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My internal plan is as follows! ⬇️

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Buried in Donald Trump’s financial disclosure: Encore Capital Group. It’s one of the largest debt collectors in America — it buys up people’s defaulted debt for pennies on the dollar, then comes after them for the full amount. The President owns a piece of it. He profits when Americans can’t pay their bills.

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My internal plan is as follows! ⬇️

Finally passed the IELTS Academic exam with an overall band of 7.5! No more late-night practice and vocabulary drills—so grateful for every tiny effort that paid off. Next stop: uni application.，

Midnight snack win: warm matcha toast with a dollop of honey—crunchy, sweet, and totally my vibe. #FoodMoments

Growth isn’t about staying bright every day—it’s about learning to light your own way even when the sun sets.

Level up your English speaking: 10 mins of daily practice beats cramming all at once. Consistency is the key to progress!

Today’s tiny win: I finally finished that book I’d been putting off for months — feels like a little burst of light in my chaotic week

Just finished a quick day trip to the old coastal town! Fresh seafood, sunny walks, and great vibes—perfect break from work.

Just made a mini macramé keychain with leftover cotton yarn Super quick DIY for beginners—perfect for sprucing up my bag!

Sunny afternoon wander stumbled on this tiny alley dotted with old storefronts and stray cats—street vibes hit different when you least expect it.，

Excited to share I just passed the CFA Level 1 exam! Grateful for all the support and tips from the community—on to Level 2 now!

Missing your laugh across the miles—texted you a sunrise pic to start your day soft

Nothing beats the warmth of a home-cooked Christmas dinner with loved ones. Merry Christmas to all, may your heart be full!

Just pulled my first homemade sourdough loaf out of the oven—crusty exterior, airy inside, and the smell that makes the whole apartment feel like a cozy bakery!