Healszy

@optimistictory Amen

Dear restaurant owners: We all hate the QR code menus. Stop. -everyone

@credealjunkie I saw this coming a decade ago, bifurcation of the economy and shrinking of the middle class. Not good.

The more time I spend in Latin America, the more I’m convinced this is the likely path for the US. Small, wealthy class of elites and then everyone else, crumbling infrastructure and economy dominated by an openly grifting state. Not quite socialism, not quite capitalism, an ugly middle ground where the social contract has completely eroded. @rhunterh was on this trend a while ago, took me a while to come around but there’s too much evidence to ignore.

@levelsio Freedom and healthcare.

Even bigger irony of getting rich is that everything expensive isn't that much better than when you paid normal for it Many things are even worse (most expensive luxury hotels are guaranteed worse than regular simple hotels, I know I tried most of them now) The real reason you wanna get rich is not to buy expensive things It's so that $1M invested gives you 3% to take out every year with no risk, which is $30,000/year Which you can use to travel for $1000/mo on a shoestring budget forever without having to back to some desk job with a shitty boss Aka FREEDOM

this made me feel insane

@Camp4 100% agree. Maybe if I was traveling solo it would work, but I’ve tried it w family and every minute on a laptop feels like a lost moment t you will never get back that could be spent with loved ones in a wondrous location. All in or all out.

Strong disagree. This is a “two weeks of vacation” mindset. Working in a stunning location is inspiring and I find it easy to lock in on rest days. If you’re going to spend a lot of time traveling, it’s a skill you have to develop. This pic is from two weeks ago in Mexico. World class climbing wall in the background. I was more productive than at home.

@PNWConservative Going out to eat is bad for your wallet and your health.

Yeah, my family no longer goes out to eat. Not worth it.

@The_Money_Buddy Maybe he trusts Elon and thinks he's got infinite prosperity guaranteed in a few years.

A guy I know is 35. He has: • $150k in his 401k • $40k in savings • No other investments He’s wondering if he’s behind. What would you tell him?

@AlpacaAurelius 9. Whatever grandma told you was common sense.

what phase are you in on your health awakening? 1. mark hyman 2. andrew huberman 3. bryan johnson 4. paul saladino 5. ray peat 6. carnivore aurelius 7. aajonus vonderplanitz 8. old italian man

@ronsterd89 It's would be a privilege.

Be honest do you think it’s your responsibility to take care of your parents? 🤔

@Hero_OfThe_Day When a team becomes about preserving streaks it's the beginning of the end. How's it start to feel on the end of the bench that you can't get 2 minutes of run because of "the streak".

Blatant lie, he was still in the game up 15 with 1:30 left. They had a 99% win probability, and he was forcing uncontested shots. Fittingly they let him get his 20th point at the free-throw line, then exited the game right after. The NBA & ESPN think you are all stupid 🤯🤯

@heavensbvnny Yes, subscriptions suck. Also, autorenew should be made illegal.

You know what really bugs me these days? We can't own anything. Everything is a subscription service, like literally everything. You can't buy Microsoft Office, you have to purchase a subscription for a year. You literally have to pay for everything FOREVER. Isn't anyone else bothered by this?

@itsmichaelnorth @heavensbvnny I've always believed everyone should have the right to vote, but then I read comments like this and reconsider.

@heavensbvnny You typed this on a phone you own. Microsoft office is used on a computer that you own. By the way, microsoft office has been subscription service since it was invented. Literally always has been. For over 30 years its been subscritpion based.

@RFletcher_VT Great for him, but let's be real, this was strictly a financial move. Dude has yet to score a basket at the NBA level. Salary cap move, non-guaranteed contract. Allows Celtics the flexibility they need to stay out of the tax.

When I talked to Max Shulga earlier in his rookie season, he said the goal was to stay level-headed through the ups and downs of the two-way lifestyle. Now, he's a full-time Boston Celtic (and crushing it at the G-League level prior to this standard deal)

@NotA_Bull True

Most investors would be wealthier if they just bought $VOO and deleted their brokerage app for 10 years. True or False? 👀

I'd love this for when I can't find someone to play against and just want to rally. robots will be better than humans in almost every physical activity in short order, but that's not the point. Dolphins will swim faster than humans no matter how much we practice. How can robots help us improve? This is a great use case.

Researchers trained a humanoid robot to play tennis using only 5 hours of motion capture data The robot can now sustain multi-shot rallies with human players, hitting balls traveling >15 m/s with a ~90% success rate AlphaGo for every sport is coming

@signulll So a yuppie commune.

what adam neumann is doing now is such an obviously good idea. most of american life unless scheduled is super isolationist so you rarely get those spontaneous interactions with ppl.. this sorta flips that around right at the point of where ppl spend majority of their lives. anyway, it’s super duper interesting to see the wework model applied to residential.

@BurnsXxbaby @SCHDETF if you still think it's the best place for your money then it makes sense, but if you are only holding to maintain an eye popping YOC doesn't seem to make sense. Especially if there are no tax implications for selling, why would you keep it just for YOC vs. total future returns?

@SCHDETF I’ve held XOM for near 40 years. My YOC is the only thing keeping me for swapping it out for SCHD.

Quick question for dividend investors: Is yield on cost a useful metric… or completely meaningless? I think both sides of the argument have valid points. Before getting into it, here’s the thing. I’m not trying to win an argument about this. I can see both sides. Different metrics serve different investors depending on their goals. If yield on cost doesn’t make sense to you, that’s completely fair. But for some investors it helps illustrate something important. Critics say yield on cost is meaningless because your original purchase price has nothing to do with the decision you should make today. The market values your investment based on the current price, not what you paid. If a stock yields 2% today, they argue it’s effectively yielding 2% on the capital you have invested right now, regardless of whether you bought it at a much lower price years ago. They also point out that focusing on yield on cost can create anchoring. Someone might hold a position simply because the yield on their original purchase looks high, even if the investment no longer makes sense today. Dividend growth investors see it differently. They agree yield on cost shouldn’t be used to decide whether to buy or sell today. But they track it for a different reason. Yield on cost measures how much income your original capital now produces after years of dividend growth. For example, if you invested $10,000 and that position now pays $1,000 per year in dividends, that capital is now generating a 10% income yield for you. That tells the story of how the income from that investment has grown over time. But it should never lock you into a bad investment. If a company’s fundamentals deteriorate or you wouldn’t buy it today, a high yield on cost shouldn’t be the reason you keep holding it. So both sides are partly right. Yield on cost is not a valuation metric and shouldn’t drive buy or sell decisions. But it can still be a useful way to illustrate the power of dividend growth and compounding for investors whose goal is building a growing income stream. Different metrics answer different questions. Yield on cost simply answers this one: How productive has my original capital become over time?

@G_Man_7878 @SCHDETF if it encourages good investment discipline, then I see the value in it as a motivator.

@SCHDETF I don't know if it's a useful metric for others, but it definitely is to me. It kind of shows me how hard my original dollars are working for me today. And it motivates me to buy more today because I know the new dollars will likely be in a similar boat years from now.

I never understood why yield on cost was relevant to talk about except as some sort of humblebrag flex showing how smart you were when you bought something. "I only get 2.5% on this but my yield on cost is 12%!!!!!". Only thing relevant is what is the best value TODAY for your portfolio and whether you should buy or sell (including tax considerations).

@IndraVahan They always said the coolest alpha male had ice in his veins. Guess it was actually on his balls…

bryan johnson’s been real quite since this came out