pankaj

@volklub @Hey_Pramod Sunderdeep ji I disagree on your opinion about Hycross. My 60th b’day trip. Self, Wife+2 sons +2 DIL. BOM-AMD-UDR- DEL-Karnal-IXC- Dharamshala-Manali-IXC- DED - DEL-JAI-Baroda-BOM. 27 days. Approx 9000 km. Fully loaded with luggage. Car was awesome. No issues at all. 5+⭐️

@Hey_Pramod Hycross mein performance chorh ke sab hai..

Bhai @volklub needs help. Between safari adventure x plus dark petrol automatic vs hycross gx option Space, feature, comfort, performance and reliability expected.

@TaherBabji @Akshara79485251 @TataMotors_Cars @TataMotors Even After they manage to ‘fix it’ then please do the only sensible thing. Sell it immediately. You will be thanking the stars. TATA Bye Bye

@TataMotors_Cars @TataMotors My Harrier Black Edition is under warranty, but Mac Motors Akola Maharashtra is running a scrap workshop. They kept my car for two days, and not a single issue was solved. My vehicle is coming back in worse condition than when I left it. Pending Issues: 1.TPMS Sensor: Still failing after multiple "repairs" as shown in 1001186611.heic. 2.Braking: Car gives significant jerks when applying brakes. 3.Physical Damage: The fiber box in the boot space area is broken. 4.Theft/Negligence: You removed my original tire bolts and replaced them with low-quality, "shitty" bolts. I am done with this pathetic experience. Repair my car properly now, or I will see you in court. Fix this immediately! #TataMotors #TataHarrier #WorstService #ConsumerCourt #Akola

@BaluGorade Any time any where Brezza. Any other car except TATA ! TATA never ever even if it’s free. Horrible horrible ownership experience

Brezza gives you better mileage, stronger resale, and proven reliability. Nexon gives you higher safety, more features, and a better ride comfort. What's your choice today? 👇

🧵 If your parents are 60+ and still paying income tax, share this with them RIGHT NOW. The new #IncomeTax rules for FY 2026-27 have changed everything and most senior citizens are overpaying. Here are a few things they MUST know 👇

Naveen is an Army Jawan. His real salary was ₹4.67 lakh. His tax consultant typed one extra '0' while filing his return. Salary became ₹46.77 lakh and Income Tax dept raised a ₹14.94 lakh tax demand on him. Here's how ITAT Pune saved him 🧵👇

@volklub @wisdomXplorer Will build atleast 20-25, 100 bed world class hospitals for the truly underprivileged. No reservation and no quota applicable No politician or govt worker will be allowed.

@wisdomXplorer Will build a school with my own syllabus and free education but handpicked needy students.

If you woke up a billionaire tomorrow, What's the 1st thing you'd do?

Accurate, updated Visa Info for Indians from official sources for every country in the world - at one place. I've built ixigo Visa Tracker on a weekend to allow Indians to see up-to-date visa requirements, costs, lead times for appointments, links to official forms and more. Check it out ! ixigo.com/visa-informati…

🚨 Big change for anyone sending money abroad from India. From 1 April 2026, Form 15CB is being replaced by Form 146 under the new tax law. If you file the wrong form, your remittance can get stuck. Here is everything you need to know 🧵👇

🚨 Planning to leave India? The #IncomeTax Dept just dropped something EVERY traveller needs to know. It's called Form 157 and ignoring it could cause serious problems at departure. Here's everything in 2 minutes 🧵

@Kenu73 @Jiyokaka Try Science museum market. Do remember there are 1st, 2nd, 3rd copies of almost every single item. And Bargain like hell.

