DefiCanary

Stellar Encyclopedia. Vol. 1. I am starting a series. Every entry will go deep on one layer of the @StellarOrg ecosystem. Research first. No hype. No shortcuts. This is where it begins. 🧵

@mkoneth @Zun2025 Lol, as if he owe "people" an answer .... What kind of false entitlement mindset is this ?

Not anyone’s servant, but quick to block people and throw threats, that part you’re very consistent at. You talk about helping users, but the only thing you seem good at is blocking them the moment they ask a question. That’s not confidence, that’s insecurity. If your work is solid, you don’t need to silence people. You answer them.

🚨 SCAM ALERT 🚨 Zun (@Zun2025) is scamming users. He initially built trust by “helping” people recover airdrops from compromised wallets, taking a 20% cut. Many trusted him and shared access because it seemed legit. Now? He’s taking full control, draining everything, and blocking users. One of my community members @mani001eth reached out for help, shared details → followed his process → and got blocked after. No response. No tokens. Nothing. This is not a mistake. This is planned. Bear market really exposing people… from “helper” to straight scammer. If you’ve interacted with him, be careful. More users are getting affected. Expose. Report. Stay sharp. For more reach tagging some genuine account here: @FareaNFts @apurvajain24 @Web3Manish @atulydv00 @whitelisttakip @OvoOnoETH @Crypto_Pranjal @MedusaOnchain @humanbotcrypto @prxfecy0x @Crypto_Zh0u @Skinny19999

@cryptonautt_ @Onlyonecurrency @ProsperoApril Congratulations bro

Finally Funded Thanks to God and Gold Win in web3 , win in web2, win in Forex

@Fznation01 Happy birthday chief

+1 🎉 Say a prayer

You've heard of Proof of Stake. You haven't heard of A-PoS. @TRDN_AI just built a consensus mechanism where AI runs the security layer in real time. Here's what that actually means and why it matters for the future of DePIN. 🧵

Everything you think you know about ownership in crypto is worth questioning. I'm about to show you why 🧵👇

Taking my gft 5k account one step at a time @GoatFunded @EdwardXLreal

It provides me with the necessary information to manage risk effectively before entering a trade, ensuring that I am well-equipped for every occasion. Another simple tool like this one makes trading a lot smoother and more efficient overall. @EdwardXLreal @GoatFunded

Just wanted to share something particularly enjoyable about @GoatFunded One of the most remarkable aspects of their dashboard tools is actually quite helpful—especially the position size calculator.

The gft support has been on a roll recently Had an issue about my login credentials and it was resolved fast and welcoming @Goatfunded & @EdwardXLreal

GFT just crossed $15 Million in trader payouts. Share this amazing achievement on Twitter, tag @Goatfunded & @EdwardXLreal, and let’s show the community what GFT is building! 💪

@GoatFunded is now offering Instant Funded accounts @EdwardXLreal Get yours and be instant funded today

I designed the visuals for this thread myself by the way. If the designs resonate with you and would like to see more of it, I'm available for collaboration.✅️

● What It Means When You Put It Together Here is what I keep coming back to after sitting with all four of these. Each one solves a real problem that exists in the market right now. Invest removes the friction that has kept retail investors out of crypto despite genuine interest. Earn closes the gap between what banks pay and what capital is actually capable of generating. Diversify gives individuals access to portfolio construction that was previously only available to people with the time and knowledge to do it manually, and creates a new income stream for people with the insight to build their own. Develop gives builders a composable, permissionless layer to bring structured investing into applications that have never had it before. What @0xjblew and @justinbenjaminn has built is not a feature. It is a stack. And every layer of that stack is pointed at the same thing: making the tools that serious investors have always had access to available to anyone, anywhere, without permission. The crypto investing experience has been broken for a long time. Not because the assets weren't worth holding. But because the infrastructure around them was built for insiders. @normalfi is the clearest attempt I have seen to change that. And it is live. You should onboard right now Check it out here: normalfinance.io

● Develop The last pillar is the one that operates mostly out of sight. But it might be the most consequential one for where this goes. Here is the infrastructure problem facing builders right now. If you are a fintech company, a crypto startup, or any product that wants to offer its users the ability to hedge, diversify, or get structured exposure to assets, you have two real options. You build the infrastructure from scratch, which is expensive, slow, and technically complex. Or you integrate with a centralized exchange, which means taking on custodial risk, platform dependency, and composability limits that will eventually become ceilings on what you can build. There is no clean, permissionless, open layer specifically designed to let a developer plug structured investing directly into their application. That gap has existed for years. The Web3 infrastructure market is growing at roughly 49% annually, and the demand for exactly this kind of integration is accelerating. @normalfi's Develop offering is built directly into that gap. The platform exposes a set of DeFi primitives built on @StellarOrg using Soroban smart contracts, with a custom Normal AMM at the centre. Developers can integrate hedging and diversification directly into their own applications. And because Normal tokens are composable, the assets created on the platform are not locked inside a walled garden. They can be lent, staked, swapped, and used across the broader DeFi ecosystem. @0xjblew has described what he is building as the investment layer on top of Stellar. The Develop feature is what makes that framing literal. Normal is not just an app. It is an infrastructure that other products can be built on top of.

