try and see how they are.
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Russell Iwasa
Russell Iwasa@Tidtwo·
Beretania Burger King was sold out on The Mandalorian and Grogu colab stuff. I like the Whopper as a burger but BK is not so convenient for me. I won't be going back to BK again as I do not care to waste my time for something that was sold out.
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Russell Iwasa
Russell Iwasa@Tidtwo·
@ChrisMartzWX Thomas Sowell would probably say that the amount of proven reserves of oil represents what is cost-effective to develop given existing tech and prices. Better tech and higher prices based on scarcity given the long development time would result in finding more.
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Chris Martz
Chris Martz@ChrisMartzWX·
People said that we would run out of oil in the 1970s. That didn’t happen. We are going to be burning oil for a long, long time. Nobody really knows how much oil there is left. Not everything runs on bAtTeRiEs.
saber@SAEberwein

@ChrisMartzWX sure but we won’t be burning fossil fuels forever, the transition to electric is inevitable

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Russell Iwasa
Russell Iwasa@Tidtwo·
USPS food drive coming up. Made a Costco trip and got a pack of P&B, a case of Mac & Cheese, and a pack of spam to donate to the cause. Not enough but every little bit helps, I guess.
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Russell Iwasa
Russell Iwasa@Tidtwo·
Finally got the McDonald's McTeri deluxe burger value meal. About what I expected right down to the amount of overflowing teri sauce that makes it messy to eat. It was alright. Reasonably pricey.
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Russell Iwasa
Russell Iwasa@Tidtwo·
@RedWavePress Contemporary documented empirical evidence would be much more convincing than mere verbal assertions that abuses had to be happening. Anybody think that such supposedly widespread abuses could be kept hidden in this age of the smartphone?
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RedWave Press
RedWave Press@RedWavePress·
DERANGED: The View’s Whoopi Goldberg LOSES her MIND—claiming that white people are “shooting” black people and siccing their dogs on them at polling locations to STOP them from voting. “We put the Voting Rights Act together because there was an issue, because they were keeping people from voting. They were literally shooting people. They were running them down with dogs to keep them from voting. Okay? Let's start with that.” “So when they say that problem is gone, it's not gone because you're still doing it. You're still doing it.”
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Russell Iwasa
Russell Iwasa@Tidtwo·
@christopherrufo Once I heard how the California 911 project was structured (4 contractors for 4 regions or something like that) I was not surprised that the project failed. Each contractor will structure their part so it works but integration will likely have serious holes.
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Christopher F. Rufo ⚔️
Christopher F. Rufo ⚔️@christopherrufo·
“Gavin Newsom promised to deliver a brand new 911 system within 3 years for $132 million. Now it is 7 years later, almost $500 million has been spent, and the system they rolled out was such a disaster, they’ve scrapped it.”
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Russell Iwasa
Russell Iwasa@Tidtwo·
@TheEXECUTlONER_ If the price/cost is mutually agreeable to the guy doing the work and the property owner whose land is being mowed, then it fine.
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👉M-Û-R-Č-H👈
👉M-Û-R-Č-H👈@TheEXECUTlONER_·
This guy is charging $120 a week to mow this yard which is almost an acre. Some are saying that’s right on the money, others are saying minimum $200 a week. Others say in some places $300. Do you think $120 is fair? Too low or too high?
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Russell Iwasa
Russell Iwasa@Tidtwo·
One consequence to the very low interests rates of the past decades especially as applied to mortgages is that your income seems to buy a more costly house. Be very careful for if interest rates rise especially with an ARM things can get messy.
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Russell Iwasa
Russell Iwasa@Tidtwo·
A loan typically has a required payment to amortize it. If the balance changes, like accrued interest that accumulated, that required payment to amortize changes too. Figure it out or have someone work it out else you will never retire the loan.
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Russell Iwasa
Russell Iwasa@Tidtwo·
@RealDonKeith Hiring a new employee is a crapshoot for the employer. They may be excellent, adequate, poor, or just not workable so the employer seeks info on the applicant. A college degree says nothing about what kind of employee the applicant will be so is not valued.
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Don Keith
Don Keith@RealDonKeith·
Wow! She has a bachelor’s degree and can’t land a cashier job at Target.
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Russell Iwasa
Russell Iwasa@Tidtwo·
@DailySowell Trade-offs and a matter of incentives. High tax rates rewards having tax-free investments (better "after-tax" results even allowing for lower actual returns) or moving to a jurisdiction with lower tax rates.
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Thomas Sowell Daily
Thomas Sowell Daily@DailySowell·
Thomas Sowell on why “tax the rich” backfires: “The people at the high end of the income scale don’t just stand still to be sheared like sheep.” “They send their money overseas... They’re making money overseas and they don’t bring it home because it would be taxed to death if they bring it home.” “As you keep raising the taxes, they will do more and more of their businesses overseas, and the jobs that are created will be created overseas.” “Whether they have high or low taxes on the rich is gonna affect the rich a lot less than it’s gonna affect people who are looking for jobs and people who have small businesses like hardware stores who can’t move overseas.”
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Russell Iwasa
Russell Iwasa@Tidtwo·
@KeruboSk Trust but have jointly signed legal documentation of promises/understandings since it is "easy" to "forget" or "someone misunderstood" or "misremember the details" of what a promise actually said. Hopefully never to be invoked.
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Sophia ❣️
Sophia ❣️@KeruboSk·
My boyfriend and I are planning to buy a house together after dating for 3 years. He earns significantly more than I do, so he’d be contributing about 70% of the down payment. Because of that, he wants the house to be only in his name. He says it’s just “fair” based on the numbers, but we’d both be living there, splitting bills, and building a life together. I’ve been watching a lot of relationship content about equity vs equality, and it made me realize things don’t always have to be 50/50 but this feels like I’d have no security at all. He said if we ever broke up, he’d “do the right thing,” but that doesn’t really reassure me. My friends say don’t move in unless my name is on it. His friends apparently think I’m being entitled. Now I feel stuck between trusting him and protecting myself. Is this a red flag I’m trying too hard to rationalize?
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Russell Iwasa
Russell Iwasa@Tidtwo·
@0xleegenz Didn't have to make extra payments, just larger payments than required. There is usually a slot on the coupon for the extra amount that goes to principal reduction.
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le.hl
le.hl@0xleegenz·
Realizing a 30 year mortgage doesn’t actually mean 30 years: - 1 extra monthly payment per year can cut 5 years off - 2 extra payments per year can cut about 8 years off - 3 extra payments per year can cut about 11 years off Bank won't tell you this
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Russell Iwasa
Russell Iwasa@Tidtwo·
Saw Project Hail Mary and was well entertained. Worth price of admission. My drink and popcorn cost almost twice as much 😁 but the movie kept me well occupied. I teared up a few times. People doing what had to be done for friend and the species.
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