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Alex
495 posts

Alex
@AlexWalsberg
E-commerce | 20 yr old Speaking my mind on Business and Life. Follower of Jesus
Katılım Kasım 2021
298 Takip Edilen768 Takipçiler

@EcomByNico Glad I’m still living rent freee in your head but no. 14 months to get your record month of 75k. Keep up the good work let’s get 6 fig months Ik you got it in you
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@rampulla_andrew 100% get it. I never understand these people that shame people for getting expensive cars young. Sure, most cannot afford it and it’s very dumb decision but if you have cash flowing business and have few 6 figs in Investments I think it’s dumb not to get the car. Only young once
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How stupid is it to buy one of these after Christmas light season…
I’ve wanted a Porsche for 5 years.
I feel like it’ll hold its value pretty well. Car guys feel free to chime in.
Definitely better places for cash but I feel like it’s one of those things that’s way more fun when you’re young.

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Not dropping out of college is one of the best decisions I have ever made.
I thought it was the regular thing to do... build business to 10k, 25k, 50k, 100k/mo (whatever the arbitrary number is) and drop out.
I made a promise to myself... "when I hit $30k/mo I will drop out"
But then I hit $30k/mo my first semester of my 3rd year and was like... idk I don't really want to drop out right now.
Then I told myself at $50k/mo I'd drop out... then at $100k I'd drop out...
But I never did.
I started freelance copywriting right before my 2nd year and graduated with an agency at $250k/mo and having a cumulative 3.7 GPA (not great, but I wasn't failing).
Sticking it out was the best decision I have made.
Dropping out and doing what EVERYBODY was telling me to do just wasn't true to myself.
I liked school. I liked my friends. I liked the escape from business that walking around campus was. I liked messing around in class. I liked going to our frat parties. I liked it all.
It hasn't even been 6 months since I graduated college and the business has nearly doubled in MRR... so I'm obviously more productive without school.
But the lifelong memories and friendships I made are worth more than the extra money I could have made if I dropped out.


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@kylebigley Worried about paying yourself out to fund your lifestyle? Aren’t margins high or were you hiring and reinvesting a lot
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At $60K/month, I thought hitting $100K would solve everything.
At $100K I thought $1M ARR was the magic number.
Now at $2.6M ARR, I'm pretty sure $5M won't fix sh*t either.
Point is, when TxtCart was doing $60-70K/month, I was in SURVIVAL MODE.
I was constantly stressed about whether I could pay myself the salary I needed to maintain my lifestyle while growing the company.
That mental loop of "this could all disappear tomorrow," even though it made zero sense.
Hit $100K/month and some of that lifted.
Then December 2024 happened.
I was pretty tied into our financials and forecasts (usually pretty good at predicting what's coming).
But we grew 40% month over month. Went from around $1M to nearly $2M ARR in 30 days.
We ran a 25% off promo on SMS campaigns just to test if pricing was the bottleneck.
Turns out people were willing to overlook a less polished product if the rates were attractive.
The other thing that caught me off guard was Q1 2025.
Usually, we see a MASSIVE pullback after Q4 (seasonality hits, campaign spending drops hard).
Didn't happen.
From March onward, we basically stayed at December levels or grew month over month.
Now we're at $2.6M ARR.
And here's what I've realized as a bootstrapper:
The problems didn't disappear. They just EVOLVED.
At $60K I was stressed about paying myself.
At $100K I was stressed about maintaining growth.
At $2.6M I'm stressed about hiring, infrastructure, and positioning for $5M.
I keep telling myself that hitting $5M will fix the current money issues.
It won't.
There will just be DIFFERENT money issues.
You're either optimizing for growth or profitability (hard to do both at the same time).
Your problems scale with your revenue.
There's no magic number where everything gets easy and you can just coast.
You just unlock new problems that require different solutions.
At least the bank account looks better while you're stressing though.
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@joeypraete I remember when you legit first started. Major W congrats
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7 figure club!
Took less than 18 months to achieve.. and because of this I decided to make a new video on my YouTube.
Talks through my story, advice on scaling, delegation, networking, and my plans for the future.
youtu.be/FquulCUmdGs?si…

YouTube

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@AlexWalsberg Until we have a minor bear market and all of these get rich quick money grabs don’t work.
Beanie babies, right?
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2021 —> sold sneakers on instagram
2023 —> sold everyday products on Amazon scaling
2025 —> built and exited a door 2 door business
2026 —> ?? I’m 20 years old in college (not my choice) currently just investing but I want to build something. I want to have more of an impact and build something I’m passionate about. I’m thinking about going all in on SAAS but haven’t be able to pull the trigger on what niche
What’s my next move?