● Diversify (Part 2) The pre-built funds are only half the story. The other half is the one I think most people are not paying close enough attention to. Normal lets you build your own index fund. You pick the assets, set the allocations, name the fund, and publish it. And when other investors put money into your fund, you earn a portion of the transaction fees they generate. I want to be precise about why this is new, because it is easy to understate it. Until now, if you had a genuine view on a sector, if you believed deeply in the RWA space or saw something in AI infrastructure tokens that the market hadn't priced yet, there was no way to package that view and get paid for it. Building a fund in traditional finance requires legal setup, regulatory approval, institutional distribution infrastructure, and years of work before a single dollar flows in. That system was not designed to include you. Normal removes every one of those gates. Someone sitting in Nairobi with a sharp read on DeFi protocols can build a fund today, publish it to a global audience, and start earning fees as soon as other investors choose to follow their thesis. The insight is the product. And for the first time, the person with the insight gets paid directly for having it. That income stream has never existed for regular people before. It exists now.

● Diversify (Part 1) The S&P 500 is the most successful investment product in history. Not because it picks the best stock. Because it holds all of them. Diversification is the closest thing to a free lunch that investing offers. Spread your exposure across enough assets, and the failure of one stops being a catastrophe and starts being a footnote. Every serious investor knows this. And yet, in crypto, building a genuinely diversified portfolio has remained one of the hardest things to actually do. Think about what it requires today. You need to identify assets across different sectors. Layer 1s, DeFi protocols, AI infrastructure tokens, RWAs, GameFi. You need to research each one individually, decide on allocations, execute across multiple wallets and chains, and then rebalance when the market moves. That process never ends. And it requires a level of time, knowledge, and attention that most people simply do not have. The result is that most retail crypto investors end up concentrated in one or two assets, usually Bitcoin and Ethereum, not because that is the right strategy but because building anything more sophisticated is too difficult. Concentration is not a choice they made. It is the friction deciding for them. Normal solves this with pre-built index funds. Top 20 Crypto. AI Index. DeFi Index. RWA Index. Meme Index. GameFi. Web3. Layer 1. Layer 2. One click gets you into a diversified, auto-rebalancing basket of assets, without touching a single wallet or bridge. Your portfolio stays balanced because the protocol maintains it. You set your position and the work is done for you.

● Earn Most people who aren't actively trading leave their capital completely idle. And I understand why. The alternatives are either terrifying or invisible. On the terrifying side: you have the wreckage of BlockFi, Celsius, Voyager, and Genesis. Collectively, those platforms wiped out billions of dollars of retail savings that people thought were sitting safely earning yield. On the invisible side: most people don't even know that a legitimate alternative exists. Here is the context that makes the @normalfi Earn feature meaningful. The average traditional savings account in 2025 yields around 0.5% annually. Inflation is running at 3 to 4%. That means money sitting in a bank account is quietly losing value every year. The gap between what your bank pays you and what inflation takes from you is real, and most people are on the wrong side of it. Normal offers 7% APY. Not through risky lending schemes or opaque yield farming. Through USDC, which is fully backed by US Treasuries and cash, with over $80 billion in deposits. It is one of the most transparent, audited, and regulated stablecoins that exists. When your dollar sits on @normalfi, it is not idle. It is working. And the infrastructure underneath it has been audited by @HalbornSecurity, one of the top blockchain security firms in the industry. That is the difference between yield as a marketing trick and yield as a feature.

● Invest Let's start with what investing in crypto actually looks like today for most people. You pick an exchange. You complete KYC. You wait for approval. You fund an account. You figure out which chain the asset lives on. You bridge to get there. You pay fees at every step. After all of that, you can only trade during the hours the market is open, if the market even has hours, which in crypto it doesn't, but centralized platforms behave like it does. That is the regular experience. And it is genuinely broken. What @normalfi does is collapse all of that into one interface. You connect, you fund with USDC, and you trade. Crypto, equities, commodities, FX pairs, ETFs. Long or short. Flat 0.30% fee. 24 hours a day, 7 days a week, no market hours, no bridges, no centralized exchange sitting between you and your position. The shorting piece alone is worth pausing on. The ability to profit when an asset falls is something that has historically been gated behind derivatives platforms built for experienced traders. Normal makes it available to anyone, on any asset they support, without a separate account or a separate learning curve. That matters more than it sounds.

@The_DefiWatcher @normalfi @0xjblew @justinbenjaminn This is a great break down on @normalfi . Well done

After publishing my thread on Normal Finance, I kept feeling like I hadn't finished. Not because anything was wrong. But because there are four things you can do on @normalfi that each deserve their own conversation. I gave them a paragraph each last time. That wasn't enough. So here's a proper breakdown of what Normal actually lets you do. And not just do. Do normally. 🧵