ThirdSon

@IOlutunmibi RESPONSE

While everyone debates the MPR, smart Nigerian money is making moves -Shifting capital into hard currency assets -Acquiring a second passport (zero worldwide tax) I put together the full breakdown in a private briefing.Reply “RESPONSE” and I’ll DM it to you. Free

CBN just held rates at 26.5%. Your naira savings are still losing ground. Quietly. Legally. Daily. Here’s what this actually means for your wealth 🧵

@Ade4youuuuxk I keep forgetting memes are actual people😂😂

Right from time, I knew there was no sign of seriousness in me but I kept pretending😂 y'all meet My Then Vs. Now

Only 10% of Nigeria’s 2.5 million tons of annual plastic waste gets recycled. The rest? It clogs our drainage systems, pollutes our environment and threatens our health. But young innovators like Victoria Francis are changing that, starting from the streets of Akwa Ibom. Through Plastic Cultured, she and her team are turning collected waste into fuel, mattresses and plastic bins. Their innovation is about more than just recycling; it’s about creating jobs, protecting the environment and building cleaner communities for residents and tourists alike. Thanks to the Young Africa Innovates Programme, Victoria now has the support, mentorship and tools to scale her idea and push for a zero plastic waste culture across Nigeria. In partnership with the Mastercard Foundation, we’re empowering atypical and underrepresented innovators  especially young women and community-based change makers to build solutions that work.

this whole “show love or settle the boys” culture in Lagos has gone too far. if you refuse to pay, even bystanders start attacking you as if choosing not to be exploited is a problem. it’s getting to a point where you can’t use public spaces freely, can’t drive in peace, and every small activity feels like an opportunity for someone to demand money. nothing even pisses me off more than the “we are not begging you for money” yarns when you want to give them a particular amount and they think it’s small.

My father never came to a single thing I invited him to. Not my primary school graduation. Not my secondary school prize giving where I collected 3 awards and kept looking at the gate. Not my university matriculation. Not the ceremony when I got called to bar in 2012. I'd send him the date weeks in advance and he'd say I'll try and that was always the full sentence. I'll try. No follow up. No explanation after. My mother would sit in his place and clap loud enough for 2 people. I stopped inviting him after the bar call. Not from anger. Some people love you completely and still cannot show up and after a while you stop making them feel guilty about it. He was not a bad man. I want to be clear about that. He was a mechanic in Mushin for 35 years. Worked 6 days a week. Sent every one of us to school. Never raised his hand. Never left. The lights stayed on and the rent was paid and there was always food and he did all of it quietly without asking to be celebrated. He just could not sit in a plastic chair and watch something. I accepted that and moved on. Last year I bought my first property. A flat in Ojodu. Took 9 years of saving and 2 years of paperwork and a lawyer who nearly finished me. When the keys finally came I sat in the empty flat on the floor for an hour just breathing. I called my mother first. She screamed. My sister cried. I didn't call my father. 3 days later he called me. Said he heard about the flat from my mother. Said he wanted to come and see it. I didn't know what to do with that so I just said okay. Gave him the address. Figured he'd say I'll try and we'd never speak of it again. He showed up on Saturday at 9am. Stood at the door in his good agbada. The one he only wears for serious things. Holding a small nylon bag. I let him in and he walked through every room without speaking. Not quickly. Slowly. Like he was counting something. He checked the pipes under the kitchen sink. Knocked on the walls. Opened and closed the windows twice each. Looked at the ceiling in every room the way only a man who has fixed things his whole life looks at ceilings. Then he came and stood in the sitting room and looked at me. Said the pipework is good. Said the windows seal properly. Said whoever built this knew what they were doing. I nodded. Long silence. Then he opened the nylon bag. Inside was a small framed photo. Me at maybe 7 years old sitting on the bonnet of an old car in his workshop. Grinning. Both legs swinging. He's standing beside me with his hand on my shoulder looking at something outside the frame. I remember that day. I had gone to the workshop after school and he let me sit there while he worked and gave me a Fanta and put a Michael Jackson cassette on the small radio. I didn't know anyone had taken a photo. He said he kept it on his workshop table for 22 years. Said he wanted me to have something for the new place. I held that frame and stood very still. He said he knew he missed things. Said he was not good at the sitting and watching. That crowds made something in him go wrong in a way he never knew how to explain. Then he said the flat was good and he was proud and he asked if there was anything in the kitchen because he hadn't eaten. I laughed. Made him eggs and bread while he sat at my kitchen table in his good agbada like he owned the place. We ate and he told me about a car he was working on. I told him about a case that was giving me trouble. Normal conversation. The kind we should have been having for years. He left at 1pm. At the door he gripped my shoulder the same way he did in that photo. Didn't say anything. Didn't need to. The photo is on my sitting room wall now. First thing I hung in the whole flat. Some fathers cannot sit in the plastic chair. But mine drove to Ojodu in his good agbada on a Saturday morning with a 22 year old photograph in a nylon bag. That was his standing ovation. I just didn't know to look for it in that shape.

