

Max Boyko
1.4K posts

@MaxBoyko
Passionate about real estate. Hard Money Lender - Optimus Capital - Flexible Loans for Real Estate Investors | Fix and Flip, DSCR, Portfolio, New Construction



The soft spots. 95126 San Jose: Zillow value: $1,193,850 (-4.2%) Redfin median sale: $1,250,000 (-7.4%) Sale-to-list: 102.3% 95123 San Jose: 103 homes sold in Feb Price/sqft: $768 (-15.8%) Sale-to-list: 101.2% Both zips repricing in real time. If you're buying here, underwrite to current comps, not what sold six months ago.








Why I’d live in Austin over SF any day: - Cost of living: 30-50% lower than SF, NY, LA - State income tax: 0% - A household earning $200k keeps $15-20k more per year in Texas - Oracle, Tesla, Apple, Google all moved or expanded here SF still leads in AI. But if you want to buy something, own something, and build wealth without giving it back to Uncle Sam… Austin is the most rational financial decision on the map right now. *Also fewer socialists so that’s a win.








