InsuranceAF

Your insurance company is the toxic ex you keep going back to. Says they'll always be there for you. Disappears when you actually need them. Love bombs you with "bundle and save." Then quietly raises the price once you're locked in. Tells you "you're fully covered." Leaves out the 47 pages of exclusions. Gets mad when you talk to other companies. Calls it a "lapse in coverage." Takes your money every single month. Makes you fight for every dollar back. Sends you a 90-page document and gets offended when you don't read it. Promises loyalty. Rewards it with a rate hike. And when you finally leave? Suddenly they can match the other offer. They could've given you that price the whole time. You deserve better. Shop around.

March Madness busted your bracket. Annoying. You know what could bust your whole apartment? A pipe. A fire. A break-in. Your bracket entry: $50. Everything you own: $15,000-$30,000. Your bracket has insurance. It's called "better luck next year." Your apartment? 55% of renters have zero coverage. You spent 3 hours picking upsets this week. Spend 3 minutes getting renters insurance. It's $15/month. That's less than your bracket entry. And it actually pays out.

@TheDegenWeekly Neighbors is hands down the best sports bar in Nashville. Best bushwackers in town too.

I hope whoever designed this bar won an award for Sports Bar Designer of the Year

@mark_prati @theficouple You just proved my point but with different numbers. You're paying over $1.5k more for your Tesla than your Chevy.

@InsuranceAF @theficouple BS, my real 2026-2027 policy - Tesla MY L AWD $2753

When you bought the $50,000 Tesla Model Y to save on gas & maintenance. Then you learned: - It loses 20-35% of its value by year 3 - It loses 55-58% of its value by year 5 So by year 5 you lost $35,000+ of value? ....Congrats on saving ~$1,000/yr on gas.

@KevinSzabo14 Been dealing with that all day lol. All over trying to explain how car insurance rates are determined

The smart use X to make money. The poor argue with strangers.

@stijnnoorman That's the key, even if it's not a popular comment. Had something similar happen to me when trying to explain how car insurance works. People kept calling me a liar and all sorts of names. And I'm over here like, people I'm trying to explain to you how the sausage is made😂

At the start, nobody sees your content. So you need to force eyes on it. And unless you have a network or money to spend, you do this with quality comments. Good comments = profile clicks = followers. Start leaving more comments.

Something I noticed about people who are actually good with money: They’re not skipping insurance. They’re over-insured. They have umbrella policies. They max their HSA. They carry way more liability than the state minimum. While you’re cutting coverage to save $30/month, they’re making sure one bad day doesn’t erase everything. They’re not paranoid. They just understand that protection IS the wealth strategy.

@515rippinum @Bojengals88 @theficouple Don't feel threatened at all lol. Just trying to explain to the people how the sausage is made.

@Bojengals88 @InsuranceAF @theficouple If he works in the insurance industry, he’s right to feel threatened by Tesla. Warren Buffett said autonomous cars would reduce accidents dramatically: “very good for society and very bad for auto insurers” like GEICO.

@homegymcoop I just might go and buy one in his honor.

RIP Chuck Norris, the original home gym influencer. Total Gym has sold over 4M units, making it one of the most successful fitness products of all time. Chuck helped start the home gym revolution.

Lots of factors to consider: Inflation, make & model, zip code, driving history. There are others but those are some ofthe biggest ones that come into play. At the end of the day, the price is all based on the individual. If you're paying less than what I'd posted, that's fantastic. I would challenge you though to read the fine print to see what is and what's not coverd.

@InsuranceAF @theficouple You are right here, and that part sucks. I see you got insurance in your name. Do you have insight to why?

Like you'd mentioned, there are a lot of factors that go into it the final price. For me personally, mine went up 50% last year and never have filed a claim. A few things that they consider are the type of vehicle it is and where you live. Generally speaking though the cheaper coverages are your barebone coverages with many exclusions.

@InsuranceAF @theficouple I don't think this is accurate. Others have reported that most Teslas have insurance costs approximately the same as a competing car of similar value. But a lot goes into an insurance price, so people often get quoted a high price and assume it is because of the car brand.

The reality of being a millennial homeowner right now: - Paying $750k for a house that needs a new roof - Seeing your escrow jump $250/month because of inflation - Getting dropped by your carrier because a drone saw moss on your shingles - Finding out your $2,000 deductible applies to each separate windstorm You didn't buy a starter home. You bought a liability trap.

@NewParadigms27 @theficouple Just because it’s cheap doesn’t mean it’s quality. Most people don’t realize that the cheaper policies usually have bare minimum coverage with lots of exclusions. Unfortunately they don’t find out about it until a claim occurs.

@InsuranceAF @theficouple This is 100% false. Insurance through Tesla is cheaper than everyone. Progressive and Geico openly admit this.

This is obviously just a very small sample but my company is desperate to find people. We've brought on quite a few people over the past few months and are continuously looking to bring on more. I think similar things can be said for the rest of the insurance industry. If you haven't thought about a career in insurance, now might be a good time. Lots of different opportunities with pretty big earnings potential as well.

Unemployed people crawling out of bed for another day of applying to jobs online that may not even exist…

Something I noticed about people whose net worth actually survives a bad claim: They aren't paying more. They're playing a smarter defense. Fewer unforced errors. Fewer emotional decisions. Zero blind auto-renewals. They’ve learned that a 30-minute film session on their coverages beats 12 months of getting played by a lazy agent. While you're treating your renewal letter like a busted March Madness bracket—just tossing it in the trash and hoping for better luck next year—they're cutting $500 in dead weight and advancing. They aren't insurance nerds. They just figured out that surviving the madness all comes down to the scouting report.

@elonmusk Awesome news! Would love to finally see some traction with my account and help some people out.

Major update to the 𝕏 AI recommendation algorithm rolling out next week. This will be open sourced at the same time.

Not a bad one. Having said that if your income is solely based off your 9-5, you’re going to have a tough time surviving moving forward. Nothing is getting cheaper and salaries are barely increasing. That why I always recommend people finding a side hustle or another skill set that can make you money. Your company could lay you off tomorrow and you may have to fall back on that learned skill set until you find something else.

This is my community: Thinks 9-5s are ok Priorities family Maxes out Roth IRAs Doesn’t think 401ks are scams Enjoys paid off cars Simple index fund investors Coffee enjoyers Spends money on passions Lifts weights Knows health is wealth Gives 10%

@creation247 I'm trying to grow my account but I feel like I'm not getting a lot of traction. Trying to educate the masses and expose insider insurance secrets on the insurance industry one meme at a time.

One of the biggest problems with X: Your followers don’t see your content. That breaks the relationship between creators and audience. It makes it harder to build trust, friendships, and communities. This used to be a networking site. Now it’s driven by slop and algo chasing.

The life of a millennial with a side hustle: 9-5 pays the bills. The side hustle pays for the life you actually want. You're editing Reels at 11pm after putting the kids to bed Your "office" is your kitchen table and your "coworker" is your dog You made $742 on the side last year and told no one because you don't want to jinx it Your W-2 job gives you health insurance. Your 1099 gives you anxiety. You have zero liability coverage on your side hustle One client lawsuit and your personal savings are gone You didn't build a business. You built an uninsured liability with a Canva logo. But you're figuring it out. Like you always do.

@elonmusk Would be great if my account could get a boost. Trying to educate the masses and expose insider secrets on the insurance industry one meme at a time.

Algorithm is better today than 3 months ago?