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DoneDaniel
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DoneDaniel
@DoneDaniel_
Team: @AlphabotApp by @TheApeList_ Alphabot/Boost Tech Support Community Manager | PR | Journalist | Social media communications Discord: donedaniel
. Katılım Mayıs 2018
1.8K Takip Edilen31.9K Takipçiler

@DoneDaniel_ @TheskyWeb3 @themiracle_io @DIESEL @OmnipresentHQ 🧡 not a boss not a Sir :)
just here to help if i can
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I built an agency before @themiracle_io.
First client was the billion-dollar brand @DIESEL.
One of my employees, also my mentee, worked that project with me from the start.
He outgrew me in marketing, social engagement and others.
I went deeper into consulting, BD and AI automations.
He co-founded Omnipresent. Now works with the biggest projects in the space.
I couldn't be more proud.
I never had a real mentor. Every time I thought I found one, they tried to keep me small. Kept me close because my growth served them, not me.
The one person who genuinely pushed me to back myself was my wife. 13 years younger than me. An old soul. My validator, my motivator, my reality check.
And then there is theMiracle.
They gave me every instrument, every space, every bit of motivation I needed. They never tried to contain me. They actively pushed me to outgrow their own skill sets.
That is rare. And I don't take it lightly.
Not everyone who seems to support you is supporting you. Most are supporting themselves.
People will laugh with you. Celebrate with you. But watch them closely when you win big.
Look at their eyes. Their expression. If you sense even a hint of jealousy, or they try to talk your win down, even as a joke, they are not there for your growth.
They just want to shine in your glory.
Real support wants you to outgrow it.

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@DoneDaniel_ @Mo_theMiracle @themiracle_io @DIESEL @OmnipresentHQ You too brother let’s catch up soon 🤝
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@Mo_theMiracle @TheskyWeb3 @themiracle_io @DIESEL @OmnipresentHQ Thanks Mo, a great boss and friend 🧡
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@DoneDaniel_ @TheskyWeb3 @themiracle_io @DIESEL @OmnipresentHQ Ohhhh another Soldier from the old Diesel times!
We all win this year :)
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@Mo_theMiracle @themiracle_io @DIESEL @OmnipresentHQ Thanks a lot for all the experience and learning Mo
It’s always great working with you ! 🫶
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This is my favorite chart. I know it looks like a bunch of boring financial data, but it’s actually the most important "map" we have for where our money is going over the next two years.
US banks are sitting on about $306 billion in "unrealized losses." To understand what that means: back in 2020 and 2021, banks bought trillions of dollars in bonds when interest rates were near zero. This was good for normal people, but not for banks, because they received zero dividends back from the government. Then the Fed cranked rates up to fight inflation, and the value of those old bonds crashed because they paid the banks 0–1% APY compared to the rates that went all the way up to 6%. This created a massive "hole" in the banking system's pockets.
So, if you’ve been wondering why it feels like the "real economy" for normal people is stuck in the mud while the stock market hits new highs, this is your answer.
The "Paper Loss" Trap
Think of it like this if you were a bank, because it's the complete opposite for them than it is for us: Imagine you bought a house in 2020 with a 1% dividend per year. That was an amazing deal for you back then. But then the market changed, and now all your other bank friends are getting a 7% dividend per year on new houses. If you tried to sell your 1% house today, nobody would want it unless you dropped the price significantly. Why would they take your 1% deal when they could get 7% elsewhere?
That "drop in value" is exactly what the banks are experiencing. They haven't actually lost the money yet (that’s why it’s called "unrealized losses"), but if they had to sell those bonds today to fund new loans, they would take a massive hit. Because of this, they are acting like someone who just lost their job, they are hoarding every penny. This is why big tech companies and the S&P 500 (who don't need loans) are thriving while small businesses and normal people feel like they’re walking underwater.
The 18–24 Month "Healing" Phase
We are currently in a waiting game. People keep asking when "cheap money" is coming back. The truth is, it doesn't matter as much as bond maturation does. Those $300B+ in losses aren't permanent; they only exist because the banks are holding "old" debt. Every month that goes by, a small chunk of those old 2020 bonds hits its expiration date. When that happens, the loss "vanishes" because the government gives the bank their full original cash back. They then take that cash and "refinance" it into new 2026 bonds that pay 5% or 6%.
To use the house analogy again: Imagine you purchased that house back in 2020 that paid the 1% dividend. If you were forced to sell it now, you would lose maybe 80% of its value. But if you somehow managed to keep it afloat for the duration of that loan (normally 4–6 years), the previous owner of the house would give you the entire amount back, even if the real market value was down 80%. That is the game of government bonds.
This is a slow motion recovery. Based on the math of how long these bonds usually last, it’s going to take at least 18 to 24 months, taking us into late 2027, before our favorite chart hits the "peak positive" side again. Until those bars are back above zero, banks aren't going to feel "safe" enough to let the money flow back down to us like they did in 2020/21.
Why the Car Market is Stuck
The car industry is the "canary in the coal mine" for this chart. Cars are almost entirely bought on credit. Right now, even though the economy is technically "growing" (the ISM Manufacturing index is finally expanding again at 52.4), banks are being incredibly stingy. They’ve tightened their lending standards so much that even with good credit, you're seeing rates near 7% or 8%.
They are doing this because they have to "repair the roof while it's still raining." They are using their profits to patch the holes in their bond portfolios instead of offering you good loans. That is why we see banks reporting record profits right now, it's not just to fill the owner's pockets, it's primarily to cover the losses they have until the bonds mature. But once the bonds themselves start to show a profit, and we know banks will never lower their fees once they get away with it once, they will have a record abundance like nothing we have seen in history.
The Crypto "Risk Curve" Prediction
And then there’s crypto. Everyone wants that 2021 feeling back, where every altcoin goes 10x in a month. But look at the liquidity:
2021: M2 money supply growth was at a record 27%.
Today: We’re growing at a modest 4.1%.
The "money printing" is happening, but it’s a surgical drip, not a firehose. The cash is staying at the top of the pyramid (the banks) to fix this chart. Crypto is at the very end of the "risk curve". It only explodes when the banking "tank" is totally full and the extra cash starts spilling over into the high risk stuff.
My Forecast: The 2027 Pivot
I’m predicting we won't see a true "peak" in car sales or a "retail crypto mania" until late 2027. That is the moment the math finally clears. By then, the vast majority of those "underwater" bonds will have matured. Banks will be "whole" again, their balance sheets will be in the green, and they will stop hoarding cash. That’s when the credit gates open, the 0% car deals return, and the "lazy money" floods back into the crypto market.
We aren't in a bear or bull market. The last bull market ended in 2021, and even if BTC has pumped over the last couple of years, we are still not in a real bull market. The only players in the game right now are "big money" and banks. When crypto dudes say that retail is not back, they are completely right. It's not even debatable, you can easily see where the money is located right now. The idea of a magical 4 year BTC cycle is fine if you need to believe in that, but in the bigger picture, this post shows what is actually going on in the world and what needs to happen before we see abundance again.
We are not in a recession, the recession was back in 2022, but they would not admit it, we're in a healing phase. We’re watching the banks slowly fix their mistakes from 2020. Patience is the only play here. Keep an eye on those bars, as they get smaller, your capital gets closer to its next big run. But make no mistake: the so-called mistakes the banks made in 2020 will happen again. You can always bet on the greed of banks, it's just in their nature. So, when abundance hits again and you get that nice feeling in your body, fight it as much as possible and start planning for the next real bear market.