@Jiyokaka You need to find the right places, Taobao is the key and have local contacts as well

Here's the top 5 countries list that I would recommend people from India to travel. This is the latest list based on last 2 years of travel. 1.) China :- Exotic, cheap, shopping heaven, a very very good tourist infrastructure, its highly developed. The cities here can give any top European/American city run for their money. With right apps, this country is the most advanced digital payment economy. You can tip, buy things , take rides all using your credit card at no extra charges. Cons- Vegetarian options may be limited, visas specially for tier 2 cities can be a headche. 2.) Japan:- Most orderly and peaceful country that you can visit, this is one such country that every one should visit in their life time, Food is very good, has lots to offer for tourists and a great shopping destination, not as good as china but still one of the best out there with tax refund. Cons- Japan can be very expensive so plan well in advance, currently has visa delays. 3.) Thailand:- Cheap, King of tourism in SE asia, very cool place for water activities and beautiful beaches, flights from India, hotel, local food everything will be very reasonable. Has a bustling night culture. Cons- some places may have prejudice against Indians, I visited 6 times in 2026. Didn't face any issue. This is based on various articles 4.) Australia:- An extremely beautiful continent which has flaura and fauna that you may find no where. Heaven for beach lovers, very peaceful place. Most places are untouched and hence you get an exclusive experience without even trying. Long drives can ve very scenic and fun fun Cons- Visa isn't easy, hotels can be very expensive 5.) Poland:- central Europe, still not famous or known in between average Indians, getting very famous in west and also touted as the most value for money country in Schengen zone. Has lot to offer. Direct flights from Delhi/mumbai. Cons- language issue can be there in smaller cities, in general safe but I have read incidents of racism, Polish Schengen visa isn't very consistent and winters can be very cold.

@volklub @Xroaders_001 Problem is not with EV vehicles as such. Problem squarely lies with TATA EVs. Unreliable and inefficient at any point. Waheguru and Ganpati Bappa Morya is the only way forward

@Xroaders_001 Precisely why I rate NA 1.5 with CVT / AT as the most sorted tech. Everything else is India comes with conditions. We should talk more these conditions instead of getting touchy about one tech.

🚘 One poor DEF experience doesn’t undermine Diesel Powertrain 🚘 One poor CNG filling experience doesn’t undermine CNG Powertrain 🚘 One poor EPC issue doesn’t undermine Turbo petrol engines 🚘 One poor DCT /DSG failure doesn’t undermine the powertrain 🚙 One poor EV charging experience and the whole “EVs are doomed” What a logic !! Grow up ⬆️

@volklub @analytic_ally Not reliable. Refer to @virsanghvi tweets when he was in trouble with Jeep.

@analytic_ally Near perfect Minus network, less sales & future risk

For 40:60 (City:Highways) usage if you have purchased - Sierra / Harrier Diesel - Seltos Diesel - Duster 1.3 Turbo AT DCT - 7XO Diesel - Slavia Virtus 1.5 DSG AT You have made a perfect decision. Please don’t seek for validations. Just drive as much as possible and move on. There are better things to do in life.

Most people don't know there's a right order to file health insurance claims when you have multiple policies. Getting it wrong = leaving money on the table. Here's how to do it: 1. Start with the policy that covers your hospital (best network, fewest exclusions). Employer group cover usually goes first. 2. Collect Form-64 (Claim Settlement Summary) from insurer #1. This is your proof for the next claim. 3. Use Form-64 + remaining docs to claim the unpaid balance from insurer #2. For multiple individual policies, the order matters too: — Claim first from the policy where NCB is low — Keep the unlimited restoration policy for last — Keep the zero co-pay policy for last One ₹70L claim, ₹0 out of pocket — entirely possible if you stack a group cover + individual plan + super top-up correctly. Full breakdown in the infographic and story by @PuranikIra thefynprint.com/O5M4Jdej2

@volklub @Hedonist140 Not to forget Hyundai’s reliability and after sales service.

@Hedonist140 Creta EV is better as a family car esp for City use, cabin airy. BE 6 is for the young who want a sporty cabin & performance

Sunday drive update 👌 Battery was slightly low, but still comfortable for a relaxed 25–30 km drive without any range anxiety. Efficiency dropped a bit since we spent 20 minutes stationary with the AC on. 2 Observations: - Drove without regen today, absolutely love how it coasts. - I don’t like how it lose some steering feedback when you push like a mad man from standstill.

