0rangecoins🔶 retweetledi
0rangecoins🔶
5.6K posts


@Cryptoreti55279 @QuietWealth_UK 3% is bollox but still def a good plan. Save and invest.
Wish I started earlier.
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@QuietWealth_UK Appreciate the sentiment but you need to include inflation - at 3% annually that £1m is about £360k in today’s value. Still worth doing as opposed to sitting in low yields or cash!
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I have £44,000 in $VUSA.
If I never invest another penny for the rest of my life?
I retire a millionaire at 65.
£44,000 at 9% annually for 35 years = £1,014,789.
No new contributions. No stock picks. No timing the market.
Just an S&P 500 index fund and time.
Now imagine I keep adding £500/month on top.
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@Therichardralph It’s just the start sadly.
And as usual, intervention distorts price signals.
How can they raid tax sheltered savings vehicles. Disgusting.
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0rangecoins🔶 retweetledi

🚨 The interest paid on the national debt last year, was the equivalent of £2,800 of tax from each taxpayer.
❌ Not on schools
❌ Not on hospitals
❌ Not on roads
Just interest payments.
We spent roughly £110 BILLION last year purely servicing the national debt…
…while still owing around £2.9 TRILLION overall.
We are basically making the minimum payment on a maxed-out national credit card.
And every time politicians announce another few billion for this scheme or that project, your future tax bill gets even bigger.
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People don’t chose to work overtime.
They have to.
This is because wages have been held below inflation for years.
If people cannot live on a full time wage, the system is broke.
Patrick Henry@PatrickHenry
@Heccles94 “We should reduce the working week” people are free to work what they want. That’s why it’s called “over time” it’s over their agreed hours. Because they AGREED to the hours and CHOSE to do more
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The British people are great but have been let down by a terrible political class.
- @RupertLowe10
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0rangecoins🔶 retweetledi

Morrisons just said the quiet part out loud.
Around 100 convenience stores are now on the chopping block.
Hundreds of jobs are at risk.
And the reason given is not “greedy supermarkets”, not “corporate profiteering”, not “Tory austerity”, not any of the slogans Labour spent years throwing around.
It is “significant cost increases resulting from Government policy choices”.
That is corporate-speak for: Labour made it more expensive to employ people, more expensive to operate, and harder to keep marginal stores alive.
This is the basic economic reality the Government pretends does not exist.
You can raise employer costs and call it “fairness”.
You can increase wage mandates and call it “growth”.
You can load more regulation onto businesses and call it “responsibility”.
You can demand lower prices at the till while making every input cost higher behind the scenes.
But eventually the spreadsheet wins.
And when the spreadsheet wins, shops close.
Not the imaginary shops in a Treasury forecast.
Real ones.
Local ones.
The ones people use for milk, bread, prescriptions, newspapers, top-up groceries and last-minute essentials.
The ones staffed by people who do not have the luxury of working from home while lecturing everyone else about “resilience”.
This is the part Labour never wants to own.
Their policies are always sold as compassion.
But the consequences are brutally practical.
A store that was just about viable becomes loss-making.
A worker who was just about employed becomes “at risk”.
A community that had a local shop now has an empty unit with metal shutters.
And then ministers will stand up and blame “global pressures”, “market conditions”, “corporate decisions” or “the legacy we inherited”.
NO.
Morrisons has named the problem directly: government policy choices.
That phrase matters.
Because it means this was not inevitable. It was chosen.
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@TheSecretAcct Sadly you can’t invest in the best performing asset of the decade in an ISA or SIPP.
CGT is up 80% since 2024 already. ☹️
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For individuals I think the ISA allowance and SIPP are sufficient tax free wrappers. If you can invest more than £68k a year (£20k ISA and £48k net SIPP contribution) you can afford income tax on gains after indexation allowance (taking inflation into account).
For owner managers there should be a £1m lifetime allowance with income tax on the excess gain but with indexation allowance. Therefore husband and wife get £2m.
Property and other assets - income tax after indexation allowance.
Main residence no tax.
Those are my thoughts. What do you think?

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We KILLED @realbedford ’s pitch… on purpose 😳
Part 1 of the full renovation is live.
Sprayed off. Scarified. Seeded. Sanded.
This is the stage most football fans never see before the pitch comes back to life.
Watch here 👇
youtu.be/bFFSJ-nydM4
#RealBedford #NonLeague

YouTube

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I towed the line with my wife’s words just before we left to an amazing 50th bday party yesterday.
No politics or bitcoin chat!
That was until around 9pm when a high flying lawyer with 4 kids at private school praised how the Labour Party were running the economy in the uk.
Showed him the agenda for @cpac_gb and we agreed not to be friends.
He left soon after.
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Bitcoin lost the narrative. It's not a hedge, and it's not a reserve asset. You're exit liquidity for the OG.
Watcher.Guru@WatcherGuru
JUST IN: Bitcoin falls under $75,000
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@Vault256Hash That was said a lot 100k when ₿ was at 10k.
10x innit
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I sold.
Held 8years - 5400 LTC - Top 1% private holder for Long time.
Bye bye shitcoin.
Enjoy watching it to go to 0 !

MacroLite Ⓜ️@MacroLite
If You See a -10$ Litecoin candle today. It was probably me. Im Sorry in advance. I quit @ 50$.
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@MikeBre14267200 @RichardByworth They generally dont. There pension provider might....but very few actulaly invest themselves
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@GlenSmith174927 @RichardByworth The spare cash I have from grafting more like a 50-60 hour week goes into my isa. Never enough to get to the 20k limit. Now they want to rax that. 🤮
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@RichardByworth Whats fair about taxing soneone grafting a 40hour week...but letting someone off who gambles on shares .?
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@RichardByworth This is a distrusting.
You plan your way forward and they move the goalposts.
Look at pensions now being captured by inheritance tax, literally trapped with no escape. 🤮
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