Harry

Been lurking on here for a while, probably time to properly start interacting. Cashed out my ISA which was just VUSA for £7,000 profit after holding for a few years to pursue a property deal that never materialised. Now fully back in.

Was speaking to a friend about private school and it got me thinking… £20k/year for 18 years = £360k Invest that into the S&P 500 at ~7% and you’re looking at ~£700k by 18 That’s a house deposit , no student debt, and a serious head start in life Same money. Completely different outcome. Is private school worth more than a £700k head start? I don’t think so.

@JUST_KAWS $BYND

What’s a stock you would never touch? I’ll go first $PYPL

@Mariusz_Invest @Barchart Sometimes investing really is simple for me, do I actually use / need this? With PayPal… hard no. Can’t even remember the last time, with Apple Pay and autofill everywhere now.

@Barchart What about $PYPL

Nike $NKE fell to its lowest price since 2014 📉📉 Obliteration 🫡

@Ashton_1nvests Boring but $AMZN

What’s one stock you’re buying with zero hesitation right now?

@DividendDrip 6k at the minute which is probably 2 months living expenses at a push. Should probably get it up, but there’s dips that need buying and ISAs that needed maxing. 😂🤷🏼‍♂️

Do you have an emergency fund? If Yes, How much have you set aside.

@CapitalChr92373 Ikr couldn’t think of anything worse than eating a beyond meat burger. 🤦🏼‍♂️

@CompoundingISA I’m not even into vegan stuff 🤣

One of my first investments 🤣🤣 Holding onto it for sentimental value…. Does anyone else have any horror investments?

@CapitalChr92373 I still cringe when I see their burgers in Tesco 🤣

@CompoundingISA Haha I was in that one too for a bit 🤣

Lots of stuff said about Trump, and rightly so. But these Trump Accounts are amazing. Can’t help but selfishly think about $HOOD in this situation too 👀

@IndexAndForget Nope. Most IPO’s normally result in losses. I’ll wait 6/ 12 months post-IPO. Let earnings + reality reset the price then consider it.

When SpaceX IPO's will you buy or avoid?

@Mariusz_Invest If there’s a way for this government to fuck us, they will.

🚨 UK Crypto is cooked. 🇬🇧💀 HMRC is officially banning new Crypto ETN purchases in ISA accounts starting Monday, April 6, 2026 Why!? Why!? #Crypto #HMRC #ISA #ETH #BTC

@SixSigmaCapital If you’re into business history I definitely recommend, American Rascal: How Jay Gould Built Wall Street’s Biggest Fortune by Greg Steinmetz Jay was a master stock and political manipulator but genuinely one of the smartest businessmen in history too.

I’ve just realised I haven’t read a book in more than 6 months which is Highly unusual for me as I’ve read at least 15 each year for most my adult life So with that being said any you’d recommend, non fiction but not necessarily investing books ?

@DividendDrip Yeah not much in the way of good news at the minute.

I feel if the market was open Friday, the Fear and greed index would be reading extreme fear: closer to the 10 rather than 19!

@DividendDrip Owch, cliche but I treat them as lessons learnt. My biggest loss was Nio. Same thing chasing hype and overnight riches 🤣🤦🏼‍♂️

@CompoundingISA Yup… same as me. I still hold £4000 in amc with a massive loss. Refusing to sell now but NEVER doing that again

If anyone says investing can’t be learned, here’s some of the stuff I was throwing money at a few years ago 😂

@CapitalChr92373 Spot on Chris, it’s a right of passage 🤣

@CompoundingISA Gotta start somewhere! My first investments were so 💩🤣

@UK_Compounder @JamesP728 Very impressive mate. Well done. Do you have a realistic target for retirement?

Taking inspiration from @JamesP728, I decided to start an annual net worth update in addition to sharing my investing portfolio progress. So, this is my first one! I'm 36 yrs old. 💰 Net worth £ 748,249 This is broken down into... S&S ISA £39,743.16 SIPP 1 £111,784.71 SIPP 2 £3,320.54 LISA £1,000.85 (Abandoned) Cash ISA £44,756.59 (Savings & Emergency) GIA £3,540.24 Current accounts £4,761.88 Property equity £540,000 (Conservative valuation of £1,050,000) Debt 🏦 Mortgage balance £506,874.14 💳 0% credit card £3,781.19 I've never tracked this before so I don't have a comparison to last year! Though I've probably stood still over the last 12 months given that any savings and investment progress will have been nullified by the effect of the slowing property market on my equity. I'm looking forward to the next one now so that I can actually measure it! 🙂 Have a great Easter weekend everyone 🫡

@UK_Compounder @StocksEddie The best answer.

@StocksEddie To buy back my time and spend more of it with the family.

Why are you investing? Whats your end goal?

@Glitchymagic 😂 I know the feeling sometimes

@CompoundingISA gm, "long weekend with family" sounds elite, my social battery says nope.

GM all. ☕️ Hope everyone enjoys their long weekend with family and friends. ✝️🐣