Alphapoint

For more than a decade, we've helped power digital asset markets globally. Today, institutions increasingly view digital assets as infrastructure for capital movement, settlement, and programmable finance. To reflect that shift, we’re launching the new Alphapoint brand and website. Financial infrastructure for the stablecoin era. alphapoint.com

The global cross-border payments market moved $190 trillion in 2023. However, a significant portion of the supporting infrastructure remains rooted in technology from the 1970s. SWIFT wires still take 3–5 business days, and correspondent bank fees can eat up 2–7% of each transaction. Hidden FX markups often leave funds short. For CFOs and treasury teams, this inefficiency is unacceptable, especially as alternatives gain traction. Key data points reveal the shift: — Expected stablecoin payment activity is projected to be $390 billion in 2025, more than double that of 2024 (@McKinsey /@artemis) — B2B transactions surged 733% year-over-year, now making up about 60% of all stablecoin payment volume — Stablecoin rails settle in under 3 minutes, 24/7, with all-in costs of 0.1–0.5% compared to 2–7% on SWIFT — 56% of financial institutions expect 5–10% of cross-border value to run on stablecoins by 2030 — $2.1–4.2 trillion annually Real businesses, from Singapore ship brokers to Latin American payroll processors, are quietly replacing SWIFT and winning. We’ve analyzed the market, the proven use cases, and how Alphapoint helps institutions move from pilot to production: alphapoint.com/blog/cross-bor…

B2B stablecoin payments went from under $100 million a month in early 2023 to over $6 billion a month by mid-2025. That's a 60x increase in under three years. Most regional banks and PSPs are still running playbooks built for SWIFT and ACH. That gap, between where the volume is going and where institutional infrastructure sits, is exactly where competitive advantage is being won or lost right now. The data behind the urgency: — Actual stablecoin payment volume hit $390 billion annually, doubling year-over-year (@McKinsey/@artemis, Feb 2026). — B2B payments grew 733% year-over-year in 2025, driven by cross-border supplier payments, treasury, and payroll. — Market cap passed $300 billion in October 2025, up from under $30 billion in 2020. — @Visa's stablecoin settlement hit a $4.5 billion annualized run rate by January 2026. The question isn't whether to integrate stablecoins, but rather which architecture fits your institution and how fast you can execute. We broke down the three integration methods, what the GENIUS Act requires, and how AlphaPoint helps banks go live without replatforming: alphapoint.com/blog/stablecoi…

In 2024, stablecoins processed $27.6 trillion in transfer volume, surpassing @Visa and @Mastercard combined by 7.68%. And it wasn't a one-chain story. The stablecoin market spans multiple platforms: Ethereum, Tron, Solana, Base, Arbitrum, BNB Chain, Polygon, and Avalanche. No single network exceeds 55% of the total supply. This fragmentation creates an infrastructure challenge. Building on one chain limits access to liquidity and counterparties on others, while managing multiple chains increases compliance complexities and operational overhead. The volume backs up the urgency: by 2025, @McKinsey predicts payment-specific stablecoin volume will reach $390 billion, more than double the previous year, with B2B transactions at $226 billion. The question for banks and PSPs isn't which chain to pick. It's how to run all of them from a single, unified layer: one compliance engine, one settlement view, one integration. 🏔️We broke down the architecture, the trade-offs, and what AlphaPoint Treasury enables for institutions deploying multi-chain today: alphapoint.com/blog/multi-chai…

September 2025 marked a groundbreaking moment, as stablecoin transaction volume surged past $1 trillion in just one month. That's not a milestone for crypto, that's clear evidence that stablecoin rails are payment infrastructure now. At the forefront of this transformation is USDC: ▪️With a robust $74 billion market cap, it commands ▪️25% of the global stablecoin market ▪️78% circulation growth year-over-year in 2025 ▪️27% of all stablecoin trading volume in early 2025 ▪️$3.5 billion annualized run rate on Visa's USDC settlement program by November 2025 ▪️Circle Mint supports institutional redemption in 185+ countries The operational case is equally concrete: USDC settles cross-border payments in seconds at sub-$0.01 fees on Solana, versus 2–5 days and 2–7% fees on SWIFT corridors. We put together the full guide, compliance framework, integration steps, and what AlphaPoint enables for banks and PSPs ready to act on this: alphapoint.com/blog/usdc-stab…

We just launched our own LinkedIn newsletter: Treasury Rails 🗻 Every month, we break down what's actually moving in stablecoins and tokenized finance: market signals, institutional adoption, and the infrastructure quietly reshaping how value moves globally. Subscribe for the highlights shaping the stablecoin world. Link to the latest issue: linkedin.com/pulse/stableco…

