Mike Carmical

@dom_lucre I bet that thing smells like hell after getting run thru by 39 guys a day. 🤮

🔥🚨JUST IN: OF Star Lily Phillips boyfriend Sam revealed himself and opened up to the world about how his girlfriend’s gangbangs impact their life. Phillips stresses that her boyfriend is not a c*ckold but he brings her chocolates and gifts after long days of filming. Sam says he never gets jealous because ‘she comes home to me at the end of the day’ and he sees how much hard work goes into her profession.

@valerijatrades1 Thanks! I still have a small account, but one day, this will be my retirement income.

@CarmicalMike Nice! Sounds like you are doing just as well!

What a week in the markets! Options profits this week are $1830. Haven’t had an assignment in months but I definitely did get a lot of shares called away this week. Portfolio is currently at the year high and will be loaded with cash for next week. I think the market is getting a little over heated so I am happy sitting in cash and waiting for opportunities. One week at a time 😊

@HedgeFundFomo You said it was “on you” when you paid the bill and instead used his money to buy dinner? Great ethics.

Had dinner with a client last night He has $9.3 million invested with me Great meal and fun conversation At the end, the bill comes $350 I reach for it "This one's on me," I told him He thanked me and we went our separate ways The next day, he called to complain that I had taken the $350 from his investment account to pay for our meal I countered, explaining that his funds are at my discretion, and I thought the $350 was a good investment for him (a nice dinner will motivate me to manage his money better) He disagreed and hung up on me Who's in the right?

@AtwinGracie2002 Perfection. Good lord

a bikini and an oversize hoodie and an aimless drive is all i need in this world

@visegrad24 Is she a Chavista? If so, their days are numbered.

🇻🇪 Miss Venezuela 2025, Andrea del Val violently assaulted in her hotel room at the Cannes Film Festival Her celebrity stylist, 33-year-old Giovanni Laguna, was arrested at the scene after other guests reported hearing shouting and sounds of a violent struggle. Del Val recorded a disturbing video on her phone showing her face covered in blood, the room in complete disarray, and Laguna sitting in the corner. In the clip, she says in Spanish: “Look, this is what Giovanni Laguna did. Congratulations, Giovanni… I wanted you to show who you really are.”

@hxxntrr Credit

F*ck paying $149/month for credit repair. AI does the entire thing in 5 minutes Disputes. Letters. Legal codes. Bureau addresses. Settlement scripts. For free. Credit repair companies have been billing Americans $4 billion a year to copy-paste templates a robot does for free now.... Like + RT + comment "credit" and i'll send it to you (must be following)

@Kristinartz Shoot em. Problem Solved

My neigbour's wife keeps bringing different men in and out of the house while her husband is at work. What should I do?🤔🤔

@clintoptions Its a former spac and too many shorts and the app is great but the company is kinda trash. I don’t see it going up anytime soon.

I went long on $BULL for earnings. Say a prayer

@valerijatrades1 Nice job. I love your posts showing the stocks you are selling cc. This is my plan when I retire. It amazes me sooo many people have no clue how this works. Now sell a put to get them back! 😉

Looks like tomorrow my $CIFR shares will finally get called away. Its been a great ride and a fantastic trade, one of my best ones this year. I wont roll this position as it doesn’t make sense finically, but I will look for another opportunity on a dip to get back in if possible😊

@ionfwnuin These posts are pure fiction. This app sucks. Its all BS now, but people on here just believing it all. Idiots

bitch done lost her damn mind

@Anna333545 @BlackEdgeFund Cool Anna where in Europe are you located? What country?

@CarmicalMike @BlackEdgeFund I strongly agree with this direction! AI and chips are long-term themes, and lithium, a key raw material, is indeed worth waiting for at the bottom of the cycle. It seems we are quite aligned in our views on the opportunities ahead.

A caller asks Dave Ramsey what to do with required minimum distributions from his 401k that he doesn't need. His gut tells him to invest in gold. Dave's response is immediate and emphatic: "No, no, no, no, we don't put anything in gold." His reasoning starts with the math. "Gold is much more volatile. If you look at the price of gold on a chart, it's way up and way down, much more than the stock market is. It is a lot riskier, and it does not yield a good net return; the average annual rate of return on gold sucks." But Dave doesn't stop at performance. He wants to explain "why" gold underperforms. And this is where the conversation gets interesting. "Gold is a commodity; it's a rock that is yellow." He explains that commodities, whether barrels of oil, precious metals, or corn, are all traded 100% based on people's perception of shortage. If the perception is that there's too much of it, the price goes down. Compare that to a real investment: "An investment that creates revenue is a company that's running and making a profit, like Home Depot, Microsoft, or Apple. Their stock goes up because they are creating revenue. Gold, corn, and oil do not create revenue; they only trade based on scarcity and the psychology of the marketplace, greed and fear." In other words, when gold prices rise, the gold itself hasn't become more valuable. Dave puts it plainly: "If a whole bunch of people rush towards gold, it creates a shortage and the price goes up, but the gold did not become more valuable, just more people were chasing fewer bars." He extends the logic to income-producing real estate, which is priced based on the income it creates, not because it's a "golden rock." And he takes a swipe at diamonds while he's at it: "Diamonds are not necessarily a girl's best friend; that is a marketing slogan. Diamonds do not go up in value; there is no actual investment return on them." Then Dave addresses the headlines designed to scare people into gold, stories about the dollar being threatened by China, Russia, or Brazil: "You can't run to gold because there is nothing magical about it." His geopolitical take is sharp: "While Russia and Brazil are large landmasses, they are not large economies. Texas has a larger gross domestic production than Brazil; Texas is a bigger economy. These countries are going to have to do business with the '800-pound gorilla,' and we do business in dollars, so they are still going to be at our mercy." His advice to the caller? Pull the required distribution out of the 401k as the law demands, and move it into good mutual funds in the process.