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@AlexWalsberg “I’ve made money based on fads” maybe college is a good idea because with a career you have safe, stable income. Keep doing side hustles but it’s foolish and naive to think you’ll be successful chasing fads forever.
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being a playboy makes u hella money. not just from simps. from the fucking banks.
my boy went from a 520 credit score to accessing $500k in 0% apr funding. how? he weaponized his hoe's good credit score.
she had a 780. worked at deloitte. perfect financial citizen. he was a killer with brilliant ideas but basically unbankable after a failed amazon biz. -$40k net worth type shit.
goons see a girlfriend. a killer sees an untapped line of credit walking around in heels.
they figured out the glitch: she adds him as an authorized user on her cards. boom. her perfect payment history becomes his history overnight.
but here's where the real playboy shit kicks in. it wasn't just her score. it was her network.
her friend group? all consultants and bankers. 750+ scores. multiple high-limit cards they barely use. untapped fucking goldmines.
the group chat message that built an empire: "hey can you add my bf as authorized user? trying to help his credit" (lmao, help him build an empire more like)
friend 1: "sure, i have 8 cards" friend 2: "i got 5 he can be on" friend 3: "add him to my amex platinum"
within 30 fucking days:
added to 17 cards total
average account age jumped to 8 years
total available credit showing: $400k
his score: 520 → 715
mf went from unfundable peasant to prime borrower in a month. off their history.
then the funding massacre began. armed with his new 715 score (built on nothing but game):
chase ink preferred: $50k at 0% approved amex business gold: $75k at 0% approved capital one spark: $40k at 0% approved wells fargo business: $35k at 0% approved bank of america business: $30k at 0% approved
$230k at 0% apr in 6 weeks. free fucking money.
but a real player doesn't stop. he doubles down.
created 3 different llcs:
consulting company
marketing agency
holding company
each got separate credit profiles. each pulled $100k+ in approvals.
total accessible firepower: $500k at 0% apr.
the deployment strategy wasn't luck. it was calculated violence:
startup #1: chrome extension
built for $15k (using their money)
sold 6 months later for $180k
paid off cards instantly. kept the profit.
startup #2: newsletter business
$8k in facebook ads (their money)
grew to 50k subs
sold for $220k to media company
startup #3: info product
$5k creation cost (their money)
$300k revenue in 4 months
kept this cash cow running.
total value created: $700k+ time: 18 months personal investment: $0. ZERO. relationship status: still together (she drives a porsche now, paid for with profits he generated using her initial leverage).
the genius part wasn't the business ideas. it was the frame control:
he pitched it as "our future together." "babe, if you help me fix my credit, i'll build us generational wealth."
she thought she was investing in their relationship. he was leveraging her financial identity like the asset she was. fucking brilliant.
her friends thought they were doing a nice favor for her bf. they were unknowingly providing seed capital for an empire.
the ethical framework? irrelevant, but for you goons:
everyone technically knew the plan (the credit part, not the empire part maybe lmao)
hoe got 20% of all exits (a fucking steal for him)
friends got nice dinners (cost: negligible)
all cards paid perfectly (crucial)
everyone's credit score went UP.
current situation: him: 780 score, 7-figure net worth. a king. her: still 780, but retired at 25. living the life. her friends: hitting him up for business advice. hilarious.
they literally leveraged good credit into millions.
what this teaches mfs:
your network's credit is an untapped resource. especially your main hoe's.
authorized user status is transferable financial identity.
good credit + killer ambition = fundable weapon.
relationship capital is real capital. game recognizes game.
0% apr is better than any vc check because you keep all the fucking equity.
the replication blueprint (if you got the balls):
step 1: find someone with 750+ credit who trusts your ambition (main hoe, side hoe, family, rich friend who owes you). step 2: get added as authorized user. frame it how you need to. offer profit share, monthly fee, future equity, whatever closes the deal. step 3: wait 30-45 days for that shit to report. watch your score jump. step 4: apply for business credit cards using a proven sequence. chase, amex first. don't fuck this up. step 5: deploy that 0% capital into cash flowing assets immediately. businesses, inventory, high-roi plays. the clock is ticking. step 6: pay everything back before the 0% apr expires. maintain perfect payment. keep the relationship solid (or find a new hoe). repeat.
the uncomfortable truth: every person you know with good credit is sitting on $200k+ in dormant funding power. they're not using it. you could be.
it's not exploitation if it's transparent (enough) and profitable for everyone involved. it's fucking collaboration at the highest level.
my boy understood: relationships aren't just emotional leverage points; they're financial ones. his hoe's credit score was a $500k key. her friend group was the whole fucking bank. he just had the balls to ask for it and the brain to execute.
your main hoe has good credit? your side piece never misses payments? your friend works at goldman? that's not just a relationship mf. that's a potential funding source.
the system is designed for this loophole. banks expect authorized users. it's legal. you're just too much of a goon to use it.
start asking. "can you add me as authorized user? i'll give you 10% of the profits." worst they say is no. best case you get $500k in free money.
from 520 to millionaire using your hoe's credit history. this is how the fucking game actually works when you stop being soft as baby shit.
reply w/ "AUTHORIZED" for the exact scripts my boy used. (must be following).
your hoe's 780 score could be worth half a million dollars. you just gotta stop being a bitch and ask for it. game is game.

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If my jet isn’t real then how do you explain this??

eva edxn@evaedxn
Hi Nick, I am also 43, recently single, a crypto multimillionaire and a jet owner living my best life. ball is in your court.
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@evaedxn_ @chooserich So obviously this in one of those staged private jets 😭
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Hi Nick, I am also 43, recently single, a crypto multimillionaire and a jet owner living my best life.
ball is in your court.

