xMoney.com

ICYMI 👀 No more choosing between fast or compliant when funding accounts. xMoney Verified Card Funding lets users top up instantly by card with ownership verified upfront. Already live with Tradeville 🔥 verified-funding.xmoney.com

No two businesses bill the same way, so why should your tools be rigid? xMoney lets you create subscriptions that fit your model, not the other way around: ✓ Weekly, monthly, yearly billing ✓ Trial periods & custom first billing dates ✓ Easy upgrades, downgrades & cancellations ✓ Automated renewals and notifications Add secure card tokenization on top, and your customers stay subscribed with fewer interruptions and more trust. A subscription system as flexible as your growth plans 🙌 Start now: xmoney.com

What happens behind every successful marketplace? Hundreds of payment flows working together. xMoney simplifies the complexity, from onboarding sellers to splitting payments and automating payouts. xmoney.com/products/marke…

The future of regulated payments just got faster ⚡ verified-funding.xmoney.com

For regulated platforms, funding an account has always meant a trade-off: fast or compliant. Not anymore, because we’re launching a new feature! xMoney's Verified Card Funding lets users top up investment accounts instantly by card, while confirming ownership directly with the card issuer, before any money moves. No slow bank transfers. No compromise. Already live in production, with Tradeville as the first platform using it 🔥

Marketplaces need more than a checkout button. They need split payment flows that feel simple for the buyer and clear for every reseller behind the transaction. Buyer checkout should be smooth. Payment status should be visible. Refunds should be traceable. Reseller settlement should be understandable. Reconciliation should not become manual detective work. The hard part is not only accepting the payment. It is making the whole flow work from checkout to settlement.

Digital platforms create value. Card issuing makes it usable. With xMoney, businesses can extend their ecosystem beyond the screen through branded, corporate, and loyalty cards, all supported by a regulated infrastructure💳 Built for platforms ready to scale.

Recurring billing is not only about charging a card every month. It is the operating layer around repeat revenue: - subscription changes - saved payment methods - failed payment retries - invoice history - customer support - reconciliation If that layer is messy, revenue feels harder than it should.

Every number tells a story. It's the people behind them who make the difference.

Businesses are expanding globally, and payments need to keep up 💪 Different markets. Different devices. Different customer expectations. Businesses such as online stores, SaaS platforms, event platforms, and digital marketplaces need payment infrastructure that works reliably across channels. With xMoney, they can accept traditional fiat payments using payment links, embedded checkout, mobile wallets, and QR payments… All within a regulated infrastructure designed for scale 🌐

Fiat payments power millions of everyday transactions. Reliable, secure, and built around how businesses actually operate.

June Quests are complete 🏆 The leaderboard has spoken, and our winners are in. Congratulations to everyone who secured a spot at the top, and a special shoutout to our 1st place winner, who's heading to UNTOLD Festival! 🎶 Your rewards, including $XMN prizes and NFTs, will be distributed soon. Thank you to everyone who joined the challenge, completed quests, and kept the competition alive throughout the month.

"In other words, we are ready, the European framework is ready, and we are waiting on a national procedural step that today's interim government is not in a position to complete. Since we operate under full regulated clearance, this means we will only be able to launch when the framework is properly in place and full authorization is ready."

@xMoney_com so it's always someone else's fault, you guys are perfect🤣🤣. You knew from the beginning what had to be done and you knew that this would never be possible but blah blah we do it we build it 🤣🤣

Update on xMoney Stablecoins In December, we announced EURXM, USDXM, and RONXM, three fully MiCA-aligned, 1:1 fiat-backed stablecoins, and shared a tentative operational target of June 2026 for launch, depending on final Central Bank regulation coming into effect. Here’s a brief update on the status, timeline, and next steps. First, the good news. The products are built. The whitepapers are published. The reserve and audit framework is in place, the infrastructure is ready, and our partners are lined up. From a technology and product standpoint, we are ready to launch. Second, what we are waiting on is legal and regulatory in nature, and it sits within the jurisdiction of the Central Bank. To be more precise, under MiCA, an e-money token can only be issued once the national competent authority responsible for e-money tokens is formally designated and operational in the issuer's home country. Our stablecoins are issued under a Romanian electronic money license, which means the relevant authority is the National Bank of Romania, but the step that formally activates supervision of e-money token issuance still requires a specific piece of national legislation which is not fully finalized. That legislation is currently in the works, and Romania is in a government-formation period, meaning a caretaker government operates with limited constitutional powers; hence, it cannot adopt the type of ordinance this step requires until a new government is in place. In other words, we are ready, the European framework is ready, and we are waiting on a national procedural step that today's interim government is not in a position to complete. Since we operate under full regulated clearance, this means we will only be able to launch when the framework is properly in place and full authorization is ready. After all, this is what MiCA-compliant means. We are staying close to the process; our infrastructure remains ready, and we are prepared to move with intention once the framework becomes operational. Thank you for your patience and your trust. Regulated, scalable, useful digital money for real payments. We're almost there, and doing it properly.

The next question is simple: who’s next? app.xmoney.com

Zome didn’t join the xMoney ecosystem yesterday. They’ve been building with us for years, long before “rewards networks” were a category. Now, they’re part of something bigger: the xMoney Rewards Network, where merchants don’t just process payments, they actively generate value through participation in the $XMN ecosystem. For merchants, this changes the conversation entirely: more than accepting payments, they become part of a system that rewards users’ activity to build loyalty. ZOME is already there.

We're proud to welcome stock.estate to the xMoney ecosystem 🙌 As Romania's first ASF-licensed real estate crowdfunding platform, stock.estate has built a trusted investment platform with 16.8K+ investors and almost €10M raised to date. Starting today, they're using xMoney to power their payment infrastructure, making transactions simpler, faster, and built for the next generation of financial services. Welcome aboard 🤝

Development happens when collaboration becomes reality. Our team joined the 3rd Mobilizing Agendas Meeting, where projects supported under Portugal's Recovery and Resilience Plan (PRR) showcased the products, services, and technologies already making an impact. Proud to contribute to an ecosystem that's helping shape the future through BLOCKCHAIN.PT and beyond 🚀

Have you explored xMoney Partners yet? 👀 Our new referral program for agencies, consultants, platforms, and advisors who work closely with merchants is now live. If you already have trusted relationships with businesses that process payments, this is a simple way to turn those introductions into long-term value. xMoney Partners allows you to refer merchants to our payment infrastructure and earn recurring commissions based on their processing activity. Trusted introductions → real payment infrastructure → ongoing alignment 💪 Read the full article here to learn how the program works and who can join 👇 xmoney.com/blog/referral-…

The first payment matters. The second payment is where checkout friction starts to matter even more. Returning customers should not have to start from zero every time. Saved-card flows are not just convenience. They are part of repeat revenue infrastructure.