A few years ago a criminal lawyer in Delhi was defending a celebrity client in a false rape case. The prosecution's story was airtight on paper. The complainant had filed a detailed FIR. Timestamps. Locations. A narrative that was internally consistent. The media had already convicted his client. The lawyer did not start with case law. He did not start with drafting arguments. He started with a question most lawyers never ask: what evidence exists in the world that nobody has looked at yet? First he pulled CCTV footage from public cameras near the location the complainant mentioned. The footage showed his client was not there at the time the FIR claimed. He was somewhere else entirely. On camera. With a timestamp. But the footage only proved his client was not at the location. It did not explain why the complaint was filed. That is where the second thread started. The lawyer checked property registration records. Found that a luxury property had been registered in the complainant's name just days after the FIR was filed. That one record changed the entire case. The complainant's known income could not explain a purchase like that. Not even close. The lawyer looked at the sale deed. The payment was made in cash. A large sum of unaccounted cash used to buy a luxury property within days of filing a case against a wealthy public figure. Now there was a trail to follow. Through his investigator he traced backwards. Where did the cash come from? Who was involved? The answers pointed to exactly what you would suspect. This was not a crime being reported. It was a crime being committed. The case fell apart. Acquittal. The lawyer did not win because he knew more sections of the IPC than the prosecution. He won because he went looking for evidence that was sitting in records and nobody had bothered to check. This is the part of lawyering that almost nobody teaches and almost nobody does. Most lawyers prepare a case from whatever the client brings them. Some WhatsApp messages. A few documents. An oral account. They file based on what they have. Argue based on what they have. They never go looking for what else is out there. Not because they are lazy. Because there was never enough time. 40 other matters on the board. The hearing is next week. You work with what you have. But India in 2026 produces more digital exhaust about every person and every business than at any point in history. Some of it is freely public. Some requires a nominal fee. Some requires a court order or RTI. Almost none of it is being used systematically by lawyers. And this is where AI changes the game. Not by finding the data. By reading it. A single lawyer cannot spend 3 days cross-referencing MCA records for 7 companies. Cannot go through 2,000 pages of bank statements looking for 3 transactions. Cannot check property registrations across 4 states. The time does not exist. The fees do not justify it. Give Claude Code the annual returns of 7 companies. It finds common directors, related party transactions, unusual capital movements in minutes. Give it 2,000 pages of bank statements. It flags every transaction above 5 lakhs, every cash deposit that does not match known income, every transfer to a specific set of counterparties. A paralegal takes a week. AI takes an hour. Give it the client's scattered evidence: WhatsApp messages, invoices, emails, bank statements and it builds a timeline. What happened in what order. Where are the gaps. What documents should exist but are missing. The AI does not replace the lawyer's judgment. It replaces the 200 hours of reading that the lawyer was never going to do because no case pays enough for that. The lawyer who does this walks into court with a case built on evidence, not allegations. Their interim application has annexures that make the judge sit up. Their Section 94 BNSS applications are precise because they already know what they are looking for. Now here is the resource list every lawyer should have saved on their phone. Most of this has been available for years. Almost nobody uses it systematically. FREELY PUBLIC: NO PERMISSION NEEDED MCA portal: director search free, documents Rs 100 per set. Directors, shareholding, annual returns, charges, related party disclosures. Every company a person has ever been director of. Vahan (vahan.parivahan.gov.in): vehicle registration. Owner name, registration date, hypothecation details showing which bank financed it. Search by vehicle number. Property registrations: digitized in Maharashtra, Karnataka, Tamil Nadu, Telangana, AP, Kerala and others. Buyer, seller, price, payment mode. eCourts (services.ecourts.gov.in): party name search across district courts. Case history, hearing dates, orders, judgments. Check if the opposing party has prior litigation and what patterns