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@DoneDaniel_ Thank Daniel, happy I got it behind me
The house literally kicked us out and I am so happy about it :)
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Moved houses in Marbella 6 weeks ago.
Left behind 6 months of low energy, slow momentum, bad sleep.
Walked into the new place and something shifted immediately.
New home office. Huge whiteboard. More in-person meetings.
Closed more deals in 4 weeks (sick) than in the 2 months before.
Yesterday. Dinner with my wife and Jeff, our head of sales. Relaxed. No agenda.
Best ideas of the month came out of that table.
Not everything needs to be digital. Not everything needs to be automated.
Environment is strategy. ☀️
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Woke up today and saw that I won a giveaway with 1 in 1115 odds.
And just a day before that I lost a raffle where the odds were 1 in 5.
That’s luck math for you.
It’s kind of funny watching some people try to figure out why it happened, especially when they were so sure the outcome would be different.
Sometimes you lose the easy ones and win the almost impossible ones. Be kind 💜
And btw: Cat cm is me, not the Connectivity mom😂

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DoneDaniel retweetledi

4 years of Alphabot powering your favorite giveaways.
With the NFT market heating up again, we’re hosting a giveaway of our own:
1000 USDC split among 10 lucky winners.
Enter on Alphabot:
alphabot.app/alphabots-birt…
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DoneDaniel retweetledi
DoneDaniel retweetledi

You will never regret:
- Studying
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- Exercising
- Being intimate with someone you love
- Reading a book that changes your life
- Spending time with people who truly care about you
- Staying close to God
- Eating healthy
- Fighting for your dreams
What’s missing from your life right now?
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