@Anna333545 @BlackEdgeFund Tech- AI and computer chips. Raw materials - Lithium

@CarmicalMike @BlackEdgeFund Which sectors do you plan to focus on next?

@vedasatura Save yourself some trouble next time this happens. Don’t loan people or “friends” money. Give them what you can afford to give and tell them its a gift and they don’t have to pay it back.Then its not weird when you see each other or possibly stay friends. Everyone can move on.

a “friend” of mine at the time needed rent money i didn’t even have the money myself but look it’s not about the money i just feel disrespected this the perfect example of i try to be a good friend and i get taken advantage of no communication i have had to beg for a whole year

@BreadWinneh You can do it. I just brought mine back from death to over $1k

Fuck. I just lost everything.

@BlackEdgeFund Good advice. Keep saving in the roth too. The earlier the better. The goal is to retire early. Formulate a plan and stick too it.

Dave Ramsey to a 17-year-old with $5K invested and $1,500/month income: "Don't get too fancy." Sterling called into The Ramsey Show with what sounds like a dream problem for a teenager. He's 17. He owns a $1,000 car outright. He has $5,000 in a Roth IRA and is contributing $500 a month. He makes around $1,500 a month working as an HVAC cleaner while finishing high school full-time. His college tuition is already covered because his dad works at a university. His question: Should he open an index fund and start investing more aggressively, or save up for a house? Dave's answer pushed back against the instinct most young investors have, which is to maximize every dollar into the market as early as possible. "I would not try to get too fancy. I'm just going to park it as an insurance policy to make sure that if something goes sideways on the free part of the college, you can still finish." His reasoning came down to protecting the bigger asset, which isn't the portfolio. It's Sterling himself: "It's more important for you as especially sharp and as much of an ambition and much of a go-getter as you are to complete school and to complete it debt-free. That is more valuable than any amount of money you will ever make on a mutual fund in terms of the actual math. In other words, you will be more valuable by many times more than this money will make in a mutual fund." The investment, Dave said, was his secondary concern. The primary concern was making sure Sterling had a backup if the free tuition fell through. Worst case if it does? "You have, I don't know, 30 or 40 or $50,000 when you graduate. Oh, darn." Jade Warshaw built on the point with something young investors rarely hear: "Between 17 and 22 years old, there's a lot of transition. There's a lot of change. You have no clue kind of what life is going to bring you. And so, you're not going to not become wealthy if you start really kind of hardcore investing at 22 versus 17 if that makes sense." Her case for keeping cash accessible was practical. Moving for a job. Buying a ring. Covering the gap between graduation and a first paycheck. Liquidity buys optionality in the years where your life shape is still forming. The synthesis from both hosts: Investing early matters, but not at the expense of the runway you need to make good decisions in your highest-transition years. Once life settles after college, then go hardcore.

@Saltygorilla1 @ceraliza Its good copy pasta. Best with the red sauce.

@ceraliza I've seen this copy pasta post. Probably five times now

@yonann We don’t have all the info and the assumptions here are dumb. There are a million variables to consider. It can go both ways, they can turn it into a profitable business or keep doing the same thing and it fails. We live in the age of stupid.

Dave Ramsey tells a couple to hand back the keys after they paid $500K for the appliance repair shop where her husband worked for 20 years Caller: "My husband fixed appliances at this company for 20 years, so we trusted the owner and paid $500K to buy it before finding out it barely makes any profit" Dave: "HOLY MOLY. You paid $500,000 for a business that doesn’t make a profit. That’s why he’s fixing dishwashers. Yeah, you got screwed" "Call the former owner and tell him to come get it. Come pick up the keys buddy, I’m done. Screw this, you got hammered"

@teachthemx3 This is why college is a joke, does little to nothing to prepare people for the real world.Why do we still have student levels?Senior of what?How about competency levels instead. You can’t get to the next level until you show proficient competency in the level that you’re in.

I have a senior on my roster who hasn’t attended my class a single day this semester. She showed up today for the first time. We have 7 days left before grades are finalized for seniors. My administrator just asked me to see what I can do to help her graduate. In case anyone here is a new follower, this is why I’m leaving public education.