Cedral Advisory

New research from Cedral Advisory. Stablecoins & Crypto Payments: A Practical Guide for SMBs and Enterprises. The global payments system is still running on infrastructure built for a different era. SWIFT transfers take 3 to 5 days. Credit card processors take 2 to 4% on every transaction. Wire fees run $25 to $50 a transfer. Stablecoins solve all of this. Right now. Today. What the report covers: Why the GENIUS Act and the SEC’s new token taxonomy change everything for businesses. A full transaction cost comparison: credit cards vs. SWIFT vs. USDC on Base vs. Solana. How a retailer processing $10M/year saves $200K–$300K switching to stablecoin payments. Visa, Mastercard, BlackRock, Stripe — what they’re building and what it means for SMBs. Step-by-step setup guide for a US business to start accepting USDC today. The honest risks section — irreversibility, issuer risk, yield uncertainty under CLARITY. The businesses building this capability in 2026 will be the preferred partners of enterprise buyers in 2028. The ones that wait will be catching up. Full report link: cedraladvisory.com/stablecoins-cr… #Stablecoins #Crypto #Payments #SMB #CedralAdvisory @CedralAdvisory @solana @coinbase @CoinDesk @TheBlockCo

Cedral Advisory Daily: April 1, 2026 cedraladvisory.com/cedral-advisor… $BTC $ETH $SOL #markets #crypto #iran @CedralAdvisory

Q2 2026 opens green for crypto. $BTC $68,497 +2.66% $ETH $2,129 +3.49% $SOL $83.30 +2.86% The catalyst: Trump said the US would be finished with the Iran war within two to three weeks. Risk assets responded immediately. ETF flows flipped positive, BTC spot ETFs recorded $118M in net inflows on March 31, ending a brutal streak of outflows. Here's what makes today interesting: Prices are up. Sentiment is not. The Fear & Greed Index sits at 8, Extreme Fear, the lowest reading since October 2023. Price rising while sentiment stays floored is a classic divergence worth watching. FOMC Minutes drop April 8th at 2:00 PM ET. The March meeting notes will show how seriously the Fed is taking the inflation revision. Dovish tone = crypto bid. Hawkish hold = back to pressure. $BTC resistance at $70,200 is the level that matters this week. Clean break above opens $72,800. Failure to hold $67,500 puts Q1 lows back in play. Q2 is historically crypto's strongest quarter. The setup is there. The macro confirmation is not.. yet. Not financial advice. #Bitcoin #Crypto #Q2 #CedralAdvisory

If you’re a fintech or bank not paying attention to stablecoins, you’re toast. The signals are everywhere: • Supply > $300B (from <$30B in 2020) • Regulatory clarity (GENIUS Act) unlocking institutional adoption • SoFi, JPM, Visa, Mastercard, Fiserv are all moving in And usage is exploding: • $226B in B2B payments (+733% YoY) • $4.5B in card spend (+673% YoY)

@fintechfrank Couldn’t agree more. Taking it even further, we just wrote a report about the importance of Stablecoins for SMBs and enterprises. Check it out: cedraladvisory.com/stablecoins-cr…

Crypto market open — March 31, 2026 $BTC $66,761 -1.70% $ETH $2,057 -0.78% $SOL $80.92 -4.31% $XRP $1.32 -2.44% $ADA $0.2418 -3.45% $DOGE $0.09 -2.51% Q1 2026 closes in the red. BTC is down ~47% from its October ATH of $126K. ETH, SOL, ADA, and XRP have all shed between 60% and 72% from their cycle highs. Today's BTC Fear & Greed Index: 11 — the second-most extreme fear reading in 18 months. A few things worth noting: BTC and ETH are showing the smallest declines today. When large caps hold relative to alts, it signals defensiveness, not recovery. SOL leading losses at -4.31% with on-chain activity still declining alongside the price. Q1-to-Q2 transitions have historically averaged a +2.3% pop in the first three trading days. Quarter-end positioning could introduce short-term noise in either direction. $316B in stablecoins remains parked on the sidelines. That capital hasn't left the ecosystem. The macro headwinds haven't changed: Fed pushing rate cuts out, 10Y near 4.5%, Iran conflict entering week 6, tariff overhang still in place. Not financial advice. #Bitcoin #Crypto #CedralAdvisory

