CardNiti

11K posts

CardNiti

@CardNiti

Turn everyday spends into extraordinary rewards 💳 | Tips, hacks & strategies to maximize your credit card game ⚡ #SmartSpending #CardNiti

Katılım Temmuz 2025

353 Takip Edilen8.6K Takipçiler

Sabitlenmiş Tweet

CardNiti@CardNiti·10 Mar

You can’t stop devaluations, but you can plan your spends and extract value while it lasts. Load Amazon Pay with 10% cashback using Jupiter Edge+ Credit Card or whatever best option you have. Get LTF Jupiter Edge+ with 1 year Amazon Prime. Use coupon / referral code: LbGeTA 🔗 jptr.onelink.me/TOMp/15afa67127

CardNiti@CardNiti

Credit card devaluations aren't stopping anytime soon, the domino effect has clearly begun. What should you do right now ? 1. Extract value while you can Load Amazon Pay balance with cards giving ~10% cashback / best rewards. 2. Look at cards still strong (for now): - Equitas Selfe - PhonePe Select Black - Jupiter Edge+ - Kiwi + Neon - HSBC TravelOne 3. Don't rush big decisions Let the devaluation wave settle. Wait a month or so for reward revisions across cards, then make your move. For now: earn → burn → stay flexible.

English

20.9K

CardNiti@CardNiti·1h

@iambharat98 Loaded ones are amazon pay vouchers usable on other webs as well which allow amazon wallet. I don't buy ASV with this card as both are available with 10% cashback. In general, ASV for low value amazon orders.

English

Bharat Bhadoriya@iambharat98·2h

@CardNiti Where to spend amazon shopping vouchers, earlier we can pay from credit card and shopping voucher together but not now

English

CardNiti retweetledi

CardNiti@CardNiti·10 Mar

CardNiti@CardNiti

English

20.9K

CardNiti@CardNiti·1h

@imYadav31 @creditkeeda Food section is there on PVR app / web, gift cards are usable multiple times. Add gift cards in woohoo app for easy access. Got gift cards on flipkart at 20% off + 5% w supercoins + 10% jupiter edge+.

English

Gajender Yadav@imYadav31·8h

@CardNiti @creditkeeda Pvr vouchers used on app ??? How?

English

131

Creditkeeda@creditkeeda·12h

When the IndusInd EazyDiner Signature Card got devalued and the fee was increased, I closed it as the fee didn’t justify the benefits I could actually extract. Switched to the LTF IndusInd EazyDiner Platinum Credit Card instead, which fits my use case much better. Now using it at PVR INOX for dining and getting a straight 20% saving. Solid value for a lifetime free card 🔥 If it fits your use case, you can apply here 👇 bitli.in/2jmoMoj

English

2.1K

CardNiti@CardNiti·9h

@subbu881999 Payment gateway MCC for Amazon gift cards isn’t 5947 as of now, so this may continue. There are also some workarounds.

English

NVS Kalyan Kumar@subbu881999·9h

@CardNiti Just a heads up — with the new terms from March 21, GV purchases won’t earn 10% cashback on Jupiter Edge+.

English

CardNiti@CardNiti·11h

@creditkeeda Using it regularly, acts like a wallet, multi-use, not sure about staff as I order on app and pick.

English

192

Creditkeeda@creditkeeda·11h

@CardNiti I know. I have used it in the past, but using it is a hassle. Most staff don't know how to redeem it, it can't be used like a wallet, and it is for one-time use.

