Akash

Amex Platinum Travel – Devaluation with a silver lining. 😉 There are few upsides for ccgeeks as well, and some new #iykyk stuff too ! 1️⃣ Fee waiver opportunity (for RECENT / NEW cards only) If you’ve recently received the Platinum Travel by flipping another Amex card, you can reach out to Amex support and request a fee waiver citing the devaluation. 👉 Fee waivers are being accepted via chat (AFTER fee has been charged) 👉 There is high probability of also receiving the welcome benefit, though there’s no official confirmation yet but that's just a bonus if it works. (10K MR points) 2️⃣ Extra Milestone math (if timed right) Complete your ₹4L milestone before 9th March → You’ll receive 40K MR points + Taj voucher (as per current structure). BUT Post 9th March, if you spend an additional ₹3L → You unlock 22,500 MR points at the ₹7L milestone. Given this is peak tax payment time, you can chose this to pay your taxes and earn some reward points if you don't have better cards. Customer Care has confirmed this several times now. 3️⃣ Shopwise - Recent Upgrade from Gyftr. Amazon Pay & Amazon Shopping vouchers are limited to 10K each per account, where other GV's are uncapped. You can get Amazon Pay & Amazon shopping voucher unlimited too by using different phone numbers. ( This 'feature' wasn't available in gyftr, the order used to fail if you used same card on different account ) So if you have 4 phone numbers in household, you can buy 40K ASV + 40K Amazon Pay, don't even need addons as of now. 😉 _____________________________________________________________________ In effect, with the right timing, the card can still deliver strong value despite the upcoming “devaluation” given the card is free for recent takers and unlocks a new milestone which works a revaluation for some people. As always: ✔️ Verify details with Amex support individually (helps in claims if they don't deliver as per current commitments). ✔️ Do not overspend & do your own research before taking any action. ✔️ Found it helpful ? Share with your friends who have Platinum Travel or recently got it in upgrades offers.

@goelv @VoyageBliss Availability will come in later, this is possible options you have as of now as per my understanding and experience

@ccg33k @VoyageBliss Impressive. How is this powered ? Does it do a real time fetch for availability or does it serve from cached data?

Some super cool stuff being built by @VoyageBliss 🤯

Hey, HDFC Rewards DC folks, can you please check and confirm? Q: @LakshitArneja

@SartanparaYash @VoyageBliss lol don't ask. (not my phone)

@ccg33k @VoyageBliss Why are you getting gold alerts

@goelv @VoyageBliss wa tg both

@ccg33k @VoyageBliss Is that telegram or whatsapp?

@ddrulz007 nice ! that's good news.

@ccg33k Kyc pending

HSBC TravelOne is now available for self employed folks !! 😍 Anyone got lucky with their application?

@iPragatiJain aaj hi.

@ccg33k Ye kab hua ?

@deebayleaf Thank you for saying this... much needed reality check. UPI rocks. #ccgeeks: 🤫

The era of credit cards in India is over. There are no real perks or benefits anymore. The Airtel Axis card is useless now, and overall, Axis and ICICI have been heavily devalued. SBI's service is among the worst, and Amex is hardly accepted anywhere in India. Don’t get carried away by the posts and tweets from the credit card community.

SmartBuy Gyftr is currently allowing purchase of Amazon Pay Vouchers and Amazon Shopping Vouchers up to ₹20,000 each. (Flipkart is still capped at ₹10K). You can buy additional 20K vouchers for each add-ons using their own SmartBuy accounts. 😉

@LiveFromALounge hahaha.. I had a feeling it was something to do with him.

@ccg33k In your dms

@ccg33k jaago kisi ne Gold discover kiya hai. Real game.

@VoyageBliss Meanwhile Tata cliq smoking 🌿 with that gold deal notification. 😂

@RushilM_ @iamabdulkadirl @pointperkspicks @cards_wizard @jassneetsingha @man1sh_golcha m4b ofcourse. no brainer. accumulate in aep months, from all gv portals / amazon directly.

@iamabdulkadirl @pointperkspicks @cards_wizard @jassneetsingha I don’t have M4B and don’t know the specifics, but I think it might be the better option of the two. @ccg33k @man1sh_golcha - looping in the M4B experts here.

What should be my default way to get APay now with EPM no longer giving points. Regalia Gold (when transferred to Accor) or M4B (non AEP months)? #ccgeeks thank you 🙏🏽 @pointperkspicks @cards_wizard @RushilM_ @jassneetsingha

@sonuyos lol, banks don't like people with high exposure aka ccg.....

@sonuyos well.. first try and let us know...

You can apply here : accountopening.hsbc.co.in/credit-cards/#…

🚨IDFC First Bank Devaluation ! Government Payments, Education, Jewellery and Gift Vouchers (GVs) moves from Base Category to Excluded Category ! Earlier these categories would fetch base rewards of 3% Points + Milestone Rewards, but now they will receive 0.5% points. Notice sent out for Club Vistara Card, but expecting to receive it for all cards.

@amit_i_am lol. you got refund too ? congrats.. debit happens 2 -3 days later... kar lenge - don't use

@ccg33k "PS : Two days later they're yet to debit my wallet balance, I have reminded them." When did they debit your wallet?

Good folks at Big Basket have refunded full amount to bank account after escalating and trying to explain them the situation. Initially the customer care flatly refused, but the escalation desk agreed. If you're stuck with large balance from BEFORE the devaluation kicked in (10 Feb), you can try to request refund. PS : Two days later they're yet to debit my wallet balance, I have reminded them. They're still my second favourite choice for my grocery shopping.