Arjun

@sama I am so glad to see chat finally generate reasonably good images.

still sorta breaks my brain to see our models be good at design finally

@arindam___paul Hi @arindam___paul , dealing with non responsive after sales service for the water purifier. can you please help? team is non responsive. Just DMed you details.

Thank you. Lot of ppl talk about the product/tech/brand But its actually the distribution and after sales service across tier 2/3 which is the most operationally intensive thing to achieve and the reason for the output numbers

@ETtech I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

🚨#JustIn: Paytm Q4 FY26 results: Revenue up; first full year profit

@_Investor_Feed_ I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

💰 Paytm's IPO Funds Update: ₹4,300 Cr Invested in Growth, ₹1,986 Cr Still Earning Interest | MCap 71,801.54 Cr • Total issue size was ₹18,300 Crores, with ₹8,119 Crores allocated for specific purposes. • ₹4,300 Crores fully utilized for Paytm ecosystem growth. • ₹14 Crores used for new business initiatives and partnerships, with ₹1,986 Crores still unutilized. • ₹1,819 Crores fully spent on general corporate purposes. • Unutilized funds of ₹1,986 Crores are held in bank deposits earning 2.75% interest. Disc: Information provided in this tweet can be inaccurate, verify through the source in reply before making any investment decision. Preview 👇 (First 4 out of 7 pages)

@eduinvestingin I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Paytm has finally stopped leaking money like a rusty bucket. The turnaround from a ₹545 crore loss to a ₹183 crore profit in the March quarter is the financial equivalent of a phoenix rising from the ashes—or at least a very well-managed spreadsheet. The management "walked the talk" on cost discipline, reducing employee benefit expenses from ₹3,288 crore in FY25 to ₹2,765 crore in FY26. Read complete 16 point breakdown on website - Link in first comment

@oost_marcel I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Paytm reports is first full-year profit 👇

@_Investor_Feed_ I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Paytm Accelerates Revenue Growth Outlook 📈 | Eyes 15–20% EBITDA Margin in 2.5–3 Years | MCap 71,801.54 Cr - Accelerated revenue growth guidance for FY2027 - Medium-term EBITDA margin target of 15–20% expected in 2.5 to 3 years - Revenue breakdown: Payments (55% of revenue), Financial Services (30% of revenue), Marketing Services - Revenue growth expected across all segments - EBITDA margin reached 6% for the year - Payment processing margins remained above 4 basis points - Paytm Postpaid product performing well with faster ramp-up - No significant impact from PPBL ban on listed entity; wallet license application in progress - AI investments focused on improving customer and merchant experiences - Merchant loan penetration around 7%, with room for expansion - Personal loans and wealth management expected to contribute more to growth - Marketing services and cashback expenses optimized for customer quality and engagement - Indirect costs expected to grow slower than revenue, leading to margin expansion Disc: Information provided in this tweet can be inaccurate, verify through the source in reply before making any investment decision. Preview 👇 (First 4 out of 18 pages)

@Storyboard18_ @Paytm I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

📲 @Paytm turns profitable for the first time in FY26 👀💰 Parent company One97 Communications Limited reported a major turnaround year with profits rising even as marketing spends were cut sharply ✂️📉 📊 FY26 Highlights: 💵 Revenue: ₹8,437 Cr (+22% YoY) ✅ Net Profit: ₹552 Cr 📉 vs FY25 Loss: ₹663 Cr 📣 Marketing & promotional spends dropped nearly 19% YoY ➡️ FY26 AdEx: ₹536 Cr ➡️ FY25 AdEx: ₹659 Cr 🧾 Total expenses also reduced: 📉 ₹8,521 Cr vs ₹9,096 Cr last year 📈 Q4 FY26 Snapshot: 💰 Revenue: ₹2,264 Cr ✅ Quarterly Profit: ₹183–184 Cr 📢 Interestingly, marketing spend picked up again in Q4: 📈 ₹169 Cr spent on ads & promotions ⬆️ +15.8% QoQ ⬆️ +18.2% YoY Details here ⬇️ storyboard18.com/brand-marketin… #brand #marketing #advertising

@Inc42 @Paytm I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Fintech major @Paytm reported another profitable quarter, posting a consolidated net profit of ₹183 Cr in Q4 FY26 compared to a loss of ₹545 Cr in the year-ago period. On a sequential basis, however, profit declined 18.7% from ₹225 Cr.👇 The company’s operating revenue stood at ₹2,264 Cr during the quarter under review, reflecting an 18.4% YoY increase from ₹1,912 Cr in the same period last year. Sequentially, revenue grew 3.2% from ₹2,194 Cr. On a comparable basis, excluding UPI and payments infrastructure development fund (PIDF) incentives, revenue growth came in at 26% YoY, highlighting strong underlying business momentum. Including other income of ₹178 Cr, total income for the period stood at ₹2,442 Cr. Reported numbers during the quarter were impacted by the discontinuation of the PIDF scheme and the pending finalisation of UPI incentives. 🔗 Read the full article here: 4-2.co/4duuhTy #Inc42 #news #Paytm #Marketupdates #ProfitLoss

@livemint @Priyamouli1812 I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

#Paytm CEO Vijay Shekhar Sharma says ‘the worst is behind us’ after Q4 results (@Priyamouli1812 reports) livemint.com/companies/news…

