Amitoj Anand

Most investors don’t underperform because they chose the wrong funds. They underperform because they make poor decisions at the wrong time. This account is about improving those decision frameworks.

@contliving True😂

I want best infra, best audio and video quality, luxury seating, but I dont want to pay for it.

FDs give you peace of mind. Equities give you a future. You need both, but for different reasons. Stop treating them like enemies.

@_StocksResearch @itsAdityaT Yes completely agree with you. If a goal can be reached without taking excessive risk that is the best option.

@Amitoj_08 @itsAdityaT There's no compounding in Mutual Funds Focus: Risk > Taxation You can achieve your goal with 7% FD also, but the monthly SIP required will be very high. That's the sole reason for being in Equity. Even at slab rate tax, Bond Fund > FD.

Its dumb to invest in Mutual funds to make 10% cagr in 10 years.(not accounting for rupee depreciation) Gold, Corporate bonds and various other bonds can easily make you 10% cagr or more without the volatility of equity markets Don't listen to these mutual fund snakeoil sellers

@aditya_kondawar What will happen to the guys who have got huge stores and paying crazy rents?

Blinkit starts operations inside the Mumbai Airport! Specifically, Terminal 2 (Domestic departures) of Chhatrapati Shivaji Maharaj International Airport. Travellers can now order from a selection of 2500+ products like phone chargers, books, gifts, and more on the Blinkit app. Orders will be delivered within the terminal by their dedicated team of walkers This is amazing. I now want Blinkit to take over the Strait of Hormuz and deliver more oil to the world :P no stock reco

@shrav_10 I’m a personal finance professional, and do this for a living. Will be more than happy to connect and answer any questions.

@nush_1320 Broo just 2 mins ago I asked my friends about this! Pls guide me too!!!😭😭

Guys, GUIDE ME WITH thissss. I want to understand what SIP you guys invest in, why you invest in those and what an ideal investment should be like. And why?????????

@nush_1320 An ideal investment would be completely based on what is ideal for you, products (funds in this case) are just a means to an end. I run an investment services firm. Will be happy to connect and discuss this in detail.

@ThetaVegaCap Job security as we knew it doesn’t exist anymore. Can’t imagine what they must be going through.

Oracle Employee with Cancer laid off via email after 20 years at Company Not even a Phone Calls These layoffs are really painful #Oracle

@SomChaterji The electric G is growing on me.

Coolest EV in India.

@BaluGorade A sharper, but faster correction would have been better. This one is testing the patience of a lot of people.

In March 2026: FIIs sold ₹1.2 lakh crore. DIIs bought ₹1.4 lakh crore. We absorbed the selling. Then why are markets still weak?🙈😃

@volklub Yes Paaji, have seen your journey. Your genuineness and honesty stands out in the way you speak and connect with people.

@Amitoj_08 I used to share short videos Put positives & negatives for each car Never cared about anyone Took on big journalists & influencers without caring much, carried on with immature but people friendly behaviour and things worked

I am planning to buy a car within price range Rs. 8 lakhs to Rs. 12 lakhs. I don't want to use my savings and hard earned money. I would like to use X Payouts money. So, suggest me best tips to increase my payout amount so that I can buy a car this year.

@TheNavology US folks shouldn’t even consider investing in India unless they are doing direct stocks or through a PMS purely because of such punitive tax structures for outward investments. Only other option is to give up control of their money.

The real return formula every NRI must know before investing in India. Your actual USD return is NOT your Indian return. Formula: USD Return = [(1 + INR Return) / (1 + INR Depreciation Rate)] - 1 Real example: You earn 12% CAGR in an Indian equity mutual fund. The rupee depreciates 5% that year. Your real USD return: (1.12 / 1.05) - 1 = 6.7% Not 12%. Not even 10%. 6.7%. Now compare that to what a US S&P 500 index fund returned in 2023: over 26%. In 2024: over 23%. The math is not broken. Your assumption was. #NRI #CurrencyRisk #CompoundingEffects #XIRR #InvestingIndia #RupeeDepreciation #NRIInvesting #IncomeTax

The most important "Return on Investment" isn't a percentage on a screen. It’s the ability to sleep through a market crash knowing your family is safe. I’ve seen "perfect" portfolios fail because they lacked heart. A plan that ignores your fears isn't a plan, it’s just a spreadsheet. Wealth is personal. It’s okay to choose peace over the highest possible profit. That’s not being "too safe", it’s being wise.

@anujsharma53 @suhasureshpatil @Prof_Cheems Not when you buy the right product from the right company with a good advisor who knows his stuff.

@suhasureshpatil @Prof_Cheems But health insurance is a scam in India

Pata nahi kya kru

@Krishna280476 Please share your policy details with @ruchirkanakia maybe he can help you out with this.

Cancer patient’s chemotherapy claim rejected by Aditya Birla Health Insurance without valid reason.This is life-saving treatment,not optional.Policyholder:Ms. Aradhana Srivastava Policy Number: 31-25-0165440-00 Request urgent intervention from @abhealthin @DFS_India @nsitharaman

@AashnaGold Not to scare you anything but they’re customer support, especially during claims isn’t the best. Hopefully you have got it through a good advisor.

Pehle toh na main health insurance lene se pehle bas premiums hi dkhta tha.. jahan saste premiums vahi main 😂Lekin time ke saath mujhe akal aa gayi and now I check things like exclusions, PED waiting periods aur room rent limits. Yeh sab check karne ke baad jo plan mujhe best laga woh tha care supreme from care health and I bought it last month.

@volklub Paaji initially how do you find those genuine queries for your niche?

@vaneshmali Pick one niche, answer genuine questions. Post relevant stuff only. It will take 8-12 months but you can easily squeeze out an EMI for a mid-size SUV

@contliving Yahan sab Buffett hai….

As expected - folks on X have 20 years sips, know how to pick bottoms and sell at tops.

@vinodchendhil Let’s go!!! Congratulations to the whole team!

Our sales in March were equal to what we did in an entire year (a few years back.) Proud of what the team has achieved. FY2627, LFG 🚀🚀🚀 🧿

@FakeUpperCaste @1shankarsharma Sorry, but I beg to differ. The India story is very much there structurally, irrespective of the party at the centre. It is not going anywhere. Not everything is about politics and left and right wing.

@Amitoj_08 @1shankarsharma There is no India story. It was created by anti-national sanghi ecosystem.

The perfect day to re-read what I wrote a while ago. The article that esteemed @iRadhikaGupta then alluded to, calling it " click bait". Reality is: What's happened last 2 years is the largest wealth transfer in the history of wealth transfers. With the active connivance of Wealth/ asset managers, F:&O brokers, finfluencers, fin media. The narrative from every Lallu panju was " This time it's different". After 44 years of doing this, baccha party, lemme tell you: It's never different. Only the ones who lose, are change each time. In our time, we made the gora F2s lose to us Roadless Locals. But this time, the F2s have won at the expense of Roadless Locals. And that's creating a giant macro crisis. Read. Reflect. Rotate "How India created a generation of brainwashed investors. And the macro disaster this has created" moneycontrol.com/news/opinion/h…