499 Ways
137 posts
@kaitsgooner @CDFRed123 Idk if you have an Adidas outlet near you but this season's tops (home/away/3rd/goalkeeper/warmup) are usually like £30-40
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@dawesy2801 Fairs fairs, they certainly look very clean and give you 100% accuracy. I remember back in the day, having to go into store to find the Arsenal badges with the best stitching and good alignment. So some positives
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@499Ways I get that - I just think the heat pressed crests look a lot neater
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I don’t think I can forgive the crests not being heat pressed 😢
The Shirt Union@TheShirtUnion
Nike came through for France 🫡
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@TJiMTS @redzonebob I hear ya! I’m still trying to overcome the mental barrier of “money tomorrow” and “delayed gratification” even though I know pension is the best option. Just hate that i’m doing it because I “Have” to and not because I “Want” to.
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Yeah what the guy above said basically. At higher income levels it just is what it is basically.
EIS/SEIS investments with maximum pension contribution are your only real hopes.
If you're good enough at something to be paid 200k a year at something consider starting a consultancy though - that's where the big game changer comes in.
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Earn £100k and you keep £68,557
Earn £125k and you keep £78,057
That’s £25k more income for only £9,500 more take home
A 62% effective tax rate.
Here’s the trap, and how to escape it 🧵
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@499Ways @TJiMTS The advice is aimed at the £100k-£125k bracket where you are losing your PA so paying 60% tax on that £25k. Above £125k you revert back to paying tax at the marginal rate as your PA is gone. If you earn £200k you would need to somehow “sacrifice” £100k to avoid the PA tax trap.
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@PLF_2008 @thefootballsc Do the sponsors start to stick to the plastic bag or no worries?
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Reply with a picture showing how you store your football shirts. 📦
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@matito12 @thefootballsc Do the sponsors stick to the plastic over time?
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@KryziTV @thefootballsc Do the sponsors stick to the plastic bag over time?
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@JoanSilva96 @thefootballsc Do you worry about the plastic sticking to the sponsors? The bags you used?
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@thefootballsc Majority in boxes, but I have several in my closet.
UEFA- CAF box is about to explode 😬
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@flacodmy @thefootballsc Don’t you worry about numbers and sponsors sticking to the plastic over time?
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@BaldieJack @Flying_Scotty I think he doesn’t like the volume of products coming onto the market, probably killing shirt collecting, especially if you had a super rare 1990’s shirt for example you’ve kept mint, all of a sudden it gets rereleased today in crazy numbers. What was the point of collecting it…
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Restocked in a full size run and 50% off. Ye the market is massively flooded and big brands should take note, what was once buoyant is now totally fucked.
Well played
Classic Football Shirts@classicshirts
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🚨 FOR SALE 🚨
2023/24 Arsenal Third Shirt – Authentic Version
🧼 Condition: Brand New with Tags (BNWTs)
📏 Size Available: L
💷 Price: £55
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📸 @dawesy2801 @Arsenal_Calcio @shirt_x @_FullKitWankers
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@MiamiPDScanner BA+BB=1.1
BA+1=BB
BA+BA+1=1.1
BA+BA=0.1
BA=0.05
0.05+BB=1.1
BB=1.1-0.05
BB = 1.05
BA+BB=1.1
0.05+1.05=1.1
Filipino
@IrisDuane I get where you’re coming from Iris but I think it’s not all black and white for 2 reasons.
1) “Rich” is subjective
2) High income ≠ significant assets
There are so many nuances. Is it a single income household? Do you provide financial support to your family? etc etc.
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If you earn £100,000 or above you are in the top 4% of earners out of the 65 million people in the UK.
You are, by definition, rich.
Luke Robert Black 🌳@lukerobertblack
You are painfully ignorant Michael. Earning £100,000 as a graduate in London does not make you ‘rich’. When your income goes above £100,000 you lose £1 for every £2 over that threshold. You lose child benefit and childcare. You actually end up worse off than if you earned £99,000. You aren’t eligible for any discounts, any benefits or any services as a high earner and will pay the most for any services. Moreover you are showing your ignorance on stamp duty. A 3/4 bed in London for a family can be well over half a million, more like £600/£700K. Given how expensive mortgages are, moving fees and how long it takes to get a deposit (!), bridging loans, other expenses, stamp duty can add between £20,000 to £30,000 in addition to your bill - this is on top of legal fees, doing work to the property to sell. Yes, you can pay it in one go - or your can spread the cost, meaning you have to borrow MORE money. This renders your mortgage unaffordable and banks will then refuse to loan you the money. Where are we supposed to find an additional £30,000 Michael? Is that “bad planning”?
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@MartinSLewis @Gavin_James_uk Not having a go Martin, just trying to understand more so please don’t take my question as sarcastic… Doesn’t it even itself out given that higher priced homes will pay way more in stamp duty?
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It is based on flawed valuations done in a rush as a stop gap. And they are based on 1991 prices. The only way it could be correct is if we'd seen uniform moves across the country with all areas increasing by the same amount. While you are right it is used locally so councils set the value for each band - the band value is a national threshold, so therefore based on current valuations those areas which have seen the most house price growth (many of which will have seen new purchasers since 1991) are relatively undercharged compared to areas with less high growth.
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You're right. I've been campaigning on this since 2007. Council tax (Eng&Scot) is STILL based on a flawed stop-gap valuation done by driving by homes in 2nd gear in 1991. The system is broken.
YET when I've asked about it, all parties, incl yours, have shied away from any change
Jonathan Hinder MP@Jonathan_Hinder
A £24,000,000 mansion in London pays LESS property tax than a £240,000 pebble-dash semi in Lancashire. Council Tax is a joke. Let’s sort this out.
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@_zogz @Falcon_Malteser @6munzz Why are we doubling the hours all of a sudden? Just moving goal posts lol.
It’s called progressive tax, virtually all developed economies use a progressive income tax system. I get where you’re coming from but…
“it’s not worth it at all” Come on? Stop being a sensationalist.
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@499Ways @Falcon_Malteser @6munzz Going from 40 hours a week to 80+ a week for an extra 2k a month is not worth it.
Also, when do you ever see people double their salary from 50k to 100k???
I merely used this example to highlight the taxation problem in this country
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