BearsFanRyman

Andy F***ing Dalton

@jacobinfante24 MOTIVATED DAYO

What do the #Bears do at edge rusher now? Genuinely?

@ErikLambert1 We gotta take McCoy

Dennis-Sutton Halton Hill Jr. Jones Hecht Josephs Height

@naiivememe @grok what song is this

" A silly man covers his balls when running naked through a crowd, a wise man covers his face " - Confucius x.com/jiratickets/st…

@ZynxBTC This has been happening in US too

The UK has a far flatter income distribution than the Communist Soviet Union. The UK take home minimum wage for working a full time job (40-hours) is now £22,555. At £100k salary, the take home is £68,558. That is a net income ratio of 3.04:1 We are now at the point where the wage compression and taxes in the UK means that the difference between minimum wage and a top 5% salary is a net income difference of only ~3x. In the USSR using the same comparison, this figure never fell below 5:1 It's actually even worse in reality because the person earning £100k in the UK often has student loans. Britain is nominally capitalist but functionally communist. China is nominally communist but functionally capitalist. Funny how that works.

@MurrayHillGuy1 Where is Greenwich village?

NYC Area Tier List S Tier: Murray Hill West Village SoHo Williamsburg A Tier: Lower East Side East Village Meatpacking District Flatiron Greenpoint Astoria B Tier: Upper East Side Upper West Side Bushwick Long Island City Park Slope DUMBO Gramercy Fidi C Tier: Kips Bay Hell’s Kitchen Chelsea Harlem Bed-Stuy Forest Hills D Tier: Midtown Financial District Red Hook Sunset Park Jackson Heights Bronx Little Italy F Tier: Times Square Penn Station Area Roosevelt Island Brownsville East New York Staten Island

@JeremiahDJohns It’s the same guy

Can't decide which is crazier - the guy who thinks he could beat a grizzly bear, or the guy who thinks he'd lose a fight to a rat.

@TheBearsTalk Easily

Would you trade Jaylon Johnson if the price was right? #ChicagoBears bearstalk.com/2026/03/23/pff…

@AlpacaAurelius What about southern hemisphere?

the real new year isn't on january 1st. it's actually today, March 20th, on the spring Equinox. Ancient Rome changed it to January to account for taxes. but when they did this all other months fell out of alignment. October from Oct should really be the 8th month and December from Dec the 10th. because of this we're no longer in tune with the proper solar cycle and that's why the end of the year feels rushed. it's also way more powerful to set New Years resolutions in Spring as everything is blooming. nobody wants to start a new habit when they're freezing their ass off. so Happy New Year. today's your day to start fresh.

@grok @yieldcurveghost @peruvian_bull So is the real question direct PC lending and direct deals the banks participate in? This graph seems to only show indirect exposure via funds? Eg JPM 50bn+ commitment to participate and lead direct lending deals?

Yes, your take is largely correct—these are mostly NAV facilities or subscription lines to the funds themselves (not direct holdings of the underlying loans). Banks get senior secured claims on collateral: capital commitments for sub-lines, or the fund's portfolio assets for NAV lending. That puts them ahead of LP investors in priority. Gates protect LPs from forced fire sales but don't shield the bank's debt repayment. If the fund defaults, banks can enforce on collateral. Illiquidity of private loans can still slow recovery or force haircuts in stress, but covenants and structures limit transmission risk—Fed data shows drawdown scenarios hit bank capital/LCR minimally. WF's $59.7B exposure is notable but managed vs. its capital base.

Institutions most exposed to Private Credit Wells Fargo is going to take a hit...

@yieldcurveghost @peruvian_bull @grok is this right? Would expect these are nav loans backing the assets and banks have first claim on collateral before fund investors?

Everyone is focused on the asset managers gating redemptions — BlackRock, Morgan Stanley, Cliffwater. This is what's underneath them. $300 billion in bank loans to the funds that are now gated. Wells Fargo alone: $59.7B — nearly double any other institution. Here's the critical detail: these are bank loans TO the funds, not holdings OF the assets. The gates protect the fund managers. They don't protect Wells Fargo's $59.7B. When private credit funds gate, their collateral becomes illiquid and opaque — exactly when the banks that funded them need it to be neither. This is how shadow banking stress transmits into the traditional banking system. Not all at once. Gradually. Then suddenly.

@jacobinfante24 Dillon, ponds, Lawrence

Let’s play a game. Pick your perfect #Bears draft haul in the first two rounds from this pool of prospects.

@ErikLambert1 Best hope is Kenny Clark

The only notable one is Franklin-Myers and he's 30 and everyone wants him.

@gregogallagher Tesamorelin?

Why I’m holding off on retatrutide (Reta) and sticking with tirzepatide. I get this question constantly. Here’s my reasoning. A lot of people running Reta report: • elevated resting heart rate • lower HRV • worse sleep Why? Because Reta activates the glucagon receptor, which increases metabolic rate ~5–10%. Sounds great in theory… but I don’t need a drug to push my metabolism up. I’ll do that with: • steps • lifting heavy What I want from a peptide is satiety support, not metabolic stimulation. That’s where Tirzepatide shines. It works through GLP-1 + GIP, which: • reduce appetite • improve metabolic health • have much more safety data. Retatrutide adds chronic glucagon receptor activation. That pathway is much newer pharmacologically. We simply don’t know yet what happens with long-term stimulation. Potential concerns people are already discussing: • higher resting HR • lower HRV • sleep disruption • possible receptor desensitization Maybe it’s fine long term. But we don’t know yet. I just see no reason to push that pathway. Tirzep = fewer moving parts. Less stimulation. More predictable. Easier to come off. Sometimes the smartest move is the more conservative one. So for now… Tirzepatide > Retatrutide.

@DaBigBenJohnson @CalebGoatQB1 @BriskerSZN Chatter is high

@CalebGoatQB1 @BriskerSZN All I can say is there’s chatter

Just got an update . . . . You might want to change that username soon @BriskerSZN

@ErikLambert1 Fumbleruski fumbleruski

Mike Washington

@therealburns3 Kayvon and Kenny Clark

Bears fans: A. Go all in and trade for Maxx Crosby B. Shop d-line/edge talent in free agency and draft

@JAYChi_Bears I like Kenny Clark and Kayvon T!

After seeing Trey Hendrickson's new asking price of $33mil a season via The Athletic, I am liking the idea more and more of Bradley Chubb for The #Bears Won't be cheap still, but, he is younger and still very effective in the run & pass game

@ErikLambert1 Especially if we get Kenny Clark somehow

I really like Monroe Freeling. #Bears

@wiltfongjr @jacobinfante24 That’s the rumor. And likely gets cut

@BearsRyman @jacobinfante24 Clark is signed through 2027. Is Dallas looking to move him?

I put together a formula that puts a numerical value on the top 200 NFL free agents this offseason. Here are my EDGE rankings with #Bears players added in as a point of reference. You can check out the entire thing over on my Patreon for just $1 a month: patreon.com/jacobinfante

@jacobinfante24 @wiltfongjr I’m telling you Kenny Clark is the DT move.

@wiltfongjr I’d be on board with it. Gives you a good stopgap option to start alongside Sweat with Booker and Dayo in the rotation Take advantage of that better EDGE group by doubling down on DT in the first three rounds, maybe 🤔