American Savings Education Council

Happy National Retirement Security Week! We at ASEC would like to thank all of our partners for their diligent work to ensure a secure retirement for all.

New CRR Brief: "The Importance of Medicaid for Older Americans" bit.ly/3BNgNlp

America is aging fast: By 2040, older Americans will outnumber those under 18 for the first time. How we prepare today—through savings, workforce flexibility, and policy changes—will shape our future. pew.org/3zRnhPK

Recent research confirms a basic #retirement theme for Americans – many wish they’d started saving for retirement before they turned 25. And most of those in or near retirement (68%) say they’ll need to delay retirement because they haven’t saved enough. bit.ly/3Awfwyq

With the construction industry short 370K workers, the need for a strong labor force is critical to addressing #HousingAffordability. Back in 2022, we began these convos about labor market challenges/national trends, as well as the role of immigrants. youtube.com/watch?v=EbLAhR…

Don’t miss the annual webcast with industry experts Bob and Robert! They'll dive into SECURE 2.0’s distribution challenges, including emergency and in-service distributions. Live Q&A included! Register now to save your spot! ow.ly/tJ4y50TPUN1

Will vs. Living Trust: There are major differences between the two. Here’s how #OlderAdults can make an informed decision when starting the #EstatePlanning process.👇 #EstatePlanningAwarenessWeek bit.ly/48AcaXZ

Few observations from IRS 2025 inflation adjustments: - The standard deduction is $15k for the first time for single filers, $30k for joint - The max EITC is above $8k for the first time - The max refundable CTC is the same as 2024: $1,700 per child irs.gov/newsroom/irs-r…

Over 80% of Americans lack emergency savings. Now more than ever, it’s crucial to prioritize financial health. Employers and fintech solutions can play a pivotal role in fostering financial resilience. #FinancialWellness #EmergencySavings #PersonalFinance hubs.la/Q02QC_X80

The U.S. Department of the Treasury examines the state of women's retirement security, citing research from Commonwealth and @BlackRock 's Emergency Savings Initiative. Read more: home.treasury.gov/news/featured-…

New @TCRStudies & @TI_Insights Report Reveals Greatest #Retirement Dreams and Fears, via Natalie Lin @PLANADVISER planadviser.com/transamerica-r…

Solutions for the financial challenges facing #SocialSecurity have been floated by the system’s trustees—and a new white paper examines how those proposals could affect future retirees. Learn More: ow.ly/qheH50TG81f #RetirementPlanning #COLA

A new @Equitable survey finds while employees may want to retire at 65, nearly half (47%) say it’s unrealistic, and more likely that they’ll retire nearly a decade later at age 74 – a more attainable goal to reach retirement. What’s behind the pessimism? bit.ly/3yTgoNm

New CRR Brief: "Will Auto-IRAs Help Households Cope with Emergency Expenses?" bit.ly/3ZVrsod @pewtrusts

Excited to announce that next week, Commonwealth’s Co-Founder and CEO, Timothy Flacke, will be moderating a panel at the AARP and U.S. Chamber of Commerce event: Securing Retirement for the Middle Class: Innovations in Retirement Plan Design. Learn more: events.uschamber.com/aarpusccretire…

Americans are casting their votes in the 2024 election, and there is deep division on many issues. But polarization all but disappears when to comes to Americans’ concerns about retirement. ow.ly/vheT50THb6b #retirement #socialsecurity #pensions #2024elections

The Social Security Trustees have been warning about it for years now, but a new white paper ranks the dollar impact on future retirees of potential changes to address #SocialSecurity's funding shortfall. Learn More: ow.ly/6RHF50TBiV3 #RetirementPlanning #COLA

The national debt has a major impact on both housing supply and affordability. Our analysis breaks down how national debt impacts the housing market, from builders to buyers. bit.ly/4eroxrJ

Did you know enhanced premium #tax credits help older adults and those in high-premium states afford #health coverage? A new Urban summary examines expected distribution of enhanced PTCs among a specific group and estimates the #financial impact. urbn.is/3XLvTiK

Americans like pensions because they avoid the risk of running out of money in retirement. ow.ly/lsCA50TBJC1 #retirement