Nick O’Neill@chooserich
I’m 43, recently single, and still a crypto millionaire. Back to living my best life. If I’ve changed your life, comment below. Find me my next girlfriend X ⬇️
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Flew out 23 baddies this year
Miami, Dubai, Monaco, Vegas
Total cost: $0
While you're sending $500 Zelle for "gas money"
I'm importing models using JPMorgan's points
Here's the Baddie Travel Hacking playbook that'll change your dating life:
First, understand the game:
She doesn't care HOW you got the ticket
She cares that it's FIRST CLASS
Delta One > Your personality
Emirates Business > Your game
Air France Premier > Your height (matters a lot i’m only 5’11 🙁)
Status is everything. Points buy status.
The Foundation (Takes 90 days):
Month 1: Build your arsenal
- Chase Sapphire Reserve (80K bonus)
- Amex Platinum (150K bonus)
- Capital One Venture X (100K bonus)
That's 330K points
= 5-6 first class flights
= 5-6 baddies you can have fun with
Month 2: The business expansion
- Chase Ink Preferred (100K)
- Amex Business Gold (90K)
- US Bank Business (75K)
Another 265K points
We're at 595K total now
Month 3: The hotel stack
- Marriott Bonvoy (125K)
- Hilton Honors (150K)
- Hyatt Card (60K)
Now you have flights AND suites
Full importation infrastructure ready
The Execution:
Her: "I wish I could see you 🥺"
You: "Check your email"
Send her:
- First class ticket (booked with points)
- 5-star hotel (points again)
- Screenshot of reservation (flex)
Cost to you: $0
Cost to her mind: $8,000
Value in her eyes: Priceless
She don’t care HOW MUCH YOU PAID. She cares about the experience she got.
Advanced Tactics:
The Multi-City Tour:
Book open-jaw tickets
NYC → Miami (see you)
Miami → LA (drop her off)
Different girl flies LA → NYC
One set of points
Two different baddies
They never cross paths (hopefully)
The Status Match Flex:
Get Hilton Gold (free with Amex)
Match to Marriott Gold
Match to Hyatt Explorist
Now every hotel:
- Upgrades to suite (she's impressed)
- Free breakfast (romantic)
- 4pm checkout (she’s gonna need to recover from the piping)
BUT
Never mention it's points
Let her think you're rich
"I fly this route all the time"
"My travel agent handles it"
She tells her friends: "He flew me out first class"
Not: "He used credit card points" (sounds poor)
Perception = Reality
some examples i’ve done
Miami Import:
- American First: 50K points (worth $4K)
- Fontainebleau Suite: 60K points (worth $2K)
- Total "value" shown: $6K
- Actual cost: $42 in taxes
Dubai Activation:
- Emirates Business: 140K points (worth $8K)
- Burj Al Arab: 180K points (worth $5K)
- Shopping "allowance": 50K points → $500 gift cards
- Her IG story: "Best weekend ever 🥰"
Monaco Grand Prix:
- Air France La Premiere: 120K points
- Hotel Hermitage: 100K points
- She thinks I'm an oligarch
- Still texts me daily
The Economics:
Traditional simping:
- Flights: $2-5K per trip
- Hotels: $500/night
- Food/activities: $1K
- Total: $5-10K per baddie
Point hacking:
- Annual fees: $2K total
- Points earned: 1M+ per year
- Baddies flown: 10-15
- Cost per baddie: $130
Your competition is wiring Western Union
You're printing boarding passes
The Business Integration:
Every business expense = more points
$100K on inventory = 150K points = 3 more baddies
$50K Facebook ads = 75K points = 2 more baddies
Your business funds your lifestyle
Your lifestyle attracts better women
Better women motivate more business
It's an infinite loop
The Credit Score Reality:
31 cards
780 credit score
$800K available credit
5% utilization
The algorithm loves low utilization
More cards = lower percentage
Higher score = more cards
More cards = more points
More points = more baddies
Math > Feelings
The Exit Strategy:
Once you teach her the game
She gets her own cards
Books her own flights TO YOU
Uses HER points
Now you're getting visited for FREE
By women with good credit
Who understand leverage
(you can open loans in her name)
Wife material
The Dark Truth:
Banks lose money on me
- Pay $0 interest
- Harvest $50K in points/year
- Cost them thousands
But for every me
There's 1,000 simps paying 24% APR
To send money to OnlyFans girls
Who will never meet them
I'm using their interest payments
To fly out their dream girls
study.
Your next moves:
1. Apply for cards in correct sequence (DM for order)
2. Meet minimum spends with business expenses
3. Book that Miami flight
4. Watch her whole attitude change
Stop sending Zelle to "entrepreneurs"
Start sending boarding passes to baddies
DM me "FLY" if you'd like to apply to the travel vault where i turn your business expenses into $500k-1M+ travel points in 6 months (must be following)
(DM not comment)
She's tired of broke boys anyway
Time to show her the sky
✈️

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@AlexWalsberg your competitors are running laps around you while ur sitting there being patient
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