emerge. Domain WHOIS records: who registered a domain, when, with what email and phone number. If someone registered a competing business domain 2 months before resigning, that is premeditation. Wayback Machine (web.archive.org): historical snapshots of any website. Deleted social media posts, old company websites, changed LinkedIn profiles. What was someone saying 2 years ago that they are denying today. Social media: Instagram, Facebook, LinkedIn posts. Luxury spending during claimed hardship. Employment they denied. Locations they said they never visited. Truecaller: how a person is saved in thousands of phones. If someone claims no business relationship but Truecaller shows they are saved as "XYZ Company Vendor" in 40 phones, that is evidence. SEBI SCORES: complaints filed against companies. Consumer forum database (ncdrc.nic.in): searchable orders from consumer disputes. IP India (ipindia.gov.in): trademark and patent filings. Who filed what, when. Proves someone was planning a competing business. RERA portal: real estate project registrations and agent registrations by state. Udyam Registration: MSME registration. Publicly searchable. Shows business existence and declared turnover range. FSSAI license search: food business registrations. ICAI/BCI/NMC: professional body registrations for CAs, lawyers, doctors. OBTAINABLE THROUGH COURT ORDER Bank statements: Section 94 BNSS. Specify the bank, branch, account, and period. Precise applications get granted. Vague ones get rejected. WhatsApp chat backups: court order to Google (for Android backups on Google Drive) or Apple (for iCloud backups). WhatsApp messages are encrypted in transit but the backups stored on cloud are accessible through court orders. This is often easier than going to Meta directly. CIBIL records: court direction to TransUnion CIBIL. Self-declared income on loan applications vs what they tell the court. Mobile tower location (CDR): IO in criminal cases, court order in civil. Places a phone at a cell tower with timestamp. Approximate location within 500 metres. Toll plaza FASTag records: court order to NHAI or FASTag issuing bank. Every crossing logged with timestamp. UPI transaction history: court order to NPCI or the payment app (PhonePe, GPay, Paytm). Payment gateway records: Razorpay, PayU, Cashfree. Court order. Shows actual transaction volumes vs what the business claims. Demat and trading records: court order to Zerodha, Groww, or the depository (CDSL/NSDL). Someone claiming no income but actively trading. Mutual fund holdings: court order to CAMS or KFintech. Consolidated statement of every mutual fund investment. Form 26AS: court order to Income Tax Department. TDS across all income sources. Reveals employment, property transactions, bank interest they have not disclosed. Email metadata: court order to Google or Microsoft. Who emailed whom, when, from what IP address. Airline PNR records: court order to airlines. Proves travel that someone denies. Immigration entry-exit records: court order. Passport stamps prove international travel. Google Maps location history: court order to Google. Everywhere a person's phone has been. Insurance policies: court order to IIB (Insurance Information Bureau). Every policy a person holds. Contradicts claims of no assets if they have high-value term plans or property insurance. OBTAINABLE THROUGH RTI Land revenue records. Municipal property tax records. Building permissions. Water and electricity connections. DGFT import-export data. EPFO records (own records easily, third-party may need court order). The evidence is not hidden. It is just unread. Some of it is free and nobody checked. Some requires a court order but nobody knew what to ask for. AI reads what is available faster than any human can. And it tells you exactly what to ask the court to order because it has already found the gaps. Save this list. Use it on your next case. The lawyer on the other side almost certainly will not.

How to DELETE your digital footprint from the internet. Easy step-by-step. A thread;

FY2026-27 New Rules Decoded (Part 2) A new financial year, a new law, and these changes that affect your salary, investments, and taxes: Starting today. 👇🧵 Save these changes now, so you're prepared!

The Income Tax Act 1961 died today. 65 years. 819 sections. Gone. Here is everything that changed in your salary slip from today.

🚨A single mistake can freeze your entire PF It happened to Varun when he tried to withdraw ₹5 lakh. Here’s how to make sure it never happens to you 🧵👇 [Save it]

PAN Rules are changing from April 1, 2026 and most taxpayers are unprepared. 🚨 The era of "Instant PAN" using only Aadhaar is coming to an end. Starting next week, the process becomes stricter and more document-heavy. Here is everything you need to know. 🧵