English

153

CardNiti retweetledi

Yash Sartanpara@SartanparaYash·13h

Hey Anime and Movie Fans 🫶🏻 TimesPrime is back with new offerings at just ₹1 using select Visa Signature cards. 🍱 NEW: The Anime Era is Here! Dive into the world of Jujutsu Kaisen, One Piece, and 900+ titles. Times Prime members now get: Crunchyroll Premium: 2 Months of ad-free, high-definition anime streaming. Simulcasts: Watch new episodes shortly after they air in Japan! 🍿 Cinema Savings Like Never Before Heading to the theaters to watch Dhurandhar? Don’t pay full price at PVR INOX: Save flat ₹300 using the Times Prime stacked deal: 1️⃣ Claim ₹100 voucher on the Times Prime app. 2️⃣ Use the B1G1 code at checkout for a free ticket (up to ₹200 off). Join now at - 🔗 timesprime.com/visa-offer Inside the membership: 🍥 Crunchyroll · 2 months 🎟️ B1G1 Free + ₹100 voucher → Flat ₹300 off at PVR 🎧 Spotify Premium · 4 months 🎬 SonyLIV · 6 months 📺 Watcho · 6 months (ZEE5 / Sun NXT & 12) 🚘 Uber One + ride benefits ☕ Starbucks size upgrade 🍼 Firstcry club membership - 3 months 🥛 Country delight membership - 1 month And Many more perks Some cards that are working : ✅ HDFC Regalia/Gold, Tata neu Infinity/Plus, Millenia ✅ HSBC Live+ ✅ Axis Cashback, Ace, Atlas, IOCL Premium ✅ Sbi Irctc, Prime, Elite ✅ Kotak Zen, Kotak Air+ ✅ Scapia, OneCard ✅ IndusInd Legend, Tiger ⚠️ Don't forget to disable Auto renewal / Autopay

English

3.1K

CardNiti retweetledi

Gabbar@GabbbarSingh·14h

If you’re going for Dhurandhar again… or even for the first time, don’t book blindly. There’s a smarter way to do it. If you’ve got a Visa Signature card, this is already available to you — Watch Dhurandhar. Save ₹300. Unlock 20+ benefits. All with one card. Visa Signature cardholders get — 🎁 Times Prime membership for ₹1 Inside it: 🎟️ B1G1 Free + ₹100 voucher → Flat ₹300 off at PVR 🎧 Spotify Premium · 4 months 🎬 SonyLIV · 6 months 🍥 Crunchyroll · 2 months 📺 Watcho · 6 months (ZEE5 / Sun NXT & 12) 🚘 Uber One + ride benefits 🏥 Apollo 24/7 · 6 months 🛒 Flipkart Flights 🏨 Hotel savings ➕ 20+ more benefits Your card was always this powerful. Most people just never use it. 👉 timesprime.com/visa-offer New activations only. #collab

English

438

111.7K

CardNiti@CardNiti·21h

@priyam_seth Yep great, delivered for few.

English

193

Priyam Seth@priyam_seth·21h

@CardNiti I was fortunate enough to get the item delivered before cancellation.

English

218

CardNiti@CardNiti·21h

Got an update from CRED - Giva gift cards have been cancelled and refunds are being processed to the source. They have issued a coupon code of the same value, but it's not working on most products (at least from what I tried). Transactions are cancelled, but some made ₹200 per GV, while others lost ₹200 per GV… iykyk 😄

CardNiti@CardNiti

So… loot reversed for everyone or just me ? 😎🔄🫵 #LootReversed

English

6.4K

CardNiti@CardNiti·21h

@n_sujnan This isn't a gift card, just a coupon code.

English

214

Sujnan@n_sujnan·21h

@CardNiti On CRED whatsapp they shared only gift card number and PIN wasn't shared... How to redeem it?

English

236

CardNiti@CardNiti·21h

@bethalaluka Yess but hard to even track record... People sold / bought from Multiple people.

English

464

LUK@@bethalaluka·21h

@CardNiti Loyal users will refund money 🤑

English

421

CardNiti@CardNiti·21h

@creditkeeda Did the same once, they said it depends on the home branch response - never worked. All the best 🤞

English

135

Creditkeeda@creditkeeda·21h

@CardNiti I think we followed 2. They made us write a letter on plain white paper, but the account is still frozen.

English

169

Creditkeeda@creditkeeda·22h

KYC / Re-KYC is such a hassle sometimes. Wife’s PNB account got frozen due to pending re-KYC. We visited a nearby branch, but they said it can only be done at the home branch. They took the documents and said they’ll send it. It’s been a week, and the account is still frozen. Customer support just says visit the branch again. Not sure where all the Digital India talk fits in here.

