CcFinDaily

Still solid otherwise: Premium metal card ✅ 1% forex markup ✅ 10 RP/₹150 spent (1 RP = ₹0.40 on travel) ✅ Lounge access + ₹25K trip cancel cover ✅ Redeem RPs on any online buy ✅ RP cap = your credit limit/cycle Worth it for movie buffs? #CreditCards #IDFCFirst #Rewards

IDFC FIRST Ashva CC Major Update! (Effective 18 June 2026) 🚨 Biggest Change: BOGO movie tickets now need ₹20K spends in the previous calendar month. Ex: For Aug '26 movies, spend ₹20K+ in July '26. 🍿

HDFC quietly dropped a gem in their reward portal: View transaction-wise reward points for credit card! 👀 Path: Rewards portal → My Rewards → View History → Transaction-wise Bonus: Shows MCC per spend—track what earns points (and what doesn't). 🔍 #CreditCards #ccgeeks #hdfc

@luxe_explorer @IamSathish_Ind Atlas to Jal 1:2 Jal to accor 10000:4000 Accor 1 = Rs 2 so 1 Atlas = Rs 1.6 if used on accor Its even better with the current EURINR fx rate

@IamSathish_Ind How?

🚨 Axis ATLAS → Accor is STILL ALIVE 🔥🏨 Even after direct Accor transfers were discontinued ❌, there’s still a powerful workaround with the 50% bonus👇 ✈️ Route: ATLAS ➡️ KrisFlyer ➡️ Accor ALL 📌 Conversion Math: • ATLAS → KrisFlyer = 1:2 • KrisFlyer → Accor = 3:1 (with bonus) ➡️ Effective Ratio = 3 ATLAS : 2 Accor Points 💎 🏨 1 Accor point = ~₹2 fixed hotel value So: ✨ 3 ATLAS points = ~₹4 Accor value That’s effectively ~₹1.33 per ATLAS point 💰🔥 For people sitting on huge ATLAS balances, this is still one of the BEST hotel redemption routes available right now. Indirect transfers > No transfers 😏✈️🏨 #Accor

Woohoo has swiggy Instamart vouchers at 15% off! Each Rs 100 voucher at 85 Max 10 can be bought in a single transaction #swiggy #ccgeeks

@AmazingCreditC Hsbc RuPay Cashback and RuPay Platinum are jcb, any other too?

🌏💳 RuPay JCB cashback offer on international spends might be back very soon. If you have international trips planned and already hold a RuPay JCB card, this is definitely something to look forward to.

Comment which new vouchers you think are most useful

SmartBuy just got INSANELY stronger! 🚀 Exploding voucher options = ENDLESS ways to CRUSH rewards beyond Gyftr. Who's optimizing?? 💥💰

Woohoo! HDFC SmartBuy just added Woohoo as a voucher partner alongside Gyftr. More rewards options incoming! 🚀 #HDFCSmartBuy #Rewards #ccgeek #ccgeeks #infinia #dcbmetal

@FinPaal @PranayCC Add insurance comparison too

SBI Cashback ≠ PhonePe Select Black Got your PhonePe Select Black Card? Thinking it’s almost same as SBI Cashback Card? Here’s what you should know 👇 Rewards Cycle PhonePe → Calendar month SBI CB → Statement cycle Rewards redemption PhonePe → Points (convert to statement credit via call/mail: customercare@sbicard.com) SBI CB → Direct cashback to card MCC advantage PhonePe → Gift cards & jewelry NOT excluded ✅ Hassle free experience on CRED. Milestone benefit ₹5L spend → ₹5K Yatra voucher Lounge access PhonePe → 4 domestic/year SBI CB → No lounge Bottom line: SBI CB = Simple cashback PhonePe = Needs effort, but can give extra value 👍

@CreditCardsInd 10% cashback on gold coin too?

HDFC Tata Neu Credit Card is First Year Free Save up to 10% on every purchase with Tata Neu HDFC Bank Credit Card! Apply now and unlock incredible rewards on bill payments, travel, electronics, groceries, and airport lounge access. Apply Now with Zero Joining Fee at tatadigital.com/v2/finance/cre… or use my referral code :- RAVI951

@NIKHILLJHA How does it compare to policies from other issuers?

🚨Differenece b/w HDFC Ergo Optima Secure and Optima Secure+ Optima sucure+ has 1. Unlimited restoration(inbuilt) 2. 100% bonus each year without any cap(Inbuilt) 3. No claim discount Optima Secure+ is a vastly improved version of Optima Secure Here are the key differences b/w the two products 👇

@prashantnhn Its not that bad for some other countries

🚨5X rewards… but at 6X cost? This SmartBuy partner is a trap. So I spotted a new SmartBuy 5X partner on my HDFC Infinia Credit Card and naturally, got a bit excited. Decided to test it out by booking a cab through the partner. That excitement didn’t last long. The moment I saw the pricing, it was a reality check. Here’s a quick example I tried: 📍From: The Leela Palace New Delhi 📍To: Indira Gandhi International Airport Terminal 3 📆Date & Time: 7th May, 11:45 AM For the exact same route and timing, the partner (Drivado) was quoting ~₹1950 for a basic sedan (Dzire/Etios/Amaze category). Out of curiosity, I checked Uber for the same ride and got: 〰️A similar sedan for ~₹325 〰️Even a compact SUV on Uber Black for ₹900 which is 60% less 🤯. Conclusion: This is a classic case of “5X rewards, but 6X pricing.” The math simply doesn’t add up. You’re overpaying upfront just to feel good about the multiplier. Personally, I’d avoid this partner unless pricing becomes competitive or they introduce meaningful discounts.

@CreditCardsInd @PranayCC No more easy points on meds, end of an era

‼️ HDFC Users Alert👇 PharmEasy has been completely removed from the PayZapp app (and SmartBuy). The era of up to 10X reward points (and massive ~40-50% effective savings on medicines) is gone for now. 💊📉 #HDFC #PayZapp #SmartBuy #CreditCards #Devaluation

@cardinsider This offer combined with magnify bonus transfer offer is even stronger

✈️ Up to 50% Bonus Maharaja Points 🔁 On Spending + Point Conversions 🎯 100+ Partners Included 💰 Up to 2 Lakh Bonus Points per Partner But here’s the catch 👇 ❌ Axis Bank & HSBC Cards Not Eligible Valid till 31 May 2026 ⏳ cardinsider.com/blog/air-india…

@ankitdewan @MyIndusIndBank 😁

I want to have what @MyIndusIndBank is smoking!

@CreditCardsInd copycat icici

‼️ ICICI Bank account holders - Another love letter coming directly to your email 📧👇 #ccgeek #ccgeeks

@CardMavenIn Amazon Fresh gv is highly underrated

Always load Amazon Fresh GVs into the wallet before placing any order. You can always use them for Amazon Now/Fresh if it does not work for what you want. Thank me later.

@avrge_consumer HDFC tata beu infinity

Hi #ccgeeks Which card is true companion of SBI cashback card. Like SBI CB is for all online purchases, what is there for all offline purchase (assuming no targeted bank offer going on). What is the default choice. Not premium cards, not Atlas, anything under 5k annual fee

@cards_wizard What is the tax?

This is what you get in 64,000 amex points - The seen: 5+ hrs in Business cabin The unseen: superior on ground experience! And availability is generally not an issue!