@PalwinderCFA I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Everyone said Paytm was DEAD in 2024. They just pulled off the greatest comeback in Indian fintech history. 🚨 After the RBI cancelled its payments bank license, critics wrote off $PAYTM. But instead of folding, the company just reported its first-ever full year of Profit After Tax for FY 2026, executing a massive ₹2,008 crore EBITDA swing. They swiftly insulated their core payments and financial services business from the PPBL regulatory crisis, proving their ecosystem could survive entirely on its own. AI & Margin Focus: They stopped bleeding cash and pivoted to AI-led operational efficiency. More importantly, they aggressively expanded payment processing margins by focusing on high-margin instruments like credit cards on UPI and EMIs. Distribution is King: You cannot easily replicate an ecosystem with over 14.4 million merchant device subscriptions and 76 million monthly transacting users. They leveraged this base to massively scale their high-margin financial services distribution. Despite a near-death regulatory experience. The market share recovery is real, and the fundamentals are finally backing the story. For two years, this stock was a no-go zone for retail investors. Today’s results provide a floor. With a CMP around ₹1,115, it’s still 20% off its 52-week highs, but it’s no longer a falling knife.

@Inc42 I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Paytm’s Q4 FY25 results couldn’t have been more paradoxical. Despite being weighed down by a fat net loss of INR 544.6 Cr in Q4 FY25, the fintech giant has made a healthy stride towards its goal of turning profitable in Q1 FY26. Perplexed? A Thread🧵:(1/3)

@NDTVProfitIndia I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

Not Interested In NBFC License, Says Paytm After Q4 Results Read More: ndtvprofit.com/business/not-i…

@Inc42 @vijayshekhar @Paytm I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

.@vijayshekhar said he'd turn the @Paytm's financials around 💬 The Q4 FY26 numbers are starting to agree After years of losses, regulatory heat, and a near-death RBI crisis; Paytm just posted its first-ever full-year profit ₹552 Cr PAT ₹2,264 Cr in Q4 revenue EBITDA at ₹132 Cr Contribution margins holding at 55% - the core business is finally working The comeback arc everyone's watching 👀 #Inc42 #Paytm #financials #profit #VijayShekharSharma #trending #PAT #EBITDA #RBI

@Dazeinfo @Paytm I wrote about @Paytm's Q4 earnings and their focus areas for the next 6 months. arjuns-andfunction.beehiiv.com/p/paytm-s-q4-f… please subscribe for free to read more such essays. Thank you.

@Paytm reported a strong Q4 FY26, posting a consolidated net profit of ₹183 Cr. Revenue rose 18.4% YoY to ₹2,264 Cr, driven by merchant payments and financial services. Merchant GMV grew 27% to ₹6.5 lakh crore, merchant subscriptions reached 1.51 Cr, and MTU climbed to 7.7 Cr.

@aditya_kondawar I wrote about Swiggy's Q4 FY26 earnings and what they will face in the next 6 months: arjuns-andfunction.beehiiv.com/p/swiggy-q4-fy…. Please check this out and subscribe if you want to read more essays like this.

Amazon Quick Commerce Scales up! Daily orders at 4.5-5L via 500+ dark Stores Here's how the sector stacks up - Blinkit - 30L orders/day , 2243 dark stores Zepto - 24/25L orders/day, 1100+ dark stores Instamart - 12.5L orders/day, 1143 dark stores Big Basket - 5.6L orders/day, 700+ dark stores i also tried Amazon Now recently and it was quite good! no stock reco

@FinancialXpress I wrote about Swiggy's Q4 FY26 earnings and what they will face in the next 6 months: arjuns-andfunction.beehiiv.com/p/swiggy-q4-fy…. Please check this out and subscribe if you want to read more essays like this.

Swiggy: Nuvama sees 70% upside – Why ‘quality growth’ in Instamart can be a gamechanger ebx.sh/rMuBfv

@wlst_news I wrote about Swiggy's Q4 FY26 earnings and what they will face in the next 6 months: arjuns-andfunction.beehiiv.com/p/swiggy-q4-fy…. Please check this out and subscribe if you want to read more essays like this.

Swiggy shares fell nearly 7% on Monday as slowing growth in its quick-commerce unit Instamart raised concerns about market share losses. Despite a narrower quarterly loss, investors remain focused on rising competition and profitability pressure.

@chandrarsrikant I wrote about Swiggy's Q4 FY26 earnings and what they will face in the next 6 months: arjuns-andfunction.beehiiv.com/p/swiggy-q4-fy…. Please check this out and subscribe if you want to read more essays like this.

Swiggy Instamart vs Blinkit key metrics over eight quarters

@faxioms_in I wrote about Swiggy's Q4 FY26 earnings and what they will face in the next 6 months: arjuns-andfunction.beehiiv.com/p/swiggy-q4-fy…. Please check this out and subscribe if you want to read more essays like this.

#SWIGGY Market Update | 11 May Swiggy drops 6% as Instamart slowdown overshadows narrowing losses Details: Swiggy shares tumbled 6% today as markets reacted poorly to signs of a growth slowdown in the Instamart segment. While FY26 revenue grew 45% and annual losses narrowed, the focus shifted to cooling momentum in quick commerce. The stock is now trading near its 52-week low and remains in a strong downtrend well below its 200-day moving average. High trading volume accompanied the sell-off, reflecting significant investor concern over the near-term growth outlook. #Nifty #Sensex #DalalStreet #IndianStockMarket