Keith Dan, DVM

A team at Dave Ramsey's company conducted the largest study on millionaires ever. The results are not what you would expect: • Most millionaires were in their +40s with paid off Personal Homes • Most millionaires contributed to their 401k plans • Most millionaires shared a bank account with their partner • Most millionaires on average made less than $100,000 yearly • Most millionaires never took a business loan • Most millionaires are self-made It isn't easy, but being a millionaire is well in reach for many people.

There goes housing: New Home Sales 587K, Exp. 722K, down 17.6%

A social worker with a Master’s degree said she is fleeing California. Despite working a professional job, she and her children are sleeping in her parents' living room because $3,000 monthly rents are mathematically impossible for her to afford. ​She breaks down the brutal reality of the state's housing crisis: she makes too much to qualify for Section 8 housing, but not enough to survive the cost of living. Meanwhile, she says her family is forced to walk past drugs, homelessness, and gang activity daily. ​When working-class professionals with advanced degrees can no longer afford to keep a roof over their kids' heads, what is the breaking point? Is the middle class completely disappearing?

Why a basic Personal Finance and Investing class is not taught in High School is beyond me

67% of Gen Z are struggling to pay for housing, compared with 53–54% of millennials and Gen Xers, and 36% of baby boomers, per Redfin.