The B2B payments industry spent years saying stablecoins weren't ready for enterprise use. @zeebuofficial just settled 99,000 invoices across 139 telecom carriers. Deel launched stablecoin payouts in 69+ countries. Scale AI is paying overseas contractors in stablecoins to eliminate local currency risk. The proof-of-concept phase is over. What's actually driving adoption: — B2B cross-border payments account for approximately $226 billion: roughly 60% of all real stablecoin payment volume — 41% of current users already report cost savings of over 10% (@EY_Parthenon ) — Active stablecoin wallets grew 53% year-over-year, rising from 19.6 million to over 30 million. — Market cap has surpassed $300 billion For CFOs and treasury teams who are still observing from the sidelines, the architecture decisions, compliance requirements, and pricing models are all outlined in our latest guide: alphapoint.com/blog/stablecoi…

In 2024, stablecoin transaction volume skyrocketed, surpassing the combined volume of Visa and Mastercard by 7.68%. What does this mean for institutional treasury operations? → Traditional cross-border wires take 3–5 business days and cost 2–7% per transaction. Stablecoin settlement completes in under 3 minutes, 24/7, for a fraction of a cent in network fees. → Even after on-ramp and off-ramp conversion costs, businesses report reducing cross-border payment expenses by 50–70%. → B2B payments now represent roughly 60% of actual stablecoin commerce volume, which equates to about $226 billion. → Treasury functions, such as supplier payments, intercompany transfers, mass disbursements, and contractor payouts, are now utilizing blockchain technology. B2B payments now make up about 60% of real stablecoin commerce volume, totaling approximately $226 billion. This includes supplier payments, treasury transfers, and contractor payouts, all of which utilize blockchain technology. For institutions ready to operationalize, AlphaPoint Treasury offers multi-chain stablecoin management and embedded compliance at an institutional scale. Read our full blog article here: alphapoint.com/blog/basics-of… #StablecoinPayments #StablecoinTreasury #Fintech

Join Alphapoint on June 24 for a live webinar on how banks, fintechs, PSPs, and exchanges are using stablecoins for treasury operations, cross-border settlement, liquidity management, and governance workflows. The session will include a live walkthrough of Alphapoint Treasury Platform with Joaquin Ayuso de Paúl, Chief Product Officer, and Bethany Patterson, Account Management. Register here: us06web.zoom.us/webinar/regist… 📅 June 24 | 10 AM EST | 45 min

Stablecoin settlement eliminates the 1–3% FX fees typical of correspondent banking, reducing costs by $10,000–$30,000 per $1M transacted. Additionally, settlement occurs within minutes rather than the usual 2 to 5 business days. A few data points on where institutional adoption stands today: — 88% of North American firms view stablecoin regulation as an enabler — Stablecoin issuers now hold $182B in U.S. Treasury securities, ranking 17th globally among sovereign holders — Latin America leads in real-world usage, with 71% of firms utilizing stablecoins for cross-border payments. — Morgan Stanley projects that the market will exceed $2T by 2028 We broke down what this shift means for CFOs and treasury teams, the economics, the architecture decisions, and the compliance requirements in our latest guide: alphapoint.com/blog/stablecoi…

Stablecoin settlement eliminates the 1–3% FX fees typical of correspondent banking, reducing costs by $10,000–$30,000 per $1M transacted. Additionally, settlement occurs within minutes rather than the usual 2 to 5 business days. A few data points on where institutional adoption stands today: — 88% of North American firms view stablecoin regulation as an enabler — Stablecoin issuers now hold $182B in U.S. Treasury securities, ranking 17th globally among sovereign holders — Latin America leads in real-world usage, with 71% of firms utilizing stablecoins for cross-border payments. — Morgan Stanley projects that the market will exceed $2T by 2028 We broke down what this shift means for CFOs and treasury teams, the economics, the architecture decisions, and the compliance requirements, in our latest guide: alphapoint.com/blog/stablecoi…

Join Alphapoint on June 24 for our live webinar: Using Stablecoins for Treasury, Payments & Liquidity. Secure your spot here: us06web.zoom.us/webinar/regist… @JoaquinAyusoSF and Bethany Patterson will break down how banks, fintechs, PSPs, and exchanges are using stablecoins for treasury operations, payments, cross-border settlement, liquidity management, and governance workflows. The session will also include a live walkthrough of Alphapoint Treasury.

Institutional stablecoin adoption is approaching a massive tipping point. Recent data from EY-Parthenon reveals that 13% of global financial institutions and corporations are already utilizing stablecoins, with 54% of non-users expecting to deploy them within the next 6 to 12 months. For regional banks and PSPs, upgrading to an enterprise-grade treasury platform is no longer a future-looking experiment; it is a critical operational mandate. The core macro metrics driving this infrastructure shift: ♦️$23 Trillion: This is the enormous trading volume recorded by the two leading stablecoins in 2024, representing a combined market cap that has tripled since 2023 to $260 billion. ♦️$2.1T to $4.2T: This is the anticipated volume of cross-border payments expected to transition to stablecoin systems by 2030, capturing an estimated 5–10% of the total global market. ♦️2–5 Days vs. Minutes: The stark operational contrast between traditional international wire settlement latency and instant, 24/7 stablecoin transaction clearance. ♦️2–5% vs. Pennies: The legacy cross-border fee friction from correspondent banks and FX spreads is eliminated by stablecoin infrastructure, cutting transaction costs to mere cents. With the GENIUS Act providing a clearer regulatory framework, the compliance boundaries are clear, and the competitive window for early movers is wide open. Late movers will face heavy catch-up costs as infrastructure standards mature. Read the full strategic blueprint by Alphapoint to learn how institutions can safely scale their stablecoin treasury frameworks: alphapoint.com/blog/stablecoi…