Imagine your favorite streamer competing in a high-stakes tournament where the prizes are NFTs with real market value. Not just prize money, actual assets the audience can track, value, and trade. That's what a real in-game economy does to streaming. The whole machine gets bigger. #Web3 #Gaming #Twitch @CedralAdvisory @playoffthegrid @GunzillaGames

Crypto market close — March 30, 2026 $BTC $66,567 +0.22% $ETH $2,023 +1.36% $SOL $82.45 +0.91% $XRP $1.32 +0.21% $ADA $0.24 +1.34% $DOGE $0.09 +0.16% All six assets closed green. Don't let that headline fool you. Context: $ETH just broke below $2,000 for the first time since mid-2024 last week — today it's barely holding above it. $BTC's intraday low was $65,112 — the $66K support level is the line between consolidation and a move toward $50K. $SOL is down 72% from its cycle high. +0.91% is not a recovery. $DOGE traded in a band of near-zero movement all day — exhaustion, not accumulation. The macro hasn't changed: Fed pushed rate cuts to late 2026. 10Y Treasury near 4.5%. Iran conflict week 5. $80B+ wiped from market cap last week. The one number that matters: $316B in stablecoins sitting on the sidelines. That capital hasn't left crypto — it's parked. When it rotates back in is the most important question in this market. Fear & Greed: 27. Total market cap: $2.38T. Read more here: cedraladvisory.com/cedral-advisor… Not financial advice. #Bitcoin #Ethereum #Crypto #CedralAdvisory

Crypto market update — March 30, 2026 $BTC $67,700 $ETH $2,044 $SOL $83.56 $XRP $1.35 $ADA $0.24 $DOGE $0.09 Market context matters here. These prices represent a significant correction from cycle highs. BTC is ~47% below its October 2025 ATH of $126K. ETH broke below $2,000 last week for the first time since mid-2024 before recovering slightly. SOL is down ~72% from its peak. Fear & Greed Index: 23 (Extreme Fear) What's driving it: Fed revised 2026 PCE inflation forecast upward, rate cuts pushed further out 10-year Treasury yield near 4.5%, dollar strengthening Geopolitical escalation (Iran conflict, week 5) ETF outflows across BTC and ETH last week $80B+ wiped from total market cap since March 24. The structural case for crypto hasn't changed. Stablecoin supply near a record $316B suggests capital is parked, not gone. Extreme fear has historically been where positions are built, not abandoned. Not financial advice. #Bitcoin #Ethereum #Solana #Crypto #CedralAdvisory

In 2022, a leaked internal Microsoft roadmap included "crypto wallet" support for its next-gen Xbox platform. That console, now known as Project Helix, is targeting a 2027 launch. Microsoft hasn't publicly committed to Web3, but the fact that it appeared on an internal roadmap at all suggests the gaming industry is paying attention to digital asset ownership. All in due time. #web3gaming #web3 #blockchain

Crypto isn't mixed. It's down. Full stop. $BTC: $66,350 (−2.3%) $ETH: $1,997 (−2.4%) — clinging to $2K $SOL: $83.45 (−1.9%) Total market cap: $2.37T (−3.1%) Fear & Greed: 12 Extreme Fear 85% of coins in the red today But three structural stories are reshaping the market regardless of price: Google set a 2029 deadline to migrate to post-quantum cryptography. Ethereum has been researching quantum resistance since 2018 and launched a formal four-fork roadmap this week. Bitcoin has BIP 360 in progress — and no formal roadmap. One protocol has a plan. The other has a proposal. Bitcoin miners are bleeding. Average cost to produce one BTC: ~$80K. Price: ~$66K. The industry's response — $70B+ in AI infrastructure contracts signed, 15,000+ BTC sold from treasuries to fund the pivot. Some miners could derive 70% of revenue from AI by end of 2026. Morgan Stanley filed to launch MSBT — the first spot Bitcoin ETF issued by a major US bank — at 0.14%, the lowest fee on the market. 16,000 advisors. $6.2T in client assets. Pending SEC approval, expected April. Price is noise. Structure is signal. Not financial advice. #Bitcoin #Crypto #Macro #Markets

