Beni Cosma

For regulated platforms, funding an account has always meant a trade-off: fast or compliant. Not anymore, because we’re launching a new feature! xMoney's Verified Card Funding lets users top up investment accounts instantly by card, while confirming ownership directly with the card issuer, before any money moves. No slow bank transfers. No compromise. Already live in production, with Tradeville as the first platform using it 🔥

Update on xMoney Stablecoins In December, we announced EURXM, USDXM, and RONXM, three fully MiCA-aligned, 1:1 fiat-backed stablecoins, and shared a tentative operational target of June 2026 for launch, depending on final Central Bank regulation coming into effect. Here’s a brief update on the status, timeline, and next steps. First, the good news. The products are built. The whitepapers are published. The reserve and audit framework is in place, the infrastructure is ready, and our partners are lined up. From a technology and product standpoint, we are ready to launch. Second, what we are waiting on is legal and regulatory in nature, and it sits within the jurisdiction of the Central Bank. To be more precise, under MiCA, an e-money token can only be issued once the national competent authority responsible for e-money tokens is formally designated and operational in the issuer's home country. Our stablecoins are issued under a Romanian electronic money license, which means the relevant authority is the National Bank of Romania, but the step that formally activates supervision of e-money token issuance still requires a specific piece of national legislation which is not fully finalized. That legislation is currently in the works, and Romania is in a government-formation period, meaning a caretaker government operates with limited constitutional powers; hence, it cannot adopt the type of ordinance this step requires until a new government is in place. In other words, we are ready, the European framework is ready, and we are waiting on a national procedural step that today's interim government is not in a position to complete. Since we operate under full regulated clearance, this means we will only be able to launch when the framework is properly in place and full authorization is ready. After all, this is what MiCA-compliant means. We are staying close to the process; our infrastructure remains ready, and we are prepared to move with intention once the framework becomes operational. Thank you for your patience and your trust. Regulated, scalable, useful digital money for real payments. We're almost there, and doing it properly.