The intimacy of having a good conversation with a stranger and not exchanging any contacts.

@tobiamure @duroteemy Omo I just Dey laugh since 😂

@duroteemy You testify Abi you no testify?

Randomly remembered one time I was scammed on instagram. Before I paid, I asked the vendor ‘please hope you will deliver’ and the person replied with ‘don’t worry, you will testify’😭😭😭

There is no such thing as a raping festival. That is not culture. Any sexual practice that removes the right of women to be willing participant, is not culture. That is simply gang rape and sexual assault. The police needs to pack everybody involved if they are not also involved in this madness. Culture is not absolute. Man made culture. Therefore, man can undo it. Any culture that is repugnant to natural justice, equity and good conscience, is not binding. Any culture that is incompatible with extant Nigerian law, is not binding. Any culture that contravenes public policy, is not binding. This nonsense behaviour is not culture. It is man made excuse to violate women. Arrest everybody.

Rape is not culture. Wanton overt display of sexual harrassment is not culture. There is no ground on which you can restrict the movement of women and punish "offenders" with rape and sexual assault. Unsafe and harmful practice targeted at raping women is not culture. Don't mask your evil intention with culture. Whatever is happening in Delta State is grossly embarrassing. THAT IS NOT CULTURE!

@coinbureau Interesting

🚨 JUSTIN SUN SECURES MASSIVE SETTLEMENT WITH THE SEC OVER TRON ALLEGATIONS. The federal government just officially closed one of its biggest cryptocurrency enforcement actions. The SEC has reached a final settlement agreement with Justin Sun after previously halting all litigation to explore a resolution.

Protein and calcium are disappearing from Nigerian diets. 39 million Nigerians are undernourished. 49 million face severe food insecurity. 1 in 3 children risk protein deficiency. This is malnutrition by design.

Duolingo has over 100 million users, but less than 10 percent of them pay for premium. That small percentage is still enough to scale the company and keep it profitable. They understand that if they aggressively force everyone into premium,(mind you the most active premium users are from the US they have a better buying power) they would lose a large portion of their user base. So they keep the core product free, build habits, and monetize a fraction. Now bring that to Nigeria. Nigeria has low buying power and one of the poorest in the world. Disposable income is limited. If you price software like you are targeting the US or Europe, conversion will naturally be low. It is not that people do not want to pay. It is that the pricing must match economic reality. Affordable tiers, localized pricing, and flexible plans make more sense in a low-income market. The second issue is marketing. Many founders treat marketing as just posting ads or pushing content. Marketing is deeper than that. It includes positioning, branding, tone of voice, user experience, and how people emotionally connect with the product. If users do not relate to your product, they will not pay for it. There is also the customer journey. From awareness to onboarding to engagement to retention to conversion. Founders need to understand lifetime value, retention rates, churn, and how to nurture users over time. Without lifecycle marketing, you are just launching an app and hoping for miracles. If you do not understand pricing strategy, branding, user journey, and lifetime value, you risk building a product that only you use. Lifecycle marketing isn’t just sending emails—it’s managing the full customer journey: Awareness → Acquisition → Activation → Engagement → Retention → Monetization → Advocacy. It boosts retention, increases lifetime value, reduces churn, drives paid conversions, and encourages word of mouth. Nigerian startups often ignore this, focusing only on downloads, which makes scaling and monetization much harder. We are still behind, when the economy is better your app will grow and convert better. People will pay. But pricing must fit the market, value must be clear, and marketing must be intentional. For a founder in Nigeria to survive He needs a Good marketing team Good sales team Good business development team. That understands the Nigerian market. Thanks 🙏🏾