The Dow and Nasdaq just entered correction territory on the same day. S&P posted its 5th straight weekly loss — longest since 2022. BTC closed at $65,979. Fear & Greed: 13. Full close report: cedraladvisory.com/cedral-advisor… #CryptoMarket #bitcoin #markets #Iran #oil

The global gaming industry generates more revenue than the global box office and music industry combined. $260 billion. 3.49 billion active players. $54.7 billion spent on in-game items in 2025 alone. All of it disappeared into a centralized black hole. That's the market Web3 gaming is sitting in front of. Check out our full Web3 gaming report. cedraladvisory.com/you-played-you… #Gaming #Web3 #Crypto @GunzillaGames @GUNbyGUNZ @playoffthegrid @scottmelker @soneium

"Friday open. It's ugly. The Dow just entered correction territory. Down 10% from its all-time high. At the open — March 27: S&P 500: 6,420 (-0.89%) Dow: -519 pts (-1.1%) NASDAQ: 21,140 (-1.25%) Oil (Brent): back above $110 10-yr yield: near 9-month highs at 4.42% $BTC: $66,587 — below $67K, two-week low $ETH: ~$2,000 — holding by a thread $SOL: ~$87 This is the 5th straight week of losses for the S&P — the longest streak since 2022. The average Nasdaq member is down 31% from its high. The index number is hiding the damage. Trump extended the Iran strike deadline 10 days. Markets didn't care. Brent above $110 anyway. $14B in BTC options expire today at 8am UTC. Max pain: $75,000. We're $8,400 below it. Not financial advice. See more at: cedraladvisory.com #Bitcoin #Crypto #Markets #Iran #Oil #Macro"

Go check out the new Cedral Watchlist page. Live price updates about some of our conviction plays. Aimed to bring you clean and honest insights. cedraladvisory.com/watchlist/ $BTC $SOL $GUN $AKT $SUI $VVV. These are just a few with more to come. Not financial advice. #crypto #blockchain #bitcoin #solana

Markets closed deep in the red. Trump warned Iran this morning: "Get serious, before it is too late." Markets listened. S&P 500: -1.54% Dow: -0.91% (-469 pts) NASDAQ: -2.11% Oil (WTI): +4.58% — back above $94 $BTC: $68,927 (-2.91%) $ETH: $2,061 (-4.76%) $SOL: $87.17 (-5.63%) $ADA: $0.2548 (-5.48%) Strike pause on Iran expires Saturday. No deal confirmed. Weekend risk is real. Not financial advice. #Bitcoin #Crypto #Markets #Iran #Oil

Wednesday's rally is gone. Trump warned Iran this morning — "get serious, or else." Oil is back above $93. Strike pause expires Saturday. $BTC: $69,351 (-3.08%) $ETH: $2,076 (-4.96%) $SOL: $87.73 (-5.36%) Equities red across the board. The weekend risk is real. Full breakdown cedraladvisory.com/cedral-advisor… Not financial advice. #Bitcoin #Crypto #Markets #Iran #Oil

Sony launched a blockchain. Built a Web3 subsidiary. Filed patents for cross-game NFT transfers, and is preparing a stablecoin for 110 million PlayStation users in 2026. They're not talking about it loudly. They're just building. The full picture is in our Web3 Gaming Report cedraladvisory.com/you-played-you… #Sony #Web3 #PlayStation #NFTs @GunzillaGames @GUNbyGUNZ @soneium #blockchain #bitcoin #eth

Akash Network's Burn-Mint Equilibrium upgrade introduced stable USD-denominated compute payments. Translation: Enterprises can now budget for decentralized cloud without worrying about token volatility. That's a meaningful step toward mainstream adoption. Full report -> cedraladvisory.com/the-akash-netw… #Akash #DePIN #Crypto $AKT @akashnet @gregosuri @CedralAdvisory

Markets closed green across the board. $BTC: $70,970 $ETH: $2,165 $SOL: $91.47 $ADA: $0.2696 S&P 500: 6,591 (+0.54%) NASDAQ: 21,929 (+0.77%) Dow: 46,429 (+0.66%) FTSE 100: 10,106 (+1.42%) DAX: 22,957 (+1.41%) VIX down -6%. Europe leading. Crypto green. Three straight days of gains. Iran de-escalation is doing the work. Not financial advice. #Bitcoin #Crypto #Markets #SP500