Cameron Smith

I'm holding a free webinar on June 3rd, courtesy of the Financial Planning Association of Canada, on Financial Planning in the AI Era Registration is below Don't miss it #AI us02web.zoom.us/webinar/regist…

Mark Cuban said AI is reshaping work, and how you use it could make or break your career. The investor said workers who use AI to do their work without learning themselves will struggle. AI researchers have warned that overreliance tinybfs.com/t/go9JTg

Episode #55 is out now! Our guest this episode is @MarkMcGrathCFP — one of Canada's top voices on evidence-based personal finance and a returning guest from episode #12. Mark recently came out of semi-retirement to launch his own advice-only practice called Phynance which focuses on helping physicians with financial planning. He is also co-author of "Wealthier: The Investing Field Guide for Canadian Millennials." In this episode, Dave and Mark dive into all-in-one ETFs and why simplicity often beats last-mile portfolio optimization for the typical Canadian. They also discuss the renting vs. buying debate as Mark’s family has recently decided to sell their house and become renters. The conversation also explores the limits of the 4% rule, how safe withdrawal rates differ across countries, and whether retirees are more comfortable holding stocks today than they used to be. Along the way, Mark talks about calling out charlatans on Twitter and shares which personal finance opinions he has changed his mind on over the years. Whether you're a DIY investor, a homeowner weighing your options, or anyone trying to cut through the noise of online personal finance commentary, this episode is packed with practical, evidence-based perspective from one of Canada's most trusted financial voices. Tune in now on our website, YouTube, Apple Podcasts, Spotify and all other podcasting platforms.

@NickGibbsIAG @StevenBartlett @benjaminfelix Lol, if you actually debated Ben on financial topics I envision one of your parents running onto the field to call the game like in 6 year old little league when the game is 11-0. Go for it though.

I'm watching @StevenBartlett (Diary Of A CEO) and his interview with @Benjaminfelix. I cannot believe what I am hearing. As someone who wants to help people reach Financial Independence I'm absolutely livid by what I'm watching. I don't do reactionary videos. Not my style. But the more I'm listening to this the more I feel a fire burning and I need to do something to combat the horrible advise I am hearing. If @benjaminfelix would like to have a conversation/debate I'm happy to. But.. what I'm hearing is why the "Rich stay Rich" and the "Poor stay Poor". Stay tuned.....

@MarkMcGrathCFP @jasonpereira It was advisor in this case “these stocks have gone up a bunch because of the war. They should keep going up because of the war”.

@jasonpereira Honestly that's 99% of retail tho

Gotta love when people trashing EMH reveal they don’t even understand EMH

I read the whole Economic Update so you didn't have to. (I may have skimmed past the pretty pictures and fluff graphs tbh). I have deep dives coming within the next 24 hours on a few pieces based on what I see so far but here's what matters to my typical clients/followers. 👇🏾

After reading half a dozen news articles & the Prime Minister Site (CC @MarkJCarney) + the backgrounder - I have many questions about the "Canada Strong Fund". I'm asking as a Financial Planner who advises retail clients. Not a policy expert or economist. My questions so far👇🏾

The Canada Child Benefit Every income level. Every 1-4 child family possibility. (2025 tax year, monthly payments starting July 2026)

What's the difference between a Springing vs. Enduring POA? youtu.be/pRYV68kyjRA?si… via @YouTube

If something happens tomorrow, would your family actually be able to help step in and help - or would they hit a wall? There are 2 ways to name your power of attorneys - Springing and Enduring. The differences impact how they come into force and the timelines of how decisions can be made. What's the difference between a Springing vs. Enduring POA? youtu.be/pRYV68kyjRA?si… via @YouTube

Some 16.8% of Americans aged 12 or older—more than 48 million people—had a substance use disorder in 2024. The advantage financial professionals have in identifying problematic drug and alcohol use is their ability to see behavior i tinybfs.com/t/LXzSa7

Did anyone ask for this?

@MarkMcGrathCFP @myownadvisor The 1/10 must have a mortgage

@myownadvisor Don't you mean 9 in 10?

Me looking at my paystub: "wow, that's a lot of tax! I sure don't want to add any additional taxes unnecessarily!" Dividend investors looking at their paystub: "wow, that's a lot of tax! I'm now going to focus on building a portfolio that revolves around more taxable events!”

AI for Advisors by Jason Pereira fpcollective.ca/ai-for-advisor…

@jasonpereira That’s a lot, right?

Yeah, no chance he’s missing Masters week overseeing all that humanitarian disaster.

@CamSmithD Thanks for your tip, Cam!

@AaronHectorCFP Great call picking up a player. I started out by buying those records that were albums I had on CD and loved. It’s cool, there are some must haves… what I really like is buying albums that I didn’t previously listen to and find I listen to those 20x more.

Quick personal update I’m really excited about - so not finance related. We recently got a record player at home, and as a family we’ve been enjoying the more deliberate listening that this demands of you. It’s really a very different way of experiencing music compared to randomized lists on Spotify/wherever. We’ve decided that each Saturday one of us (me/wife/daughters) gets a turn. We’ll go to the record store and that person will get to choose a record. Ideally, they’ll choose something they think everyone will enjoy. Then we go home, sit down, and spend an hour together listening to the music. We’ll chat/read/games/etc as well during this time. The rule is to be open minded about the music selections of others. We thought this would sort of bring back some of the fun that we got to experience when we were younger going to blockbuster to walk down the isles and finally pick your movie. Mostly though, a bit more family time here is the real win! Any “must have” vinyls for family listening? Context: musically open-minded adults, daughters=preteen girls #swifites

I respect how at the 1:04 mark we can see the statue inspired by Kim Jung Il. Say what you want about his policies domestically and foreign, the man knows a dam good egotistical statue when he sees one.