Capital For Value

@RampCapitalLLC 💯 showing my kids all the music pre 2000

As a parent of young children you have a responsibility to feed them a steady diet of music made before 1999.

@jennyrozelle ❤️

Find a lawyer you actually enjoy working with. 
“Relationship” isn’t just a formality.

@ForemanTaxLaw Exactly! Plausible deniability, if it works for the wealthiest & most powerful, it works for me

@Capital4Value You can't lie if you don't know you're wrong

1. He has no clue if it's correct. 2. Wow $600. 3. Did... did he just run his tax return through AI?

@BlackLabelAdvsr Bro, the earth is flat. It's shaped like a dinner plate, that's why it looks round from space! duh... 😂

@WilliamMcCall_ This didn’t age well 😂

I genuinely cannot wait until Tommy Lloyd is North Carolina’s head coach.

@TimRodocker @MarketPalmer_ okay so they just act as a bookkeeping service + find tenants + minimal maintenance mgmt

@Capital4Value @MarketPalmer_ Yes, of course they manage the odd repair that comes up which is all pass through to the owner. But there really isn’t any work for a PM to do after the tenant is in place. Paying 10-15% a month of a $3-4k rent is bananas. For what? Depositing the check for you?

I asked my followers, "If you've owned rental properties, is the stress worth the return?" 95% of people said no.

@InvestorJared Great quote But you gotta learn how to crop phots on your phone

Wise words

@PeteThamel @jeffborzello This better be real news

Arizona coach Tommy Lloyd has agreed to a new deal with the school, he announced. Arizona’s new five-year deal with Lloyd will make him one of the five highest paid coaches in college basketball, per me and @jeffborzello.

@TimRodocker @MarketPalmer_ How do you keep the PM incentivized to care about your property. $65/mo basically means they will work 2 hours (max) on your property a month. Or else, they make zero.

@Capital4Value @MarketPalmer_ Never waste your time managing a rental home. I pay $65 a door to a manager to do it for me. I have to make about 5 decisions a year. If that…

@money_cruncher I am guessing that's because you have more professional help that *ideally* is professional enough not to take dumb tax risks...

IRS closed ~440k tax audits in 2024. Most of the audits are for people making $0-$50,000 Small businesses with lots of deductions, earned income tax credits, etc Audit risk generally goes down as your income goes up.

@Monkeybutt_ADV @ThinkAppraiser Wow... how much do you charge for your renovation services? Love the look!

@ThinkAppraiser Duct tape can fix anything.

How would you fix this?

@ironmikeluke Regardless of the outcome, this is the game of the year right here And I am insanely proud of the Wildcats!

What a day to be an Arizona Wildcat

If you are buying a business, and you are analyzing cash flow If a company takes bonus/179 depreciation You should normalize depreciation to it's economic life instead of showing the full basis Otherwise cash flows will be understated & really throw off your analysis

@ThinkAppraiser Can you send me a copy of your drivers license. The insurance company is asking...

@Capital4Value Just do the insurance hack

I took out a life insurance policy on my neighbor even though I don’t even know their name. I then used AI to create a fake newspaper and a fake obituary and sent that to the insurance company. Easiest way to get Rich quickly in 2026 Why aren’t more people doing this?

@AJamesMcCarthy Didn't realize theft was such a big reason why NASA loses so much money We need to get a hold on this ASAP!

My collection is growing

All approaches should be considered Generally the asset approach is the lowest value as it excludes any intangible value of the business With a going concern premise, and a profitable business that plans to be profitable in the future, the business should have intangible value above & beyond just the worth of the fixed assets

@Capital4Value How frequently do you see all of the different approaches to asset evaluation lineup at about the same number?

This is always an unsettling feeling in valuation The market & income approaches are close: Yay! But the cost approach is not much lower. and the company makes money every year. The Kicker: The owner upgrades equipment frequently.

You want a mix, tax wise with your investment accounts: Tax Free: Roth, HSA, 529, etc. Tax Deferred: Traditional accounts Taxable: Brokerage account But... you don't have to contribute to each, each year There are times throughout your life where one is better than the others Here's the framework I think through: - Pretax 401(k): use in your highest income earning years, think 32-37% - Roth 401(k): use in your lower income earning years, think 12-24% - mega backdoor Roth 401(k): use whenever you have the funds if you have maxed above - Roth IRA/backdoor Roth: use after maxing out above every year you can (sometimes it makes sense to do before maxing out above) - HSA: use and max out when you have an HSA eligible plan. Best of both worlds here with pre-tax deferral, tax free growth and use - Taxable: use the entire time to build liquidity and another place to pull from in the future - Cash balance plan: in very, very high earning years - Deferred comp: in last few years before retirement if you are a very high earner