English

8.3K

CardNiti retweetledi

Pranay@PranaySuhasMund·21h

Got HSBC TravelOne in unserviceable area. My journey process 👇 Visited relative in serviceable location (Pune) and applied → got it delivered → scheduled courier pickup back. Most straightforward & guaranteed way. While filling form: • 2 address needed – Permanent (Aadhaar, can be non-serviceable) & Current (relative address) • Current address has to be in serviceable location. • Can't change delivery to permanent later. VKYC: • Asked about both addresses • Must be done from same serviceable location (they verify it) Approval insight: • <4 enquiries in last 6 months (incl. HSBC) • Good CIBIL needed • T1 seems available for self-employed now Courier: HSBC took 6 + Delhivery took 6 days (slow). Any better pickup courier? I took T1 bcz: Wide transfer partners. Not expecting much due to hopper rates. Let’s see. Went for T1 over Scapia. Take cards basis your need, not offers/bank push.(No referral) @CardNiti this was the other way I was trying.. Also u may apply via paisabazaar and banbazaar as @iSatishAgarwal informed. Happy gudi padwa!! #ccgeeks #T1 #Hopper #HSBC

English

18.9K

CardNiti@CardNiti·21h

@creditkeeda That's really inconvenient, my home branch change request, through a similar process, was never fulfilled. Maybe a local branch with a biometric KYC setup can help.

English

116

Creditkeeda@creditkeeda·22h

@CardNiti They mentioned KYC can be done at any branch, but when the account is frozen, only the home branch can unfreeze it.

English

342

CardNiti@CardNiti·23h

@taditdash Abi aane do aur, fir dekhte hai 😄

हिन्दी

136

Tadit Dash@taditdash·23h

@CardNiti Which Taj are you planning?

English

152

CardNiti@CardNiti·23h

Priority support is the best thing that comes with Jupiter Aurora DC. Dec referral issue resolved with 5000 jewels + ₹10k Taj voucher (short expiry) Extended validity by reloading ₹1000 via Axis Atlas. Being in a community really helps as small insights compound. Thanks to @imYadav31 (campaign-wise referral visibility) and @ccg33k (validity extension posts).

CardNiti@CardNiti

Jupiter Aurora DC comes with priority support, and so far it is been quite good - let's see how it goes. I called them yesterday after noticing the AMC showed ₹1999 + GST during application but ₹4999 + GST in the FAQs. The issue was resolved within 10 minutes, with confirmation that the AMC is indeed ₹1999 + GST. Raised another query today regarding refer & earn.

English

5.1K

CardNiti@CardNiti·23h

@bethalaluka @PineLabs @woohoogifting Yep, same issue.

English

168

LUK@@bethalaluka·23h

@CardNiti It is not showing any order history. And asking name, pincode now as a new registration? @PineLabs @woohoogifting please solve the issue

English

200

CardNiti@CardNiti·23h

If you’re managing gift cards on Woohoo, don’t update to the latest version.

CardNiti@CardNiti

Losing a ₹10K Taj GV to expiry hurts 🥲 Easy fix: Add all vouchers to the Woohoo app. One place, easy recall whenever you're checking or planning to use any voucher.

English

2.9K

CardNiti@CardNiti·23h

@_djsuvan_ Yes credited as jewels instantly & redeemable after 15 days, I prefer cash but conversion also possible.

English

Suvan Dural Jha@_djsuvan_·23h

@CardNiti Is cashback credited as jewels like Edge Plus? If I can convert this to Maharaja Club points will look a lot more interesting

English

CardNiti@CardNiti·16 Oca

💳 Jupiter Aurora DC 🤔 Would you apply at a joining fee of ₹10k + GST and renewal of ₹5k + GST ? 🔹Milestone based Taj GV is the key highlight. - ₹10k Taj GV on ₹2L spends in 6 months - ₹15k Taj GV on ₹4L spends in 12 months 🔹5% cashback up to ₹1k per month Valid on tnx above ₹2k, with a cap of ₹250 CB per tnx. 🔹District movie tickets B1G1 up to ₹300, once per month 🔹GV cashback offers on Jupiter app aren't great - Just 4% on Uber, Swiggy & similar - 1.25% on Amazon & Flipkart ❗If they allow stacking of 5% DC CB with these, there could be some sweet spots. Rest of the benefits aren't much to talk about. ⚠️ Exclusions not mentioned yet, but expect them.

English

14.8K

Keşfet

@iambharat98 @imYadav31 @creditkeeda @subbu881999 @priyam_seth @n_sujnan @bethalaluka @elonmusk