CryptoIdea101

March 2026 - Development update 🛠 We just sent out a new episode of our newsletter on Substack. onbeam.substack.com/p/58-march-202… You can read the full update there, but let's dive in this thread with a summary of the past two months. Read along 👇🧵

Beam Finance - Our vision on stablecoins. One of the most important things we do is maintain enough stablecoins to cover years of operational runway. Not months, years. That means payroll, legal, audits, infrastructure, and everything else that keeps the organization running is covered regardless of market conditions. We keep operational funds completely separate from long-term reserves. This gives us flexibility on the day-to-day side without ever touching capital that’s earmarked for growth, investments, or ecosystem development. When it comes to stables, we don’t chase risky DeFi yields. High APYs can be tempting, but protecting the treasury matters more than squeezing extra return. We do use yield, but selectively and without lock-ups. Capital stays liquid so we can move quickly when better opportunities arise, withdraw anytime if needed, and avoid getting stuck in failing protocols or exploits. We stick to safer, more conservative strategies. Our approach is also cyclical. When markets are running hot and valuations are stretched, we use that liquidity to grow our stablecoin position. When markets cool off and everything gets cheaper, we deploy that capital into opportunities at better valuations. Simple in theory, hard to execute consistently — that’s where discipline comes in. At the end of the day, treasury is about one thing: operating through any market.

Raoul Pal: The biggest disconnect in the world right now is centered on AI. You and your tech friends: "holy sh*t, this thing's alive." Your normie friends: "Oh it just tells lies. I don't even bother" @ForwardGuidance

The four-year cycle isn't the story anymore. Ed and TJ from @parataxis_cap joined me to break down what actually drives crypto from here. Liquidity, macro, ETF flows and, the coming wave of AI agents. As ever, please enjoy!

I think it needs explaining that although I see an elongated cycle it doesn't mean my analysis is right. The breadth and depth of macro/crypto analytics framework I've added since 2021 is massive and I'm happy with the probabilities currently but things can change... At GMI we have done tremendous amounts of work on this all at the nexus of crypto and macro in The Everything Code. It comprised of over 4,000 charts (serious). However, I am not a guru. We all need to take lifestyle chips off the table to secure our own future.. I can't dictate that. In RV too we will do our best to help as many people as possible, But we are not, and will not be, perfect. This is your choice alone. Not mine. Only you can actually protect your own future and thus limit regret if the market reverses or even it explodes higher. I'm guessing I'll take 25% to 30% off into year end but I don't know yet. It's based on my own circumstances, not yours and its based on my p&l and not yours. Also don't forget that your risk profile is different to mine... I can afford to take outrageously concentrated risks like having 80%+ of my liquid stack in Sui. But based on my work I think Sui it outperforms most others majors. I am not a maximalist and my portfolio can and will change but I will let you know if my analysis changes. My job for myself is to maximise profits with best risk adjust returns. For most, just buy BTC, ETH and SOL My job for myself is to max profits with best risk adjust returns I think are available. The Banana Zone won't fix your shitty asset allocation. If you have had a decent portfolio you will already be up 5x to 10x from the low. If you are newer, don't chase gains, time in the market is vital, you should make money this cycle but here is more to play for over time, You have 5 years or so to Unfuck your Future. Please don't fuck it up. This will be my pinned tweet so you can refer to it. Just let it all play out and take profits on the way. Good luck. My work suggests the next 6 to 9 months can change all our lives but don't bet on it exclusively. If you want to reduce risk and also play for higher prices consider selling some and buying longer dated calls in due course, where you can only lose your premium (as I did in 2021 with ETH and only risked 5% for a potential leg higher which failed). I appreciate your attention in this matter.

“the business model quietly shifted from degen casino to 24/7 stock access terminal.” Users see new markets added weekly, the HL ecosystem is absolutely kicking 🔥 Dreamcash now >5% of HIP-3 volume/OI & 15% of trades 👏

"Dreamcash is not a one-size fits all Oracle type deal...there's a lot of custom logic behind this" — @Marco_Beam 60 seconds on why @Dreamcash chose @PythNetwork + SEDA to power their 24/7 markets.

Your action plan for today's market: 1/ Check your altcoins against the 5 new categories — Digital Security tokens are highest risk now 2/ Watch $68K on BTC — institutional buy walls confirmed there 3/ Don't react to the price. React to the data. Whale accumulation + regulatory clarity = not the time to sell. 4/ The Fear & Greed at 28 has marked local bottoms 3 times in this cycle. Follow @CryptoIdea101 — daily research, zero hype, no financial advice. Repost tweet 1 if this was useful. 🔁

What smart money is doing right now vs what retail is doing: Retail: → Panic selling at $69K → Posting "crypto is dead" on X → Checking portfolio every 10 minutes Smart money: → Added 4,200 BTC during today's dip → Reading the SEC/CFTC framework carefully → Identifying which tokens survive regulation One of these groups will be right. History is very clear on which one.

The SEC and CFTC just redrew the map of crypto. Every token you own just got classified into one of 5 new categories. Most retail investors have no idea what this means for their portfolio. Here's the breakdown — and what to do about it: 🧵

What this all means for your portfolio: The bear market narrative is wrong. This isn't a crypto winter. It's a rotation — from retail speculation to institutional infrastructure. The projects that survive this rotation: → Real revenue → Institutional backing → Regulatory compliance → Actual users The projects that don't: → Pure narrative → No revenue → Anonymous teams → Token = only product Follow @CryptoIdea101 — every day I break down which is which. Repost tweet 1 if this changed how you see the market. 🔁

What Grayscale said that nobody is quoting: Less than 0.5% of US advised wealth is currently allocated to crypto. Harvard's endowment owns it. Abu Dhabi's sovereign wealth fund owns it. BlackRock is all-in. And still — less than 0.5% of advised wealth. The wall of institutional money hasn't arrived yet. This is still early.

Grayscale. Coinbase. CFRA. The Block. Every major institution just published their 2026 crypto research report. I read all of them so you don't have to. The one thing they ALL agree on will change how you invest in crypto forever: 🧵