Chip

@goc_87 @AnneAmbroseLMT @KurtSupeCPA She has kids, they just don’t talk to her anymore.

@AnneAmbroseLMT @KurtSupeCPA Let me guess, you're a boomer and you have no kids. How did I do?

Couple comes in for their annual review. $2.8 million. Well invested. Solid Pension. Completely on track. I ask the question I ask everyone. "How is your daughter doing?" Mom's face changed first. Their daughter is 39. Hasn't asked for anything. Never complained. But she's been in the same apartment for six years. Daycare alone is $1,800 a month. Down payment feels impossible. Dad said "we always figured she'd get it eventually." I pulled up a simple chart. Statistically they live to 88. She inherits at 56. Maybe 60. At 60 her own retirement is eight years away. The money that could change everything at 39 arrives when her finish line is already close. Neither of them had ever seen it framed that way. The annual gift exclusion is $19,000 per parent per child. They can move $38,000 a year to her. No gift tax. No estate implications. Over ten years that's $380,000 transferred while they're healthy enough to watch it matter. Dad looked at his wife. "Why are we waiting?" Most families leave everything at death because nobody showed them the math of giving it while they're alive.

@AnneAmbroseLMT @KurtSupeCPA You’d rather buy a depreciating asset like a car than help your kids? You’re fuckin pathetic dude.

@KurtSupeCPA Maybe they should enjoy all their hard work, travel, buy new cars, etc. and let their adult child find her own way. It’s nice their daughter doesn’t complain but she’s 39 for goodness sake. Maybe set her up with a financial advisor, sounds like she could that.

@NWordBiden Trump is a democrat

My father is a right wing extremist in Florida and he doesn’t know who you are. Maybe cool it on challenging the most accomplished right wing politician in 55 years.

@Dkcowboy88 @USMCLiberal You’re such a horrible speller you had to address it in your bio lmfao

Dont worry!!!! American doll hairs no longer going to circumsisions in mosambique and Irans too busy watching their navy provide habitiat for marine life at the bottom of the strait to care about SESAME STREET! We saving billions without watching europes ungreatful behinds!!!! We doing good America. We also got all our needs in oil secured. All will be well for CITIZENS OF AMERICA!!!! THANK YOU TRUMP!

“He’s good for muh 401K” “He a bidness man!!!”

@AZMaGHaMaMa What were you gonna do with that $11? Nothing? Good talk.

Last time I filled up, it was $38. Today, it was $49. Bullshit.

@DoeyJawson @jstunt81 @BachelorProject @MissGatheca So 40,000 not 45 and still $22 over $600/month. Got it.

@Chip_Taylor @jstunt81 @BachelorProject @MissGatheca 3.8k down. 3.5% interest.

Servicing a 45k car loan on a 100k gross salary is insane.

@AngelaGraceLOU @BTCBreadMan No. My money is our money, and her money is her money.

@Chip_Taylor @BTCBreadMan Then you basically have joint finances don’t you? This is nothing like the OPs scenario at all.

My best friend is 36 years old. He’s been married for 7 years, but they still don’t have a joint bank account. He and his wife literally Venmo each other for half a meal out, or half of the gas bill. How do I kindly explain to him that they are acting like unserious children?

@jadespica @ive_arc

@ive_arc i wish i could play this game, but no more than 2 minutes later my friends think me playing the DS is an invitation for them to rub my thingy up like a DJ 😭 i keep losing focus

@alexxra1_ @Michaeldudufudu Your faggotry is annoying, that’s why.

@Michaeldudufudu Why does it matter snowflake

Why does even the baseball subreddit have a trans flag💀

@JesseHughes Trump is also functionally a leftist.

He already is functionally a leftist. He’s stood against the most right-wing Presidential in my lifetime. He stood against the most effective political organizer, Charlie Kirk, and now is trying to use Charlie’s death to advance his own platform. The only thing he cares about is the Jews. He has no morals. He has no principles. He is a Leftist and would be right at home with them.

@jstunt81 @BachelorProject @MissGatheca Even with $10,000 down at 3% for 5 years it’s still over $600

@BachelorProject @MissGatheca Just say your credit is bad

@Mystical1211973 @BTCBreadMan Yeah you said that already. Posting it twice doesn’t make it any more true.

@Chip_Taylor @BTCBreadMan I'm not trying to be anything. She's thought about it. Trust me, she's thought quite a bit about it. That's not edgy, that's the truth.

@Mystical1211973 @BTCBreadMan You’re desperate to be edgy, it’s not working.

@Chip_Taylor @BTCBreadMan You never know. She might want to see what life is like with a man. 🤷‍♀️

@Mystical1211973 @BTCBreadMan Why would she leave me? Then she’d HAVE to work full time lol pretty sure she’d rather work 12 hours a week.

@Chip_Taylor @BTCBreadMan Or maybe she'll finally come to her senses. She lives with a man who doesn't want a joint bank account, but he's OK with creating and raising children with her. Ugh.

@Mystical1211973 @BTCBreadMan I wish she’d work full time, I could invest more. Last kid graduates in 3 years so maybe she will then.

@Chip_Taylor @BTCBreadMan Of course. That's what every man with a working wife says. 😉

@perilousbanana @BTCBreadMan So I should refinance my house at a higher rate to add her? You sound financially illiterate.

@Chip_Taylor @BTCBreadMan It’s your life. You sound a little controlling though…

@KickRocksGLG @BTCBreadMan That wasn’t the point. The point was she doesn’t make any money, there’s no point in having a joint account, I’m sorry you misinterpreted it.

@Chip_Taylor @BTCBreadMan That’s not the point you made at the start. Your point was I make way more money than her so I shouldn’t have to share. WTF was the point of marrying her then?

@GiaG25 @NorthshoreRob59 @BTCBreadMan Her names not on the house either lol

@Chip_Taylor @NorthshoreRob59 @BTCBreadMan Because you’re a liar

@Mystical1211973 @BTCBreadMan She did the same thing, stupid. She has a hobby she gets paid for so it’s technically a “job”

@Chip_Taylor @BTCBreadMan I'm a stay at home mom. I gave up a career to raise my own children. I would've never considered marrying a man who needed me to do part of his job. Don't tell me what I am, worry about what you are, or are not. 😬

@perilousbanana @BTCBreadMan You’re gonna be really mad when you find out her name isn’t on the house either.

@Chip_Taylor @BTCBreadMan That doesn’t answer the point you cunt. If you’re paying for everything anyway, then separate finances serve no purpose other than giving you control in a weird power dynamic.