@WuBlockchain Awesome piece @tobiamure 🔥

Kaspersky has identified a new infostealer malware called Stealka, spreading via fake game mods and pirated software on platforms like GitHub and Google Sites. First detected in November 2025, the malware targets over 100 browsers and more than 80 crypto wallets (including MetaMask, Binance, Coinbase, Phantom, Trust Wallet), stealing credentials, private keys, and seed phrases. financefeeds.com/kaspersky-stea…

@AnthonyAzekwoh @uzoart @olaoluslawn @NnadiArts1 @ayoguofficial 🔥🔥

@AnthonyAzekwoh @uzoart @olaoluslawn 🐐🐐🐐

The recent pronouncement by the US government declaring Nigeria a ‘Country of Particular Concern' (CPC) and indicating possible military action should give every well-meaning Nigerian serious concern. There is no doubt that Nigeria is experiencing an unprecedented level of insecurity with attendant carnage and the most shocking loss of lives and property. According to Amnesty International, over 10,000 people have been killed in Nigeria since May 2023 and as I have repeatedly lamented, the unwarranted and unprovoked killing of Nigerians is most condemnable, and all efforts must be made to bring it to a stop. It is equally important to state that the terrible situation is significantly avoidable with competent leadership and governance. While the insecurity did not start with the present government, what is most unfortunate is the lack and absence of competence, commitment, prudent use of resources, patriotism and passion on the part of APC APC-led government/leaders to effectively govern, galvanise and lead Nigeria where no one is unwarrantedly oppressed and killed, a Nation where peace, truth and justice reign! As democracies, Nigeria and the US have long been strategic partners committed to regional peace and security. That relationship should not falter. The present situation calls for constructive diplomatic and any other plausible engagement by both nations aimed at addressing the prevailing and disturbing security concerns. Both countries must work in concert and expeditiously towards that purpose. -PO

For 10 years straight, my parents invested. No new cars No fancy clothes No investment in hobbies. Nothing! Every single year, it was from one cooperative loan to another. The singular most important investment my parents made was sending their kids to good schools. I know this because of the pattern with which each of us has turned out. They didn't have the cash, but they had access to loan it, so they maximised it to give us the best education. The return on that investment is now massive, and I am incredibly proud that they made that investment when it mattered the most. Every parent must do what they feel is right for their kids, but they must also remember that the pain is temporary and that with kind children, their investment will be worthwhile over time.

@lara_peperenpe Was just thinking I need new sets of sheets and duvets. Thanks for bringing this to my tl Lara

My type of bedsheet🥹

@harri_py @Bloomberg Congratulations Dami! That was fast…lol Can't wait to see the great things you do man

Grateful to be back @Bloomberg as a full-time Software Engineer.

𝐏𝐞𝐨𝐩𝐥𝐞 𝐚𝐫𝐞 𝐝𝐫𝐚𝐠𝐠𝐢𝐧𝐠 𝐭𝐡𝐢𝐬 𝐛𝐢𝐥𝐥𝐛𝐨𝐚𝐫𝐝 𝐛𝐮𝐭 𝐭𝐡𝐞𝐲'𝐫𝐞 𝐦𝐢𝐬𝐬𝐢𝐧𝐠 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐡𝐮𝐠𝐞.⁣ ⁣ I'm looking at all these comments about "where's the QR code" and "this looks amateur" and I'm thinking... y'all don't understand what just happened here.⁣ ⁣ This is pattern interrupt at its finest.⁣