Alphapoint is on the ground at Stablecoin Conference 2026, organized by @Bitso, taking place June 15–16 at the World Trade Center in Mexico City. With the theme “Building LATAM Connections,” this year’s conference will focus on the growing role of stablecoins across Latin America and the infrastructure required to support digital currency adoption at scale. At Alphapoint, we are dedicated to building the underlying technology that allows enterprise organizations to launch, scale, and operate secure digital asset ecosystems without sacrificing control. Representing Alphapoint at the event will be Trevor Hoffman, Account Executive, and Christopher Jiménez, Product Owner. We look forward to connecting with industry leaders in Mexico City!

The stablecoin market has surpassed $310 billion in total capitalization, with annual transaction volumes clearing $27 trillion, more than Visa processes annually. For CFOs, treasurers, and finance leaders, the value is operational: ♦️ Cross-border wire transfers take 2 to 5 business days. ♦️ International payments often incur 2-5% in fees from intermediaries and FX spreads. ♦️ Traditional banking hours create liquidity constraints across entities, jurisdictions, and time zones Stablecoins address these limits with near-instant settlement, 24/7 availability, lower transaction costs, and dollar-denominated cross-border value transfer. The treasury use cases are already clear: ♦️ Cross-border supplier and workforce payments ♦️ Intraday liquidity management ♦️ Emerging market FX risk mitigation ♦️ Yield generation on idle stablecoin balances Successful adoption requires careful assessment. Finance teams must evaluate reserve quality, issuer risks, custody architecture, transaction monitoring, and BSA/AML compliance before deploying stablecoins. With the GENIUS Act establishing federal oversight, 100% reserve requirements, and clearer treatment of payment stablecoins, the path for institutional adoption is becoming more defined. Using a stablecoin treasury is about enhancing speed without compromising control; it's about leveraging digital dollar infrastructure while ensuring the governance and compliance that finance leaders expect. Read the full article: alphapoint.com/blog/stablecoi…

Reflecting on a productive week at the Women in Digital Assets Forum 2026 in NYC! 🚀 From deep dives into tokenized assets to the evolution of market governance, the energy was unmatched. Reba Beeson, General Counsel at Alphapoint, joined the panel “The Post-Stablecoin Era: What’s Next for Regulation and Market Structures,” contributing to the discussion on the evolving regulatory environment, custody, identity, reserve diversification, and systemic risk. Proud of our team, including Lauren Nichols, VP of Sales, and Bethany Patterson, Senior Account Manager, for driving these crucial conversations forward. The future of digital asset infrastructure is bright, largely due to the influential contributions of remarkable women leaders in the field.

Celebrating 13 years in digital assets. Since our founding on June 11th 2013, Alphapoint has helped institutions bring digital asset infrastructure into production, supporting $1T+ in activity across our platform. alphapoint.com/blog/alphapoin…

The stablecoin market has surpassed $310 billion in capitalization, with annual transaction volumes exceeding $45 trillion. This scale indicates that stablecoins are no longer experimental for CFOs, treasurers, banks, fintechs, and enterprises. Traditional treasury still faces major friction: ♦️ Cross-border wires can take 2–5 business days ♦️ International payments can carry 2–5% in costs from correspondent banking fees, FX spreads, and intermediaries ♦️ Banking cut-off times create liquidity gaps across entities, currencies, and time zones. Currently, 13% of financial institutions and corporates use stablecoins, and 54% of non-users plan to adopt them within the next 6 to 12 months. But institutional scale requires more than wallets and transfers. Treasury platforms need automated workflows, approval controls, compliance screening, multi-chain support, risk monitoring, and clear custody architecture. With the GENIUS Act introducing reserve requirements, issuer rules, attestations, audits, and AML/BSA compliance, the stablecoin treasury is moving closer to institutional production. The next phase is operating stablecoins with the governance, reporting, risk management, and auditability expected from institutional finance. Alphapoint provides the infrastructure institutions need for effective stablecoin treasury management, focusing on payments, liquidity, compliance, and operational control. ♦️ Read Alphapoint's full guide: alphapoint.com/blog/stablecoi…

Why are finance teams paying attention to stablecoins? It's about frictionless cross border payments, streamlining mass disbursements, improving visibility into cash movement, and settling transactions around the clock. Join the discussion on Weds 6/24: us06web.zoom.us/webinar/regist…